Price
No data yet.
Social Signal Score
Analyst Ratings
23 analystsRevenue
$1.71B+1320.43%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Kevin S. Blair
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 8,433
- Beta
- 1.01
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 0.18
Financials
Revenue
$1.71B+1320.4%Net Income
$328.00M+913.1%EBITDA
$275.00M+457.0%Free Cash Flow
$67.00M+354.1%EPS (diluted)
$2.07+191.5%Shares Outstanding (diluted)
151.47M+229.9%Operating Expenses
$480.00MCash & Debt
$25.80BReturn of Capital
$90.00MDividend per Share
$0.50Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $2.92B | $642.10M | $8.15 |
| 2024 | $2.85B | $475.06M | $6.01 |
| 2023 | $2.47B | $562.15M | $7.20 |
| 2022 | $1.55B | $560.74M | $7.20 |
| 2021 | $1.22B | $527.32M | $6.79 |
| 2020 | $1.20B | $312.32M | $4.04 |
| 2019 | $1.20B | $400.88M | $5.25 |
| 2018 | $1.05B | $359.44M | $4.66 |
| 2017 | $714.95M | $173.98M | $2.73 |
| 2016 | $431.11M | $127.22M | $2.96 |
| 2015 | $307.37M | $95.51M | $2.58 |
| 2014 | $249.14M | $70.47M | $2.03 |
| 2013 | $230.07M | $57.73M | $1.69 |
| 2012 | $219.58M | $41.88M | $1.12 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from PNFP's reported EPS growth of 16.5% a year over 13 years.
- EPS in 5 years
- $17.91
- Implied price
- $214.94
- Return from $99.53
- 16.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $106.86 — today's price is already 6.9% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 8 | 10 | 12 | 14 | 16 |
|---|---|---|---|---|---|
| 6.5% | -1.7% | 2.8% | 6.6% | 10.0% | 12.9% |
| 11.5% | 2.9% | 7.6% | 11.6% | 15.1% | 18.3% |
| 16.5% | 7.6% | 12.5% | 16.6% | 20.3% | 23.6% |
| 21.5% | 12.2% | 17.3% | 21.7% | 25.5% | 28.9% |
| 26.5% | 16.8% | 22.1% | 26.7% | 30.6% | 34.2% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+20.00%Social Signal Score
Mentions (2)
- Newsseekingalpha.com·1d ago·Positive
Pinnacle Financial Partners, Inc. (PNFP) Presents at Barclays 24th Annual Global Financial Services Conference Transcript Pinnacle Financial Partners, Inc. (PNFP) Presents at Barclays 24th Annual Global Financial Services Conference Transcript
View source ↗ - Newsbenzinga.com·7d ago·Neutral
Cheniere Energy, Freeport-McMoRan And A Financial Stock On CNBC's ‘Final Trades' On CNBC's “Halftime Report Final Trades,” Brian Belski, founder, CEO & chief investment officer at Humilis Investment Strategies, picked Pinnacle Financial Partners, Inc. (NYSE:PNFP).
View source ↗
Earnings
Wed, Oct 21(in 5 weeks)
Consensus estimate $2.60 per share
Typical surprise +4.2% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 22$2.50 vs $2.46beat
- Wed, Apr 22$2.39 vs $2.32beat
- Wed, Jan 21$2.24 vs $2.26miss
- Wed, Oct 15$2.27 vs $2.04beat
- Tue, Jul 15$2.00 vs $1.92beat
- Mon, Apr 14$1.90 vs $1.80beat
Estimates and results for PNFP via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by PNFP officers and directors.
- Bought
- $3.8m
- Sold
- $26.1m
9 trades
18 trades
- Montana Gregory Gbought
- Blair Kevin S.bought
- Mccabe Robert A Jrsold
- Thompson G Kennedybought
- Burns Gregory Lbought
- Ingram David Bbought
- Thompson G Kennedybought
- Farnsworth Thomas C Iiibought
73 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Chuck Fleischmannhouse · TN03 · disclosed May 9, 2023 (29d later)Buy$1,001 - $15,000
- William Francis Hagertysenate · TN · disclosed Jan 10, 2022 (12d later)Sell$100,001 - $250,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.
