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PNC The PNC Financial Services Group, Inc.

New York Stock Exchange · Banks - Regional · Financial Services

$256.97
+1.77 (+0.69%)

PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses. Thi…

Market Cap: $102.53Bwww.pnc.com

Price (90d)

$252.56
$209.86$225.03$240.20$255.37
Apr 30Aug 7

Signal Score (90d)

123
120121122123
Aug 8Aug 15

Quote

Day Range
$254.92 – $257.55
52-Week Range
$176.88 – $258.13
Volume
$599.4K
Market Cap
$102.53B
50-Day Avg
$246.25
200-Day Avg
$220.10
Prev Close
$255.20
Open
$255.00

Valuation & Ratios

P/E Ratio
12.56
EPS
$17.60
P/B Ratio
1.36
P/S Ratio
2.62
Debt/Equity
0.94
Current Ratio
0.11
Dividend Yield
+3.6%
Gross Margin
+71.7%

Returns & Efficiency

Return on Equity
+11.4%
Return on Assets
+1.2%
FCF Yield
+5.3%
EV/EBITDA
11.62

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$31.34B$6.94B$16.62
2024$33.69B$5.89B$13.76
2023$31.90B$5.58B$12.80
2022$23.54B$6.04B$13.86
2021$19.70B$5.67B$12.71

Social Signal Score

72
5d
72
3 mentions
+0.0%
30d
72
4 mentions
-1.0%
60d
72
4 mentions
+7.6%
90d
72
4 mentions
+18.7%
news: 4

Earnings

Thu, Oct 15(in 2 months)

Consensus estimate $4.98 per share

7of 7 quarters beat consensus

Typical surprise +8.5% (median, so one quarter with a near-zero estimate can't distort it)

  • Wed, Jul 15$4.85 vs $4.46beat
  • Wed, Apr 15$4.13 vs $3.93beat
  • Fri, Jan 16$4.88 vs $4.23beat
  • Wed, Oct 15$4.35 vs $4.05beat
  • Wed, Jul 16$3.85 vs $3.55beat
  • Tue, Apr 15$3.51 vs $3.38beat

Estimates and results for PNC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from PNC's reported EPS growth of 6.9% a year over 4 years.

EPS in 5 years
$24.58
Implied price
$319.48
Return from $256.97
4.5% a year

To earn 15.0% a year on these assumptions you'd need to buy at $158.84 -38.2% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E911131517
-3.1%-12.0%-8.4%-5.3%-2.6%-0.1%
1.9%-7.5%-3.7%-0.4%2.5%5.1%
6.9%-3.0%1.0%4.5%7.5%10.2%
11.9%1.6%5.7%9.3%12.5%15.4%
16.9%6.1%10.5%14.2%17.5%20.5%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (4)

  • Newsyoutube.com·6h ago·Positive

    Strong Earnings Keep PNC's Agati Bullish on Stocks PNC's Chief Investment Officer Amanda Agati is on Bloomberg This Weekend with hosts Joe Mathieu and Carol Massar and says that strong earnings and economic fundamentals continue to support US stocks, even as elevated Treasury yields and midterm uncertainty threaten to bring more volatility. -------- More on Bloomberg Television and Markets Like this video?

    View source ↗
  • Newszacks.com·2d ago·Positive

    Why The PNC Financial Services Group, Inc (PNC) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does The PNC Financial Services Group (PNC) have what it takes?

    View source ↗
  • Newszacks.com·3d ago·Positive

    PNC Financial 2026 NII Outlook Brightens: What's Driving the Momentum? PNC's 2026 NII outlook improves as loan growth, a stronger deposit mix and fixed-rate asset repricing drive momentum.

    View source ↗
  • Newsseekingalpha.com·7d ago·Positive

    PNC Financial: Coast-To-Coast Banking Expansion Continues PNC Financial is transitioning from a regional to a national bank, leveraging its FirstBank acquisition for coast-to-coast expansion. Q2 2026 results validated the growth thesis, with average loans up 12.5% and diluted EPS surging 26% to $4.85, beating consensus by $0.30. PNC offers a 3.2% dividend yield, supported by a high 30% payout ratio, a recent 18% dividend hike, and ongoing $700 million quarterly buybacks.

    View source ↗