PCB logo

PCB PCB Bancorp

NASDAQ · Banks - Regional · Financial Services

$28.69
+0.26 (+0.90%)

PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts. It…

Market Cap: $408.35Mwww.mypcbbank.com

Price

No data yet.

Signal Score (90d)

100
100
Aug 17Aug 17

Quote

Day Range
$28.01 – $28.86
52-Week Range
$19.70 – $30.84
Volume
$2.2K
Market Cap
$408.35M
50-Day Avg
$27.91
200-Day Avg
$24.05
Prev Close
$28.43
Open
$28.32

Valuation & Ratios

P/E Ratio
8.26
EPS
$2.64
P/B Ratio
0.79
P/S Ratio
1.47
Debt/Equity
0.18
Current Ratio
0.16
Dividend Yield
+3.8%
Gross Margin
+53.3%

Returns & Efficiency

Return on Equity
+9.6%
Return on Assets
+1.1%
FCF Yield
+7.9%
EV/EBITDA
6.24

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$209.37M$37.45M$2.62
2024$191.91M$25.81M$1.75
2023$161.86M$30.70M$2.14
2022$116.25M$34.99M$2.36
2021$99.91M$40.10M$2.66

Social Signal Score

50
5d
51
1 mentions
30d
50
1 mentions
60d
50
1 mentions
90d
50
1 mentions
news: 1

Earnings

Thu, Oct 22(in 2 months)

Consensus estimate $0.74 per share

6of 6 quarters beat consensus

Typical surprise +4.6% (median, so one quarter with a near-zero estimate can't distort it)

  • Thu, Jul 23$0.73 vs $0.70beat
  • Thu, Apr 23$0.74 vs $0.67beat
  • Thu, Jan 29$0.64 vs $0.61beat
  • Thu, Oct 23$0.78 vs $0.61beat
  • Thu, Jul 24$0.62 vs $0.60beat
  • Thu, Apr 24$0.53 vs $0.51beat

Estimates and results for PCB via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Insider trading

Open-market buys and sells by PCB officers and directors.

Bought
$2.8m

71 trades

Sold
$462k

1 trade

  • Lee Sang Youngbought
    director, 10 percent owner:·1,090 @ $21.75·$24k·Mar 6, 2026·filing
  • Lee Sang Youngbought
    director, 10 percent owner:·7,500 @ $22.25·$167k·Mar 5, 2026·filing
  • Lee Sang Youngbought
    director, 10 percent owner:·2,000 @ $22.75·$46k·Mar 4, 2026·filing
  • Lee Sang Youngbought
    director, 10 percent owner:·92 @ $22.00·$2k·Mar 3, 2026·filing
  • Lee Sang Youngbought
    director, 10 percent owner:·27 @ $22.35·$603·Feb 27, 2026·filing
  • Lee Sang Youngbought
    director, 10 percent owner:·1,000 @ $22.44·$22k·Feb 27, 2026·filing
  • Lee Sang Youngbought
    director, 10 percent owner:·1,000 @ $22.45·$22k·Feb 27, 2026·filing
  • Lee Sang Youngbought
    director, 10 percent owner:·1,000 @ $22.40·$22k·Feb 27, 2026·filing

28 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from PCB's reported EPS growth of -0.4% a year over 4 years.

EPS in 5 years
$2.58
Implied price
$20.68
Return from $28.69
-6.3% a year

To earn 15.0% a year on these assumptions you'd need to buy at $10.28 -64.2% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E4681012
-10.4%-26.7%-20.5%-15.7%-11.9%-8.6%
-5.4%-22.6%-16.0%-11.0%-7.0%-3.5%
-0.4%-18.5%-11.6%-6.3%-2.1%1.6%
4.6%-14.4%-7.1%-1.6%2.9%6.7%
9.6%-10.3%-2.7%3.1%7.8%11.8%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsprnewswire.com·5h ago·Neutral

    PCB Bank Launches 2026 Brand Campaign, "To a World of Possibilities - That's PCBility" LOS ANGELES, Aug. 17, 2026 /PRNewswire/ -- PCB Bank announced the launch of its new 2026 brand campaign, "To a World of Possibilities - That's PCBility" celebrating how customers' ambitions and PCB Bank's financial expertise come together to create greater opportunities. The campaign creatively illustrates the synergy between customers' ambitions and PCB Bank's financial expertise, showing how that partnership…

    View source ↗