Price (90d)
$321.38Signal Score (90d)
80Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $3.23B | $751.23M | $22.95 |
| 2024 | $3.09B | $470.52M | $13.73 |
| 2023 | $2.75B | $576.60M | $15.97 |
| 2022 | $2.66B | $472.07M | $12.37 |
| 2021 | $2.71B | $477.36M | $9.44 |
Social Signal Score
Earnings
Wed, Nov 4(in 3 months)
Consensus estimate $6.33 per share
Typical surprise +6.3% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Aug 5$6.41 vs $6.03beat
- Wed, May 6$5.96 vs $5.45beat
- Wed, Feb 11$6.13 vs $5.69beat
- Wed, Nov 5$6.33 vs $5.52beat
- Wed, Aug 6$5.46 vs $5.18beat
- Wed, May 7$5.02 vs $4.78beat
Estimates and results for PRI via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Valuation
Project earnings forward and see what return today's price implies.
Seeded from PRI's reported EPS growth of 24.9% a year over 4 years.
- EPS in 5 years
- $69.76
- Implied price
- $1,256
- Return from $313.69
- 32.0% a year
To earn 15.0% a year on these assumptions you'd need to buy at $624.28 — today's price is already 49.8% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 15 | 18 | 21 | 24 |
|---|---|---|---|---|---|
| 14.9% | 11.9% | 17.1% | 21.4% | 25.2% | 28.6% |
| 19.9% | 16.8% | 22.2% | 26.7% | 30.7% | 34.2% |
| 24.9% | 21.7% | 27.2% | 32.0% | 36.1% | 39.8% |
| 29.9% | 26.6% | 32.3% | 37.3% | 41.5% | 45.4% |
| 34.9% | 31.4% | 37.4% | 42.5% | 47.0% | 51.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (1)
- Newsmarketbeat.com·6d ago·Negative
Primerica Q2 Earnings Call Highlights Primerica NYSE: PRI reported second-quarter results that reflected continued strength in its investment and savings products business, while life insurance sales remained pressured by financial uncertainty among middle-income households.
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