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PRLPF Propel Holdings Inc.

Other OTC · Financial - Credit Services · Financial Services

$18.65
+0.00 (+0.00%)

Propel Holdings Inc. functions as a digital financial technology company. Through its online lending platform, the company provides American consumers with access to various credit solutions, such as installment loans and lines of credit, primarily under its MoneyKey and CreditFresh brands. Additionally, Propel delivers supporting services encompassing marketing, data analytics, and loan servicing…

Market Cap: $734.10Mwww.propelholdings.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

116
116
Aug 13Aug 13

Quote

Day Range
$18.60 – $18.65
52-Week Range
$12.51 – $24.78
Volume
$100.00
Market Cap
$734.10M
50-Day Avg
$17.63
200-Day Avg
$16.61
Prev Close
$18.65
Open
$18.60

Valuation & Ratios

P/E Ratio
11.61
EPS
$2.13
P/B Ratio
1.96
P/S Ratio
0.85
Debt/Equity
1.30
Current Ratio
497.76
Dividend Yield
+4.1%
Gross Margin
+46.6%

Returns & Efficiency

Return on Equity
+23.2%
Return on Assets
+9.0%
FCF Yield
-3.6%
EV/EBITDA
6.23

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$600.13M$60.56M$1.55
2024$447.87M$46.38M$1.32
2023$316.70M$27.78M$0.81
2022$226.73M$15.13M$0.42
2021$128.88M$6.56M$0.24

Social Signal Score

66
5d
66
1 mentions
30d
66
1 mentions
60d
66
1 mentions
90d
66
1 mentions
news: 1

Earnings

Tue, Nov 3(in 3 months)

Consensus estimate $0.53 per share

5of 7 quarters beat consensus

Typical surprise +2.0% (median, so one quarter with a near-zero estimate can't distort it)

  • Wed, Aug 5$0.58 vs $0.47beat
  • Mon, May 4$0.54 vs $0.52beat
  • Mon, Mar 2$0.19 vs $0.41miss
  • Tue, Nov 4$0.38 vs $0.46miss
  • Wed, Aug 6$0.45 vs $0.44beat
  • Tue, May 6$0.55 vs $0.54beat

Estimates and results for PRLPF via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from PRLPF's reported EPS growth of 59.4% a year over 4 years. Historical EPS growth of 59% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.

EPS in 5 years
$7.90
Implied price
$94.78
Return from $18.65
38.4% a year

To earn 15.0% a year on these assumptions you'd need to buy at $47.12 — today's price is already 60.4% below that.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E810121416
20.0%17.8%23.2%27.8%31.8%35.3%
25.0%22.7%28.3%33.1%37.3%41.0%
30.0%27.6%33.5%38.4%42.8%46.6%
35.0%32.5%38.6%43.7%48.2%52.3%
40.0%37.5%43.7%49.1%53.7%57.9%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsseekingalpha.com·2d ago·Positive

    Propel Holdings: Strong Q2 Lifts Stock But Remains Undervalued Propel Holdings is rated a Buy due to strong fundamentals, robust earnings growth, and attractive valuation. PRL:CA delivered record Q2 results: revenues up 26%, adjusted EBITDA up 24%, and adjusted net income up 29% year-over-year. Forward PE ratios of 8.6x (2026) and 6.5x (2027) underscore compelling earnings yields of 11.3% and 14.9%.

    View source ↗