Price
$321.38+4.96%Social Signal Score
Analyst Ratings
18 analystsRevenue
$865.07M+125.50%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Glenn Jackson Williams
- Sector
- Financial Services
- Industry
- Insurance - Life
- Employees
- 2,309
- Beta
- 0.85
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 1.35
Financials
Revenue
$865.07M+125.5%Net Income
$202.28M+251.5%EBITDA
$349.18M+26.7%Free Cash Flow
$167.09M+177.3%EPS (diluted)
$6.45+428.7%Shares Outstanding (diluted)
31.24M-33.6%Operating Expenses
$0.00Cash & Debt
$605.13MReturn of Capital
$172.71MRevenue by Segment (annual)
$3.07BDividend per Share
$1.20Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $3.23B | $751.23M | $22.95 |
| 2024 | $3.09B | $470.52M | $13.73 |
| 2023 | $2.75B | $576.60M | $15.97 |
| 2022 | $2.66B | $472.07M | $12.37 |
| 2021 | $2.71B | $477.36M | $9.44 |
| 2020 | $2.22B | $386.16M | $9.60 |
| 2019 | $2.05B | $366.39M | $8.65 |
| 2018 | $1.90B | $324.09M | $7.39 |
| 2017 | $1.69B | $350.25M | $7.63 |
| 2016 | $1.52B | $219.41M | $4.59 |
| 2015 | $1.41B | $189.87M | $3.70 |
| 2014 | $1.34B | $181.41M | $3.29 |
| 2013 | $1.27B | $162.72M | $2.87 |
| 2012 | $1.19B | $173.81M | $2.77 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from PRI's reported EPS growth of 17.7% a year over 13 years.
- EPS in 5 years
- $52.00
- Implied price
- $572.01
- Return from $275.42
- 15.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $284.39 — today's price is already 3.2% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 7 | 9 | 11 | 13 | 15 |
|---|---|---|---|---|---|
| 7.7% | -3.2% | 1.7% | 5.9% | 9.5% | 12.7% |
| 12.7% | 1.2% | 6.5% | 10.8% | 14.6% | 17.9% |
| 17.7% | 5.7% | 11.2% | 15.7% | 19.7% | 23.1% |
| 22.7% | 10.2% | 15.9% | 20.7% | 24.8% | 28.4% |
| 27.7% | 14.7% | 20.6% | 25.6% | 29.8% | 33.6% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
160+433.33%Social Signal Score
Mentions (8)
- News (RSS)seekingalpha·23d ago·Neutral
Primerica: Investment Product Growth Supports A More Positive Outlook
View source ↗ - Newsseekingalpha.com·24d ago·Positive
Primerica: Investment Product Growth Supports A More Positive Outlook Primerica, Inc. offers an attractive risk-reward profile, driven by robust investment product growth and strong capital efficiency. PRI's investment and savings segment now comprises 42% of revenue, with 21% revenue and 31% pre-tax profit growth in Q2 2026. Despite declining new term life policy sales and agent numbers, PRI's high reinsurance levels and active share buybacks support EPS growth.
View source ↗ - News (RSS)yahoo·26d ago·Neutral
Rising Markets Lift Primerica’s (PRI) Investment Sales Outlook
View source ↗ - News (Marketaux)finance.yahoo.com·29d ago·Positive
Primerica’s (PRI) Investment Boom Masks A Shrinking Sales Force On August 5, Primerica (NYS[+301 characters]
View source ↗ - Newszacks.com·40d ago·Neutral
Here's Why a Hold Strategy Makes Sense for Primerica Stock Now PRI's investment business is powering growth as rising client assets, earnings estimates and strong capital returns offset life-sales weakness.
View source ↗ - News (RSS)fool·42d ago·Negative
Primerica President Sells 1,800 Shares for $562,770 Schneider's sale reduced his direct equity stake by 18%.
View source ↗ - Newsfool.com·42d ago·Negative
Primerica President Sells 1,800 Shares for $562,770 Peter W. Schneider sold 1,800 shares of common stock at $312.65 per share. The executive retains direct ownership of 8,011 shares following the transaction.
View source ↗ - Newsmarketbeat.com·58d ago·Negative
Primerica Q2 Earnings Call Highlights Primerica NYSE: PRI reported second-quarter results that reflected continued strength in its investment and savings products business, while life insurance sales remained pressured by financial uncertainty among middle-income households.
View source ↗
Earnings
Wed, Nov 4(in 4 weeks)
Consensus estimate $6.37 per share
Typical surprise +6.3% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Aug 5$6.41 vs $6.03beat
- Wed, May 6$5.96 vs $5.45beat
- Wed, Feb 11$6.13 vs $5.69beat
- Wed, Nov 5$6.33 vs $5.52beat
- Wed, Aug 6$5.46 vs $5.18beat
- Wed, May 7$5.02 vs $4.78beat
Estimates and results for PRI via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by PRI officers and directors.
- Bought
- —
- Sold
- $6.4m
0 trades
14 trades
- Schneider Peter W.sold
- Cottle Amber Lynnesold
- Williams Glenn J.sold
- Williams Glenn J.sold
- Schneider Peter W.sold
- Schneider Peter W.sold
- Jendusa Nicholas Adamsold
- Williams Glenn J.sold
86 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Michael T. McCaulhouse · TX10 · disclosed Jul 13, 2026 (25d later)Sell$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Oct 13, 2025 (21d later)Buy$15,001 - $50,000
- Jefferson Shrevehouse · IN06 · disclosed Jun 23, 2025 (42d later)Sell$15,001 - $50,000
- Jefferson Shrevehouse · IN06 · disclosed Mar 9, 2025 (13d later)Sell$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Sep 18, 2024 (23d later)Sell$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Feb 22, 2024 (36d later)Sell$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Feb 22, 2024 (36d later)Sell$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Dec 14, 2023 (43d later)Buy$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Dec 14, 2023 (43d later)Buy$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Nov 17, 2023 (49d later)Sell$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Nov 17, 2023 (49d later)Sell$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Jan 20, 2023 (37d later)Sell$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Sep 19, 2022 (25d later)Buy$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Sep 19, 2022 (25d later)Buy$15,001 - $50,000
- Ro Khannahouse · CA17 · disclosed Jun 10, 2022 (36d later)Sell$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed May 25, 2022 (35d later)Buy$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed May 25, 2022 (35d later)Buy$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Mar 17, 2022 (30d later)Buy$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Mar 17, 2022 (30d later)Buy$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Feb 23, 2022 (26d later)Sell$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.