Price
No data yet.
Social Signal Score
Analyst Ratings
16 analystsRevenue
$168.01M+168.92%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Lakhbir S. Lamba
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 2,112
- Beta
- 0.99
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- 2.00
Financials
Revenue
$168.01M+168.9%Net Income
$8.15M+25.9%EBITDA
$38.33M+216.4%Free Cash Flow
$82.44M+231.9%EPS (diluted)
$0.85+51.8%Shares Outstanding (diluted)
9.60M-17.7%Operating Expenses
$70.33MCash & Debt
$6.80MReturn of Capital
$7.87MDividend per Share
$0.30Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $645.57M | $44.41M | $4.63 |
| 2024 | $588.50M | $41.23M | $4.28 |
| 2023 | $551.40M | $15.96M | $1.70 |
| 2022 | $507.19M | $51.22M | $5.51 |
| 2021 | $428.35M | $88.69M | $8.84 |
| 2020 | $373.91M | $26.73M | $2.45 |
| 2019 | $355.71M | $44.73M | $3.92 |
| 2018 | $306.71M | $35.34M | $3.03 |
| 2017 | $272.46M | $29.96M | $2.59 |
| 2016 | $240.52M | $24.03M | $2.03 |
| 2015 | $217.31M | $23.36M | $1.82 |
| 2014 | $204.72M | $14.80M | $1.17 |
| 2013 | $170.63M | $28.79M | $2.29 |
| 2012 | $135.70M | $24.75M | $2.17 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from RM's reported EPS growth of 6.0% a year over 13 years.
- EPS in 5 years
- $5.99
- Implied price
- $47.88
- Return from $31.80
- 8.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $23.81 — -25.1% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 4 | 6 | 8 | 10 | 12 |
|---|---|---|---|---|---|
| -4.0% | -14.4% | -7.2% | -1.7% | 2.8% | 6.6% |
| 1.0% | -10.0% | -2.4% | 3.4% | 8.1% | 12.1% |
| 6.0% | -5.5% | 2.5% | 8.5% | 13.5% | 17.7% |
| 11.0% | -1.1% | 7.3% | 13.6% | 18.8% | 23.2% |
| 16.0% | 3.4% | 12.1% | 18.8% | 24.2% | 28.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+20.00%Social Signal Score
Mentions (3)
- Newsbusinesswire.com·4d ago·Positive
Regional Management Corp. to Report Third Quarter 2026 Results on Wednesday, October 28, 2026 GREENVILLE, S.C.--(BUSINESS WIRE)--Regional Management Corp. (NYSE: RM), a diversified consumer finance company, announced today that it will report its third quarter 2026 results after the market closes on Wednesday, October 28, 2026.The company will hold a conference call to discuss results at 5:00 PM ET on that day. A live webcast of the conference call will be available on Regional Management's webs…
View source ↗ - Newsnewsfilecorp.com·18d ago·Neutral
…xpanded Resource Potential from the Converse Gold Project in Nevada Vancouver, British Columbia--(Newsfile Corp. - September 17, 2026) - Roxmore Resources Inc. (TSX: RM) (OTCQX: GARLF) ("Roxmore" or the "Company") is pleased to report gold and silver assay results from an exploration target at the Company's flagship Converse Gold Project ("Converse" or the "Project"), located on the Battle Mountain – Eureka Trend in Nevada, USA. The dedicated exploration hole CV26-013C returned 58.2m grading 1.8…
View source ↗ - Newsnewsfilecorp.com·27d ago·Neutral
…ate on Development Activities at the Converse Gold Project in Nevada Vancouver, British Columbia--(Newsfile Corp. - September 9, 2026) - Roxmore Resources Inc. (TSX: RM) (OTCQX: GARLF) ("Roxmore" or the "Company") is pleased to provide an update on development activities at the Company's flagship Converse Gold Project ("Converse" or the "Project"), located on the prolific Battle Mountain – Eureka Trend in Nevada, USA. After the release of the positive preliminary economic assessment in April 202…
View source ↗
Earnings
Wed, Oct 28(in 3 weeks)
Consensus estimate $1.47 per share
Typical surprise +5.2% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 29$0.85 vs $0.81beat
- Wed, Apr 29$1.18 vs $0.97beat
- Wed, Feb 4$1.30 vs $1.28beat
- Wed, Nov 5$1.42 vs $1.46miss
- Wed, Jul 30$1.03 vs $0.72beat
- Wed, Apr 30$0.70 vs $0.67beat
Estimates and results for RM via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by RM officers and directors.
- Bought
- $347k
- Sold
- $11.1m
3 trades
59 trades
- Forager Fund, L.p.sold
- Forager Fund, L.p.sold
- Forager Fund, L.p.sold
- Basswood Capital Management, L.l.c.sold
- Atwood Catherine Rsold
- Lamba Lakhbir S.bought
- Lamba Lakhbir S.bought
- Barnette Steven Bsold
38 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in RM.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.