PLMR logo

PLMR Palomar Holdings, Inc.

NASDAQ Global Select · Insurance - Property & Casualty · Financial Services

$128.21
+0.02 (+0.02%)

Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-risk protection, tailored homeowners' insurance, inland marine coverage, and Hawaii hurricane policies.…

Market Cap: $3.40Bplmr.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

120
120
Aug 14Aug 14

Quote

Day Range
$127.58 – $130.29
52-Week Range
$100.81 – $147.62
Volume
$136.5K
Market Cap
$3.40B
50-Day Avg
$128.35
200-Day Avg
$124.42
Prev Close
$128.19
Open
$128.21

Valuation & Ratios

P/E Ratio
18.21
EPS
$7.40
P/B Ratio
3.81
P/S Ratio
4.10
Debt/Equity
0.01
Current Ratio
0.00
Dividend Yield
+0.0%
Gross Margin
+73.9%

Returns & Efficiency

Return on Equity
+20.9%
Return on Assets
+8.9%
FCF Yield
+11.2%
EV/EBITDA
13.29

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$875.97M$197.07M$7.40
2024$553.86M$117.57M$4.61
2023$375.93M$79.20M$3.19
2022$327.09M$52.17M$2.07
2021$247.79M$45.85M$1.80

Social Signal Score

70
5d
70
1 mentions
30d
70
1 mentions
60d
70
1 mentions
90d
70
1 mentions
news: 1

Earnings

Thu, Nov 5(in 3 months)

Consensus estimate $2.67 per share

7of 7 quarters beat consensus

Typical surprise +8.7% (median, so one quarter with a near-zero estimate can't distort it)

  • Tue, Aug 4$2.36 vs $2.19beat
  • Wed, May 6$2.31 vs $2.17beat
  • Wed, Feb 11$2.24 vs $2.06beat
  • Thu, Nov 6$2.01 vs $1.58beat
  • Mon, Aug 4$1.76 vs $1.68beat
  • Mon, May 5$1.87 vs $1.59beat

Estimates and results for PLMR via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from PLMR's reported EPS growth of 42.4% a year over 4 years. Historical EPS growth of 42% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.

EPS in 5 years
$27.47
Implied price
$494.40
Return from $128.21
31.0% a year

To earn 15.0% a year on these assumptions you'd need to buy at $245.81 — today's price is already 47.8% below that.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E1215182124
20.0%11.5%16.6%20.9%24.7%28.1%
25.0%16.1%21.4%26.0%29.9%33.4%
30.0%20.8%26.3%31.0%35.1%38.7%
35.0%25.4%31.2%36.0%40.3%44.1%
40.0%30.1%36.0%41.1%45.5%49.4%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newszacks.com·1d ago·Positive

    Here's Why Palomar (PLMR) is a Strong Growth Stock The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.

    View source ↗