Price
No data yet.
Social Signal Score
Analyst Ratings
14 analystsRevenue
$389.20M+647.74%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Alexander Edward Timm
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Employees
- 1,256
- Beta
- 2.92
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 0.44
Financials
Revenue
$389.20M+647.7%Net Income
$25.40MEBITDA
$32.40MFree Cash Flow
$53.80MEPS (diluted)
$1.42Shares Outstanding (diluted)
17.00M+859.2%Operating Expenses
$56.30MCash & Debt
$1.03BReturn of Capital
$20.70MQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.52B | $40.30M | $2.49 |
| 2024 | $1.18B | $30.90M | $1.96 |
| 2023 | $455.00M | $-147.40M | $-10.24 |
| 2022 | $310.80M | $-297.70M | $-21.11 |
| 2021 | $345.40M | $-521.10M | $-37.62 |
| 2020 | $346.80M | $-363.00M | $-86.43 |
| 2019 | $290.20M | $-282.40M | $-24.83 |
| 2018 | $43.30M | $-69.10M | $-6.08 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $3.82
- Implied price
- $110.79
- Return from $46.26
- 19.1% a year
To earn 15.0% a year on these assumptions you'd need to buy at $55.08 — today's price is already 16.0% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 21 | 25 | 29 | 33 | 37 |
|---|---|---|---|---|---|
| -2.0% | 1.3% | 4.9% | 8.1% | 10.9% | 13.5% |
| 3.0% | 6.5% | 10.3% | 13.6% | 16.5% | 19.2% |
| 8.0% | 11.6% | 15.6% | 19.1% | 22.2% | 25.0% |
| 13.0% | 16.8% | 21.0% | 24.6% | 27.9% | 30.8% |
| 18.0% | 22.0% | 26.3% | 30.1% | 33.5% | 36.6% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
70+40.00%Social Signal Score
Mentions (8)
- Newszacks.com·11d ago·Positive
Here's Why Root, Inc. (ROOT) is a Strong Growth Stock Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
View source ↗ - Newszacks.com·13d ago·Neutral
Should Investors Buy ROOT as Profitability Improves but Growth Slows? ROOT's underwriting and EBITDA improved in the first half of 2026, but slower premium growth and rising loss costs complicate its profitable growth path.
View source ↗ - Newszacks.com·13d ago·Negative
ROOT Falls 12% in a Month Amid Slower Growth and Rising Claims Risk ROOT shares fell 12% in a month as premium growth slowed and loss costs rose, while profitability held up and a new pricing model targets 2027.
View source ↗ - Newszacks.com·26d ago·Positive
ROOT's Partnership Strategy Push Could Unlock Profitable Growth Root's expanding partnerships diversify distribution and support underwriting gains, but higher acquisition costs could test profitability.
View source ↗ - Newsglobenewswire.com·32d ago·Neutral
Root to Participate in Upcoming Investor Conferences COLUMBUS, Ohio, Sept. 03, 2026 (GLOBE NEWSWIRE) -- Root (NASDAQ: ROOT), the leading technology company in car insurance, today announced it will participate in two upcoming investor conferences in New York City.
View source ↗ - Newsglobenewswire.com·34d ago·Neutral
Root Insurance and Carvana Extend Embedded Insurance Agreement Extended agreement builds on success of partnership that has sold more than 200,000 policies Extended agreement builds on success of partnership that has sold more than 200,000 policies
View source ↗ - Newsglobenewswire.com·39d ago·Negative
Root Reduces Auto Insurance Rates by 15% in Florida, Citing Impact of Legal Reforms Florida insurance reforms and regulatory environment enable Root to deliver immediate savings to drivers as litigation costs decline Florida insurance reforms and regulatory environment enable Root to deliver immediate savings to drivers as litigation costs decline
View source ↗ - Newsglobenewswire.com·55d ago·Neutral
Root and TheZebra.com Partner to Expand Access to Personalized Insurance Options for Consumers and Independent Agents New digital integration brings real-time quotes to shoppers on The Zebra's insurance marketplace while creating a faster, more streamlined workflow for independent agents New digital integration brings real-time quotes to shoppers on The Zebra's insurance marketplace while creating a faster, more streamlined workflow for independent agents
View source ↗
Earnings
Wed, Nov 4(in 4 weeks)
Consensus estimate $0.55 per share
Typical surprise +137.8% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Aug 5$1.49 vs $0.83beat
- Wed, May 6$2.09 vs $0.84beat
- Wed, Feb 25$0.31 vs $0.03beat
- Wed, Nov 5$-0.35 vs $-0.43beat
- Wed, Aug 6$1.29 vs $1.06beat
- Wed, May 7$1.07 vs $0.45beat
Estimates and results for ROOT via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by ROOT officers and directors.
- Bought
- —
- Sold
- $4.7m
0 trades
19 trades
- Allison Jonathansold
- Allison Jonathansold
- Allison Jonathansold
- Allison Jonathansold
- Allison Jonathansold
- Allison Jonathansold
- Allison Jonathansold
- Allison Jonathansold
81 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in ROOT.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.