Price
No data yet.
Social Signal Score
Analyst Ratings
9 analystsRevenue
$611.30M-20.51%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Steven A. Michaels
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 1,235
- Beta
- 1.77
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 3.54
Financials
Revenue
$611.30M-20.5%Net Income
$37.03M+25.7%EBITDA
$-349.23M-189.8%Free Cash Flow
$-45.12M-137.2%EPS (diluted)
$0.91+127.5%Shares Outstanding (diluted)
40.77M-44.3%Operating Expenses
$143.42MCash & Debt
$85.20MReturn of Capital
$5.61MRevenue by Segment (annual)
$2.41BDividend per Share
$0.14Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $2.41B | $146.79M | $3.66 |
| 2024 | $2.46B | $197.25M | $4.63 |
| 2023 | $2.41B | $138.84M | $3.02 |
| 2022 | $2.60B | $98.71M | $1.90 |
| 2021 | $2.68B | $243.56M | $3.69 |
| 2020 | $2.48B | $-61.47M | $-0.91 |
| 2019 | $2.16B | $31.47M | $0.47 |
| 2018 | $3.83B | $196.21M | $2.84 |
| 2017 | $3.38B | $292.54M | $4.13 |
| 2016 | $3.21B | $139.28M | $1.93 |
| 2015 | $3.18B | $135.71M | $1.87 |
| 2014 | $2.73B | $78.23M | $1.08 |
| 2013 | $2.23B | $120.67M | $1.59 |
| 2012 | $2.22B | $173.04M | $2.28 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from PRG's reported EPS growth of 3.7% a year over 13 years.
- EPS in 5 years
- $4.39
- Implied price
- $35.13
- Return from $30.90
- 2.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $17.46 — -43.5% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 4 | 6 | 8 | 10 | 12 |
|---|---|---|---|---|---|
| -6.3% | -19.3% | -12.5% | -7.3% | -3.1% | 0.5% |
| -1.3% | -15.0% | -7.8% | -2.4% | 2.1% | 5.9% |
| 3.7% | -10.7% | -3.1% | 2.6% | 7.3% | 11.3% |
| 8.7% | -6.4% | 1.5% | 7.5% | 12.5% | 16.6% |
| 13.7% | -2.1% | 6.2% | 12.5% | 17.6% | 22.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
130+52.94%Social Signal Score
Mentions (3)
- Newsbusinesswire.com·25d ago·Positive
…alysts CHARLESTON, S.C.--(BUSINESS WIRE)--Breach Inlet Capital Management, LLC (“Breach Inlet Capital” or “we”) is a top 10 shareholder of PROG Holdings, Inc. (NYSE: PRG) (“PRG” or the “Company”) with ownership of approximately 3.0% of the shares outstanding. Today, we published an investment presentation outlining our view that the Company's shares are materially undervalued and PRG could spin off its high-growth business to potentially correct the current mispricing. Our presentation can be ac…
View source ↗ - Newszacks.com·46d ago·Positive
3 Reasons Why Growth Investors Shouldn't Overlook PROG Holdings (PRG) PROG Holdings (PRG) possesses solid growth attributes, which could help it handily outperform the market.
View source ↗ - Newsseekingalpha.com·53d ago·Negative
PROG Holdings: Growth Is Outpacing Its Valuation PROG Holdings, Inc. demonstrates accelerating growth and diversification, with Q2 revenues up 22.3% and GMV surging 60.1% to $902 million. PROG's business mix is shifting toward digital and short-term products, reducing reliance on Progressive Leasing and mitigating risk from large-ticket items. Despite a 13.46x P/E and sector-median valuation, PROG's rapid EBITDA growth and deleveraging suggest the market underappreciates its operational improvem
View source ↗
Earnings
Wed, Oct 28(in 3 weeks)
Consensus estimate $1.10 per share
Typical surprise +23.3% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 29$1.19 vs $0.95beat
- Wed, Apr 29$1.24 vs $0.78beat
- Wed, Feb 18$0.74 vs $0.60beat
- Wed, Oct 22$0.90 vs $0.73beat
- Wed, Jul 23$1.02 vs $0.79beat
- Wed, Apr 23$0.90 vs $0.82beat
Estimates and results for PRG via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by PRG officers and directors.
- Bought
- $882k
- Sold
- $8.8m
5 trades
14 trades
- Sewell George Msold
- King Michael Toddsold
- King Michael Toddsold
- Garner Brianbought
- Michaels Steven Abought
- Michaels Steven Abought
- Sheu Caroline Sio-chinbought
- Curling Douglas Cbought
81 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in PRG.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.