Price
No data yet.
Social Signal Score
Revenue
$19.91M+291.72%Company Profile
- CEO
- Aubrey H. Hall
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 186
- Beta
- 0.27
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 0.53
Financials
Revenue
$19.91M+291.7%Net Income
$6.45M+606.8%EBITDA
$8.05M+498.2%Free Cash Flow
—EPS (diluted)
$2.99+406.8%Shares Outstanding (diluted)
2.16M+39.7%Operating Expenses
$5.84MCash & Debt
$152.25MReturn of Capital
$0.00Revenue by Segment (annual)
$1.79MDividend per Share
$0.33Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $59.05M | $10.77M | $4.85 |
| 2024 | $55.62M | $9.18M | $4.15 |
| 2023 | $49.37M | $9.76M | $4.45 |
| 2022 | $38.21M | $8.24M | $3.78 |
| 2021 | $33.57M | $4.38M | $2.02 |
| 2020 | $26.77M | $3.06M | $1.85 |
| 2019 | $24.86M | $4.40M | $2.84 |
| 2018 | $22.47M | $4.16M | $2.71 |
| 2017 | $20.37M | $2.75M | $1.80 |
| 2016 | $19.05M | $3.00M | $1.97 |
| 2015 | $17.85M | $2.74M | $1.80 |
| 2014 | $17.20M | $2.15M | $1.42 |
| 2013 | $19.45M | $2.65M | $1.75 |
| 2012 | $19.02M | $1.34M | $0.89 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from PPBN's reported EPS growth of 13.9% a year over 13 years.
- EPS in 5 years
- $7.53
- Implied price
- $67.75
- Return from $63.07
- 1.4% a year
To earn 15.0% a year on these assumptions you'd need to buy at $33.69 — -46.6% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 5 | 7 | 9 | 11 | 13 |
|---|---|---|---|---|---|
| 3.9% | -17.7% | -12.0% | -7.5% | -3.7% | -0.4% |
| 8.9% | -13.8% | -7.8% | -3.0% | 1.0% | 4.4% |
| 13.9% | -9.8% | -3.5% | 1.4% | 5.6% | 9.2% |
| 18.9% | -5.8% | 0.7% | 5.9% | 10.2% | 14.0% |
| 23.9% | -1.9% | 4.9% | 10.3% | 14.9% | 18.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+50.00%Social Signal Score
Mentions (3)
- Newszacks.com·4d ago·Positive
PPBN vs. FCBC: Which Community Bank Stock Is the Better Buy Right Now? Pinnacle and First Community Bankshares benefit from different earnings and growth drivers, but which community bank stock looks more compelling now? Let's dive in.
View source ↗ - Newszacks.com·5d ago·Neutral
Zacks Initiates Coverage of Pinnacle With Neutral Recommendation Discover why Zacks rates Pinnacle as "Neutral", being the first on Wall Street to initiate coverage on the stock. Explore PPBN's improving core earnings and solid asset quality amid sluggish loan growth and cost pressures.
View source ↗ - Newsglobenewswire.com·54d ago·Negative
Pinnacle Bankshares Corporation Announces Increased Dividend ALTAVISTA, Va., Aug. 12, 2026 (GLOBE NEWSWIRE) -- Pinnacle Bankshares Corporation (“Pinnacle” or the “Company”) (OTCQX: PPBN), the one-bank holding company for First National Bank (the “Bank”), announced today that its Board of Directors declared a cash dividend of $0.33 per share on August 11, 2026, payable September 4, 2026, to shareholders of record as of August 21, 2026.
View source ↗
Insider trading
Open-market buys and sells by PPBN officers and directors.
- Bought
- $158k
- Sold
- $7k
30 trades
1 trade
- Stott C Bryanbought
- Stott C Bryanbought
- Burton James E Ivbought
- Burton James E Ivbought
- Burton James E Ivbought
- Arthur A Willardbought
- Watson Michael Ebought
- Lemley Bryan Mbought
47 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in PPBN.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.