Price
No data yet.
Social Signal Score
Analyst Ratings
2 analystsRevenue
$4.12B+429.75%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Eduardo Chedid Simoes
- Sector
- Technology
- Industry
- Software - Infrastructure
- Employees
- 4,644
- Beta
- 2.11
- Country
- BR
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 1.44
Financials
Revenue
$4.12B+429.7%Net Income
$269.03M+78793.8%EBITDA
$395.81M+31.8%Free Cash Flow
$4.62BEPS (diluted)
$2.08+205.9%Shares Outstanding (diluted)
129.59M+278.0%Operating Expenses
$701.93MCash & Debt
$5.42BQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $10.28B | $1.09B | $10.23 |
| 2024 | $5.19B | $217.57M | $1.68 |
| 2023 | $3.07B | $34.52M | $0.27 |
| 2022 | $3.02B | $-45.69M | $-0.35 |
| 2021 | $1.22B | $-1.56B | $-12.02 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $15.03
- Implied price
- $150.26
- Return from $9.09
- 75.2% a year
To earn 15.0% a year on these assumptions you'd need to buy at $74.71 — today's price is already 87.8% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 6 | 8 | 10 | 12 | 14 |
|---|---|---|---|---|---|
| -2.0% | 43.6% | 52.1% | 59.0% | 64.9% | 70.1% |
| 3.0% | 50.9% | 59.8% | 67.1% | 73.3% | 78.8% |
| 8.0% | 58.2% | 67.6% | 75.2% | 81.8% | 87.4% |
| 13.0% | 65.6% | 75.4% | 83.4% | 90.2% | 96.1% |
| 18.0% | 72.9% | 83.1% | 91.5% | 98.6% | 104.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
50-66.67%Social Signal Score
Mentions (5)
- Newsglobenewswire.com·32d ago·Neutral
PicPay Announces Integration with Claude, Expanding Customer Access to Financial Information through Generative AI PicPay continues to accelerate its AI strategy, building on the recent introduction of the company's ChatGPT plugin to simplify how customers manage their financial lives PicPay continues to accelerate its AI strategy, building on the recent introduction of the company's ChatGPT plugin to simplify how customers manage their financial lives
View source ↗ - Newsseekingalpha.com·42d ago·Positive
PicPay Holdings (PICS) Q2 2026 Earnings Call Transcript PicPay Holdings (PICS) Q2 2026 Earnings Call Transcript
View source ↗ - Newsglobenewswire.com·42d ago·Neutral
PicPay Announces Second Quarter 2026 Results Company exceeded guidance across key metrics, driven by continued growth and resiliency of its lending portfolio and greater operating efficiency
View source ↗ - Newsglobenewswire.com·49d ago·Neutral
PicPay to Announce Second Quarter 2026 Results on August 24, 2026 SÃO PAULO, Aug. 17, 2026 (GLOBE NEWSWIRE) -- PicPay (NASDAQ: PICS) will release financial results for the second quarter of 2026 on Monday, August 24, 2026, after market close. PicPay will also host a conference call and earnings webcast at 6:00 p.m. Brasilia time / 5:00 p.m. Eastern Time on the same day to discuss these results.
View source ↗ - Newsglobenewswire.com·49d ago·Neutral
PicPay Transforms How Customers Access Their Financial Information Through Integration with ChatGPT New feature marks the next step in PicPay's AI-focused strategy to help customers manage their financial lives New feature marks the next step in PicPay's AI-focused strategy to help customers manage their financial lives
View source ↗
Earnings
Mon, Nov 23(in 7 weeks)
Consensus estimate $0.39 per share
Typical surprise -29.2% (median, so one quarter with a near-zero estimate can't distort it)
- Mon, Aug 24$0.44 vs $0.40beat
- Tue, Jun 2$0.27 vs $1.13miss
- Wed, Mar 18$0.17 vs $0.24miss
Estimates and results for PICS via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by PICS officers and directors.
- Bought
- $4.0m
- Sold
- —
11 trades
0 trades
- Augusto Cazotto Andrebought
- Batista Costa Jose Antoniobought
- Batista Costa Jose Antoniobought
- Batista Costa Jose Antoniobought
- Batista Costa Jose Antoniobought
- Pruett William Rodneybought
- Batista Costa Jose Antoniobought
- Augusto Cazotto Andrebought
10 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in PICS.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.