Price
No data yet.
Social Signal Score
Analyst Ratings
4 analystsRevenue
$3.56B+57827.99%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Haisheng Wu
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 3,557
- Beta
- 0.57
- Country
- CN
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 1.00
Financials
Revenue
$3.56B+57828.0%Net Income
$404.77MEBITDA
$1.09BFree Cash Flow
$1.09BEPS (diluted)
$6.56Shares Outstanding (diluted)
142.62M-0.8%Operating Expenses
$533.47MCash & Debt
$10.38BReturn of Capital
$0.00Revenue by Segment (annual)
$40.03BDividend per Share
$0.46Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $16.08B | $5.99B | $44.96 |
| 2024 | $17.17B | $6.26B | $42.62 |
| 2023 | $16.29B | $4.29B | $26.71 |
| 2022 | $16.55B | $4.02B | $26.17 |
| 2021 | $16.64B | $5.78B | $37.18 |
| 2020 | $13.56B | $3.50B | $22.19 |
| 2019 | $7.17B | $2.50B | $17.30 |
| 2018 | $3.72B | $1.19B | $-19.53 |
| 2017 | $654.33M | $164.87M | $1.12 |
| 2016 | $3.98M | $-49.72M | $-0.25 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $66.05
- Implied price
- $1,189
- Return from $6.46
- 183.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $591.08 — today's price is already 98.9% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 15 | 18 | 21 | 24 |
|---|---|---|---|---|---|
| -2.0% | 137.4% | 148.2% | 157.5% | 165.5% | 172.7% |
| 3.0% | 149.5% | 160.9% | 170.6% | 179.1% | 186.6% |
| 8.0% | 161.6% | 173.6% | 183.7% | 192.6% | 200.5% |
| 13.0% | 173.7% | 186.2% | 196.9% | 206.2% | 214.5% |
| 18.0% | 185.9% | 198.9% | 210.0% | 219.7% | 228.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
30-40.00%Social Signal Score
Mentions (16)
- Newsseekingalpha.com·4d ago·Negative
Qfin Holdings: The Call Was Ugly, But The Stock Is Priced For Worse Qfin Holdings Inc. trades at a strikingly low GAAP P/E of 1.55 and P/B under 0.25, signaling deep value. QFIN looks extraordinarily cheap at around 3x annualized Q3 guidance, although that guidance is not an established earnings floor. Chinese consumer credit sector uncertainty persists, with stricter collection rules and unclear regulatory outlook impacting QFIN.
View source ↗ - Newsbusinesswire.com·4d ago·Negative
QFIN Class Action Notice: Qfin Holdings Sued for Securities Fraud After Regulatory Issues Lead to 19% Stock Drop – Investors Urged to Contact BFA Law by November 27 Deadline NEW YORK--(BUSINESS WIRE)---- $QFIN #BFA--Qfin Holdings Sued for Securities Fraud After Regulatory Issues Lead to 19% Stock Drop – Investors Urged to Contact BFA Law by November 27 Deadline.
View source ↗ - Newsbusinesswire.com·6d ago·Neutral
Qfin Holdings, Inc. Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights – QFIN LOS ANGELES--(BUSINESS WIRE)---- $QFIN--Qfin Holdings, Inc. Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights – QFIN.
View source ↗ - Newsbusinesswire.com·6d ago·Negative
QFIN Investors Have Opportunity to Lead Qfin Holdings, Inc. Securities Fraud Lawsuit with SBS Law LOS ANGELES--(BUSINESS WIRE)---- $QFIN--QFIN Investors Have Opportunity to Lead Qfin Holdings, Inc. Securities Fraud Lawsuit with SBS Law.
View source ↗ - Newsglobenewswire.com·15d ago·Neutral
Qfin Holdings Announces Changes in Management and Board Composition SHANGHAI, China, Sept. 20, 2026 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced changes in its senior management and the composition of its board of directors (the “Board”). In light of the growth and potential of the Company's international business and its long-term strategic development, Mr. Haisheng Wu…
View source ↗ - Newsglobenewswire.com·32d ago·Negative
Securities Fraud Investigation Into Qfin Holdings, Inc. (QFIN) Continues – Shareholders Who Lost Money Urged To Contact The Law Offices of Frank R. Cruz LOS ANGELES, Sept. 03, 2026 (GLOBE NEWSWIRE) -- The Law Offices of Frank R.
View source ↗ - Newsglobenewswire.com·35d ago·Negative
Qfin Holdings, Inc. (QFIN) Shareholders Who Lost Money – Contact Law Offices of Howard G. Smith About Securities Fraud Investigation BENSALEM, Pa., Aug. 31, 2026 (GLOBE NEWSWIRE) -- Law Offices of Howard G. Smith continues its investigation on behalf of Qfin Holdings, Inc. (“Qfin” or the “Company”) (NASDAQ: QFIN) investors concerning the Company's possible violations of federal securities laws.
View source ↗ - Newsglobenewswire.com·35d ago·Negative
Securities Fraud Investigation Into Qfin Holdings, Inc. (QFIN) Continues – Shareholders Who Lost Money Urged To Contact The Law Offices of Frank R. Cruz LOS ANGELES, Aug. 31, 2026 (GLOBE NEWSWIRE) -- The Law Offices of Frank R. Cruz continues its investigation of Qfin Holdings, Inc. (“Qfin” or the “Company”) (NASDAQ: QFIN) on behalf of investors concerning the Company's possible violations of federal securities laws.
View source ↗ - Newsseekingalpha.com·39d ago·Neutral
…winds, And More We downgrade Qfin Holdings, Inc. to Hold/Neutral due to deteriorating fundamentals, regulatory headwinds, and a liquidity shock impacting Q2 results. QFIN faces rising risk metrics, a contracting loan environment, and a one-off RMB 500mn tax hit, increasing earnings volatility and unpredictability. Despite operational challenges, QFIN's 2.5x forward earnings multiple, strong balance sheet, and 5% dividend yield limit further downside risk.
View source ↗ - Newsbusinesswire.com·40d ago·Negative
Securities Fraud Investigation Into Qfin Holdings, Inc. (QFIN) Announced – Shareholders Who Lost Money Urged To Contact The Law Offices of Frank R. Cruz LOS ANGELES--(BUSINESS WIRE)--The Law Offices of Frank R. Cruz announces an investigation of Qfin Holdings, Inc. (“Qfin” or the “Company”) (NASDAQ: QFIN) on behalf of investors concerning the Company's possible violations of federal securities laws.IF YOU ARE AN INVESTOR WHO LOST MONEY ON QFIN HOLDINGS, INC. (QFIN), CLICK HERE TO INQUIRE ABOUT P…
View source ↗ - Newsseekingalpha.com·41d ago·Positive
Qfin Holdings, Inc. (QFIN) Q2 2026 Earnings Call Transcript Qfin Holdings, Inc. (QFIN) Q2 2026 Earnings Call Transcript
View source ↗ - Newsmarketbeat.com·41d ago·Negative
Qfin Q2 Earnings Call Highlights Qfin NASDAQ: QFIN reported lower second-quarter revenue and profit as China's consumer finance sector faced tighter regulation, reduced liquidity and heightened credit-risk concerns. Management said it is prioritizing risk controls, cost reductions and operational resilience over near-term loan growth.
View source ↗ - Newszacks.com·41d ago·Negative
Qfin Holdings Inc. - Sponsored ADR (QFIN) Misses Q2 Earnings Estimates Qfin Holdings Inc. - Sponsored ADR (QFIN) came out with quarterly earnings of $0.48 per share, missing the Zacks Consensus Estimate of $0.96 per share. This compares to earnings of $1.78 per share a year ago.
View source ↗ - Newsglobenewswire.com·41d ago·Negative
Qfin Holdings Announces Second Quarter and Interim 2026 Unaudited Financial Results and Declares Semi-Annual Dividend SHANGHAI, China, Aug. 25, 2026 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced its unaudited financial results for the second quarter and six months ended June 30, 2026 and declared its semi-annual dividend.
View source ↗ - Newsglobenewswire.com·54d ago·Negative
Qfin Holdings to Announce Second Quarter 2026 Unaudited Financial Results on August 25, 2026 SHANGHAI, China, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660) (“Qfin Holdings” or the “Company”), a leading AI-empowered Credit-Tech platform in China, today announced that it will report its unaudited financial results for the second quarter ended June 30, 2026, after U.S. markets close on Tuesday, August 25, 2026.
View source ↗ - Newszacks.com·56d ago·Neutral
Wall Street Analysts See a 66.69% Upside in Qfin Holdings Inc. - Sponsored ADR (QFIN): Can the Stock Really Move This High? The mean of analysts' price targets for Qfin Holdings Inc. - Sponsored ADR (QFIN) points to a 66.7% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.
View source ↗
Earnings
Wed, Nov 18(in 6 weeks)
Consensus estimate $0.40 per share
Typical surprise -0.6% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Aug 25$0.48 vs $0.96miss
- Tue, May 26$1.04 vs $0.96beat
- Tue, Mar 17$1.12 vs $1.13miss
- Tue, Nov 18$1.52 vs $1.68miss
- Thu, Aug 14$1.78 vs $1.79miss
- Mon, May 19$1.74 vs $1.72beat
Estimates and results for QFIN via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by QFIN officers and directors.
- Bought
- $3.3m
- Sold
- $4.9m
5 trades
3 trades
- Yan Andrew Ysold
- Yan Andrew Ysold
- Yan Andrew Ysold
- Chen Xiaohuanbought
- Chen Xiaohuanbought
- Chen Xiaohuanbought
- Chen Xiaohuanbought
- Chen Xiaohuanbought
24 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in QFIN.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.