Price
No data yet.
Social Signal Score
Revenue
$26.60M+104.07%Company Profile
- CEO
- David W. Freeman
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 194
- Beta
- 0.45
- Country
- US
- Piotroski score
- 4 / 9 (Middling)
- Altman Z-score
- 0.20
Financials
Revenue
$26.60M+104.1%Net Income
$3.02M-11.9%EBITDA
$3.83M-16.3%Free Cash Flow
$1.62M-80.1%EPS (diluted)
$0.60-37.5%Shares Outstanding (diluted)
5.00M+40.7%Operating Expenses
$9.39MCash & Debt
$79.34MReturn of Capital
$1.77MDividend per Share
$0.39Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $97.32M | $14.09M | $3.79 |
| 2024 | $90.98M | $11.45M | $3.11 |
| 2023 | $73.92M | $9.48M | $2.63 |
| 2022 | $58.15M | $15.92M | $4.47 |
| 2021 | $56.55M | $16.49M | $4.64 |
| 2020 | $51.30M | $12.08M | $3.42 |
| 2019 | $54.73M | $12.36M | $3.53 |
| 2018 | $48.09M | $11.34M | $3.27 |
| 2017 | $44.99M | $8.29M | $2.42 |
| 2016 | $38.90M | $8.92M | $2.64 |
| 2015 | $37.91M | $8.23M | $2.47 |
| 2014 | $37.21M | $9.00M | $2.73 |
| 2013 | $36.40M | $8.39M | $2.58 |
| 2012 | $38.76M | $9.18M | $2.87 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from QNBC's reported EPS growth of 2.2% a year over 13 years.
- EPS in 5 years
- $4.23
- Implied price
- $38.05
- Return from $43.51
- -2.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $18.92 — -56.5% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 5 | 7 | 9 | 11 | 13 |
|---|---|---|---|---|---|
| -7.8% | -21.9% | -16.5% | -12.2% | -8.6% | -5.5% |
| -2.8% | -17.7% | -11.9% | -7.4% | -3.6% | -0.3% |
| 2.2% | -13.4% | -7.4% | -2.6% | 1.3% | 4.8% |
| 7.2% | -9.2% | -2.9% | 2.1% | 6.3% | 9.9% |
| 12.2% | -5.0% | 1.6% | 6.9% | 11.3% | 15.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100Social Signal Score
Mentions (1)
- Newsglobenewswire.com·6h ago·Neutral
QNB Corp. Announces Launch of Common Stock Offering Quakertown, PA, Aug. 19, 2026 (GLOBE NEWSWIRE) -- QNB Corp. (OTCQX: QNBC) (the “Company”), parent company of QNB Bank, announced today that it has launched an underwritten public offering of shares of its common stock. The Company intends to grant the underwriters a 30-day option to purchase additional shares of its common stock.
View source ↗
Earnings
Tue, Oct 27(in 2 months)
Estimates and results for QNBC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by QNBC officers and directors.
- Bought
- $898k
- Sold
- $11k
56 trades
1 trade
- Major Joseph Wbought
- Bayles Autumn Rbought
- Bimes Randy S.bought
- Orzehoski Scott Gsold
- Stevenson Scott Rbought
- Stauffer W Randallbought
- Ray-chaudhuri Ranajoybought
- Mann Jennifer Lbought
43 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.