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ROOT Root, Inc.

NASDAQ Global Select · Insurance - Property & Casualty · Financial Services

$51.45
+1.62 (+3.25%)

Root, Inc. operates within the United States, concentrating on delivering a range of insurance solutions, including policies for automobiles, residential properties, and rental occupancy. The company employs a direct-to-consumer business model, primarily connecting with its customers via user-friendly mobile applications and its official website. Its comprehensive distribution network also incorpo…

Market Cap: $721.33Mjoinroot.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

100
100
Aug 12Aug 12

Quote

Day Range
$50.08 – $51.71
52-Week Range
$40.91 – $104.47
Volume
$179.3K
Market Cap
$721.33M
50-Day Avg
$56.57
200-Day Avg
$61.39
Prev Close
$49.83
Open
$50.32

Valuation & Ratios

P/E Ratio
29.01
EPS
$2.60
P/B Ratio
2.83
P/S Ratio
0.74
Debt/Equity
0.51
Current Ratio
2.62
Dividend Yield
+0.0%
Gross Margin
+25.5%

Returns & Efficiency

Return on Equity
+10.2%
Return on Assets
+2.6%
FCF Yield
+17.2%
EV/EBITDA
8.57

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$1.52B$40.30M$2.49
2024$1.18B$30.90M$1.96
2023$455.00M$-147.40M$-10.24
2022$310.80M$-297.70M$-21.11
2021$345.40M$-521.10M$-37.62

Social Signal Score

50
5d
50
1 mentions
30d
50
1 mentions
60d
50
1 mentions
90d
50
1 mentions
news: 1

Earnings

Wed, Nov 4(in 3 months)

Consensus estimate $0.45 per share

7of 7 quarters beat consensus

Typical surprise +137.8% (median, so one quarter with a near-zero estimate can't distort it)

  • Wed, Aug 5$1.49 vs $0.83beat
  • Wed, May 6$2.09 vs $0.84beat
  • Wed, Feb 25$0.31 vs $0.03beat
  • Wed, Nov 5$-0.35 vs $-0.43beat
  • Wed, Aug 6$1.29 vs $1.06beat
  • Wed, May 7$1.07 vs $0.45beat

Estimates and results for ROOT via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.

EPS in 5 years
$3.82
Implied price
$110.79
Return from $51.45
16.6% a year

To earn 15.0% a year on these assumptions you'd need to buy at $55.08 — today's price is already 6.6% below that.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E2125293337
-2.0%-0.8%2.7%5.8%8.6%11.1%
3.0%4.2%7.9%11.2%14.1%16.7%
8.0%9.3%13.2%16.6%19.6%22.4%
13.0%14.4%18.4%22.0%25.2%28.1%
18.0%19.4%23.6%27.4%30.7%33.7%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsglobenewswire.com·3d ago·Neutral

    Root and TheZebra.com Partner to Expand Access to Personalized Insurance Options for Consumers and Independent Agents New digital integration brings real-time quotes to shoppers on The Zebra's insurance marketplace while creating a faster, more streamlined workflow for independent agents New digital integration brings real-time quotes to shoppers on The Zebra's insurance marketplace while creating a faster, more streamlined workflow for independent agents

    View source ↗