Price
No data yet.
Social Signal Score
Revenue
$122.34M+231.65%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Douglas L. Kennedy
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 682
- Beta
- 0.71
- Country
- US
- Piotroski score
- 9 / 9 (Strong)
- Altman Z-score
- 0.35
Financials
Revenue
$122.34M+231.6%Net Income
$15.97M+124.5%EBITDA
$23.71M+92.3%Free Cash Flow
$52.52M+271.7%EPS (diluted)
$0.85+97.7%Shares Outstanding (diluted)
18.21M+9.2%Operating Expenses
$2.00MCash & Debt
$760.83MReturn of Capital
$1.09MRevenue by Segment (annual)
$283.00MDividend per Share
$0.05Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $441.36M | $37.33M | $2.12 |
| 2024 | $402.91M | $32.99M | $1.87 |
| 2023 | $373.75M | $48.85M | $2.74 |
| 2022 | $274.72M | $74.25M | $4.09 |
| 2021 | $228.78M | $56.62M | $3.01 |
| 2020 | $227.51M | $26.19M | $1.39 |
| 2019 | $235.37M | $47.43M | $2.46 |
| 2018 | $203.65M | $44.17M | $2.33 |
| 2017 | $173.35M | $36.50M | $2.06 |
| 2016 | $143.94M | $26.48M | $1.62 |
| 2015 | $120.46M | $19.97M | $1.31 |
| 2014 | $94.09M | $14.89M | $1.23 |
| 2013 | $74.94M | $9.26M | $1.02 |
| 2012 | $75.79M | $9.70M | $1.05 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from PGC's reported EPS growth of 5.6% a year over 13 years.
- EPS in 5 years
- $2.79
- Implied price
- $36.29
- Return from $44.59
- -4.0% a year
To earn 15.0% a year on these assumptions you'd need to buy at $18.04 — -59.5% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 9 | 11 | 13 | 15 | 17 |
|---|---|---|---|---|---|
| -4.4% | -19.3% | -16.0% | -13.1% | -10.6% | -8.3% |
| 0.6% | -15.1% | -11.6% | -8.6% | -5.9% | -3.5% |
| 5.6% | -10.8% | -7.2% | -4.0% | -1.2% | 1.3% |
| 10.6% | -6.6% | -2.8% | 0.5% | 3.4% | 6.0% |
| 15.6% | -2.4% | 1.6% | 5.1% | 8.1% | 10.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
80-5.88%Social Signal Score
Mentions (2)
- Newsnewsfilecorp.com·6h ago·Negative
Pirate Gold Intersects 0.24% Cu Eq over 299.4m, Including 0.43% Cu Eq over 56.5m, at Moby Dick Discovery PGC-26-118: Collared approximately 100m west of discovery holes PGC-26-058 and PGC-26-068, the hole intersected 0.24% Cu Eq over 299.4m from 12.6m downhole. Higher-grade intervals: The broad interval includes 0.43% Cu Eq over 56.5m, including 0.52% Cu Eq over 35.6m, and a separate interval of 0.43% Cu Eq over 19.8m.
View source ↗ - Newsnewsfilecorp.com·5d ago·Negative
…stern Trend shallow drilling continues to deliver high-grade assay results along its southern extension with 30.6g/t Au over 1.35m including 89.7g/t Au over 0.40m in PGC-26-112 Western Trend drilling down plunge of the surface vein exposure yielded 4.25g/t Au over 6.65m including 40.8g/t Au over 0.50m in PGC-26-087 Caribou Fault Zone is a newly identified parallel fault structure to the Eastern and Western Trend Faults where shallow drilling has identified significant assay grades up to 2.88g/t …
View source ↗
Earnings
Wed, Oct 28(in 8 weeks)
Consensus estimate $0.94 per share
Typical surprise -2.9% (median, so one quarter with a near-zero estimate can't distort it)
- Mon, Jul 27$0.85 vs $0.88miss
- Wed, Apr 22$0.80 vs $0.66beat
- Thu, Jan 29$0.69 vs $0.65beat
- Fri, Nov 7$0.54 vs $0.59miss
- Mon, Jul 21$0.45 vs $0.61miss
- Tue, Apr 22$0.43 vs $0.51miss
Estimates and results for PGC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by PGC officers and directors.
- Bought
- $549k
- Sold
- $490k
3 trades
5 trades
- Babcock John Psold
- Chalkan Lisasold
- Rossi Francesco Ssold
- Rossi Francesco Ssold
- Spinelli Anthony W.sold
- Cavallaro Frank A.bought
- Kennedy Douglas Lbought
- Campion Patrickbought
92 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.