Price
$125.44-29.16%Social Signal Score
Analyst Ratings
6 analystsRevenue
$149.68M+116884.63%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Charles G. Youakim
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 201
- Beta
- 6.67
- Country
- US
- Piotroski score
- 9 / 9 (Strong)
- Altman Z-score
- 13.40
Financials
Revenue
$149.68M+116884.6%Net Income
$40.77MEBITDA
$55.46MFree Cash Flow
$51.83MEPS (diluted)
$1.17Shares Outstanding (diluted)
34.83M+271.2%Operating Expenses
$23.74MCash & Debt
$84.31MReturn of Capital
$32.80MRevenue by Segment (annual)
$216.16MQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $450.28M | $133.13M | $3.93 |
| 2024 | $271.13M | $78.52M | $2.33 |
| 2023 | $159.36M | $7.10M | $0.21 |
| 2022 | $125.57M | $-38.09M | $-1.17 |
| 2021 | $114.82M | $-75.17M | $-2.38 |
| 2020 | $58.79M | $-32.39M | $-0.84 |
| 2019 | $0.00 | $-16.60M | $-0.66 |
| 2018 | $1.63M | $-4.19M | $-0.45 |
| 2017 | $29.4K | $-1.77M | $-0.21 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $5.77
- Implied price
- $92.30
- Return from $107.41
- -3.0% a year
To earn 15.0% a year on these assumptions you'd need to buy at $45.89 — -57.3% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 14 | 16 | 18 | 20 |
|---|---|---|---|---|---|
| -2.0% | -16.9% | -14.3% | -12.0% | -9.9% | -8.0% |
| 3.0% | -12.7% | -9.9% | -7.5% | -5.3% | -3.3% |
| 8.0% | -8.4% | -5.5% | -3.0% | -0.7% | 1.4% |
| 13.0% | -4.2% | -1.2% | 1.5% | 3.9% | 6.1% |
| 18.0% | 0.1% | 3.2% | 6.0% | 8.5% | 10.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
50-28.57%Social Signal Score
Mentions (36)
- Newsseekingalpha.com·4d ago·Neutral
Sezzle: New Launches, High Returns, Above-Average Growth Sezzle offers an attractive entry point after a 45% pullback, with robust multi-year revenue and earnings growth expected. SEZL's product launches—Sezzle Send and SezzleCash—are positioned to drive user acquisition, retention, and platform virality. Profitability metrics remain exceptional: ROE 89%, ROIC 64%, and ROA 35%, far exceeding sector medians.
View source ↗ - Newszacks.com·5d ago·Positive
Sezzle's On-Demand Push: Can It Win More Enterprise Merchants? SEZL's On-Demand offering helps attract enterprise merchants with competitive BNPL pricing while building a path to deeper subscriber engagement.
View source ↗ - Newszacks.com·5d ago·Positive
Here's Why Sezzle Inc. (SEZL) is a Strong Growth Stock Whether you're a value, growth, or momentum investor, finding strong stocks becomes easier with the Zacks Style Scores, a top feature of the Zacks Premium research service.
View source ↗ - Newsseekingalpha.com·6d ago·Positive
Sezzle: Why I Think The Sell-Off Is An Opportunity Sezzle's growth remains strong, with subscribers up 76.4%, transactions up 32%, and quarterly GMV up 38% year over year. Profitability and outlook are improving, supported by expanding margins and expectations for continued double-digit revenue and earnings growth. The stock may still be undervalued despite rising 71% YTD, particularly based on its low forward PEG and stronger growth versus sector peers.
View source ↗ - Newsseekingalpha.com·6d ago·Neutral
Sezzle: The Market Does Not See The Next Growth Phase Sezzle delivered robust Q2 2026 results: revenue up 51.7%, net margin 27.2%, and subscriber growth of 76.4%. SEZL's expanding subscription base, increased purchase frequency, and higher average revenue per user underpin a compelling growth and profitability profile. SezzleCash and Sezzle Send offer upside not yet reflected in guidance, but also introduce heightened credit risk as underwriting becomes more critical.
View source ↗ - Newsseekingalpha.com·6d ago·Positive
Sezzle: The Concerns I Had Are Starting To Fade (Rating Upgrade) Sezzle is upgraded from Hold to Buy as credit quality improves and growth re-accelerates, while profitability is still robust. Q2 2026 revenue grew 51.7% YoY, with net income up 47.7% and a 27.2% net margin. Guidance for 35% revenue growth was raised. Credit risk concerns have eased: C-rated receivables dropped from 30% to 24.2%, and delinquencies improved YoY.
View source ↗ - Newsglobenewswire.com·7d ago·Negative
66% of Shoppers Say They'd Likely Abandon Cart Without Their Preferred BNPL Option, Survey Finds Ahead of Black Friday and Cyber Monday, a new survey from Sezzle and Morning Consult finds checkout flexibility is closely linked to whether shoppers complete a purchase or abandon their cart. Ahead of Black Friday and Cyber Monday, a new survey from Sezzle and Morning Consult finds checkout flexibility is closely linked to whether shoppers complete a purchase or abandon their cart.
View source ↗ - Newsseekingalpha.com·9d ago·Positive
Sezzle: The Market Is Underestimating This High-Growth Fintech Sezzle remains a buy despite a 35% share price correction, as underlying fundamentals and growth metrics continue to strengthen. SEZL posted Q2 2026 revenue up 51.7% YoY and adjusted net income up 58.4%, with raised FY2026 guidance for both earnings and EPS. Monetization is accelerating, with revenue per GMV rising to 11.7% and subscription products like Sezzle Premium driving higher engagement and recurring revenue.
View source ↗ - Newszacks.com·10d ago·Negative
SEZL vs. DAVE: Which Consumer Fintech Stock Is the Better Bet? Sezzle and Dave scale digital finance through different growth engines, with product breadth, credit trends and monetization shaping the fintech face-off.
View source ↗ - Newszacks.com·11d ago·Positive
Sezzle Keeps Leverage Low: Can Liquidity Support Expansion? SEZL's stronger liquidity, lower borrowing costs and rising GMV position it for growth, while newer products are likely to lift funding needs.
View source ↗ - Newszacks.com·17d ago·Positive
Sezzle Marketing ROI Strengthens: Can Efficient Spending Sustain Growth? SEZL's higher marketing spend drives subscriber and engagement gains while maintaining a sub-six-month payback, supporting growth.
View source ↗ - Newszacks.com·25d ago·Neutral
Sezzle's Engagement Story Keeps Building: Is the Stock Attractive Now? Sezzle's merchant growth, rising engagement and expanding financial tools support its outlook as valuation stays below key BNPL peers.
View source ↗ - Newszacks.com·27d ago·Positive
Why Sezzle Inc. (SEZL) is a Top Growth Stock for the Long-Term Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
View source ↗ - Newszacks.com·28d ago·Positive
Wall Street Analysts See a 35.89% Upside in Sezzle Inc. (SEZL): Can the Stock Really Move This High? The mean of analysts' price targets for Sezzle Inc. (SEZL) points to a 35.9% upside in the stock. While this highly sought-after metric has not proven reasonably effective, strong agreement among analysts in raising earnings estimates does indicate an upside in the stock.
View source ↗ - Newszacks.com·33d ago·Neutral
Sezzle Grows Merchant Network: Can New Brands Drive Wider Adoption? SEZL expands its merchant network with Gymshark, Debenhams Group and Follett, aiming to turn broader checkout access into wider adoption.
View source ↗ - Newsseekingalpha.com·35d ago·Negative
Undercovered Dozen: JPMorgan, Sezzle, Kayne Anderson And More The Undercovered Dozen series spotlights 12 lesser-covered stocks featured on Seeking Alpha. This curated selection aims to provide fresh investment ideas and foster community discussion around under-the-radar equities. Readers are encouraged to engage, share perspectives, and highlight additional overlooked investment opportunities.
View source ↗ - Newsglobenewswire.com·35d ago·Neutral
Gymshark, Debenhams Group, and Follett Higher Education Now Offer Sezzle at Checkout Fitness, fashion, and fall semester: Sezzle's merchant network reaches into the carts that refill every season Fitness, fashion, and fall semester: Sezzle's merchant network reaches into the carts that refill every season
View source ↗ - Newszacks.com·38d ago·Positive
Is Sezzle Inc. (SEZL) a Solid Growth Stock? 3 Reasons to Think "Yes" Sezzle Inc. (SEZL) possesses solid growth attributes, which could help it handily outperform the market.
View source ↗ - News247wallst.com·39d ago·Positive
Klarna Rallies 6%, Sezzle Gains 2% as Buy Now Pay Later Relief Trade Broadens, Affirm Jumps 10% The buy now, pay later relief trade broadened Friday morning after Bloomberg reported that Stripe and Advent International walked away from a takeover of PayPal Holdings valued at more than $50 billion.
View source ↗ - Newszacks.com·39d ago·Positive
Sezzle vs. SoFi: Which High-Growth Fintech Stock Is the Better Buy Now? Sezzle and its fintech rival SoFi offer contrasting growth engines, valuations and risk profiles as investors weigh focus against scale and diversification.
View source ↗ - Newszacks.com·40d ago·Neutral
Sezzle Send Launch: Can P2P Virality Drive Low-Cost Growth? SEZL Send turns P2P transfers into a low-cost growth channel, with more than 100,000 users already on its waitlist.
View source ↗ - Newsseekingalpha.com·41d ago·Neutral
Sezzle Anywhere And Sezzle Cash: Operating Leverage The Market Is Missing Sezzle is rated a strong buy after a 34% post-earnings drop, despite maintaining robust 30% H2 2026 revenue growth guidance. SEZL's subscription-driven BNPL model delivers operational leverage, predictable recurring revenue, and improved credit risk management versus peers. Recent credit agreement lowers financing costs to SOFR + 3.86%, supporting future net income and margin expansion.
View source ↗ - Newszacks.com·41d ago·Positive
Sezzle Expands Beyond BNPL: Can SezzleCash Drive Growth? SEZL expands beyond BNPL with SezzleCash, seeing early adoption as it tests a new path to boost engagement and wallet share.
View source ↗ - Newsseekingalpha.com·43d ago·Positive
…erially Low Multiple Sezzle is up nearly 90% this year, with Klarna down 50% in a price return divergence that reflects a gap in profitability between the two firms. SEZL will report an adjusted EPS of $5.25 per share for its full year 2026 and is trading at a modest price-to-earnings multiple of 22.7x. KLAR's profitability is early stage. KLAR grew subscribers 8x versus a year ago to 2 million, with its Klarna Card reaching 6.5 million active users. SEZL realized a 76.4% year-over-year increase…
View source ↗ - Newsseekingalpha.com·44d ago·Positive
Sezzle: The Numbers Don't Support The Selloff Sezzle fell 20% post-Q2 despite beating revenue and EPS estimates and raising full-year guidance for the third time. Sequential earnings decline and increased expenses reflect seasonality and deliberate marketing spend, not underlying business deterioration. SEZL's subscriber growth accelerated, margins remained strong, and new products like SezzleCash and Sezzle Send offer potential upside and risk.
View source ↗ - Newszacks.com·45d ago·Neutral
Sezzle AI Push: Can Automation Boost Service and Productivity? SEZL's AI push is set to reshape shopping and development as automation drives productivity and product creation.
View source ↗ - Newszacks.com·46d ago·Neutral
Sezzle Subscribers: Can 76.4% Y/Y Growth Keep Accelerating? SEZL's subscriber base surges 76.4% in Q2 2026 as heavier usage, new products and marketing fuel growth.
View source ↗ - Newszacks.com·46d ago·Positive
Here's Why Sezzle Inc. (SEZL) is a Strong Growth Stock Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
View source ↗ - News247wallst.com·49d ago·Neutral
Klarna Group Drops 7% Before Q2 Earnings, Sezzle Falls 5% as BNPL Names Diverge Klarna Group (NYSE:KLAR | KLAR Price Prediction) stock is sliding midday Monday, with shares down 7% to $19.38 ahead of the buy now, pay later (BNPL) firm's second-quarter report.
View source ↗ - Newsfool.com·54d ago·Negative
Sezzle's President Holds $145 Million in Stock. Here's What His Post-Earnings Insider Filing Signals The transaction involved 7,110 shares with a total value of $838,980 as of the August 10 transaction date. This disposition represented a 2% reduction in direct holdings and a roughly 0.6% decrease in the insider's total equity position.
View source ↗ - Newsfool.com·54d ago·Negative
What to Know About Sezzle After Insider Filings, a Post-Earnings Drop, and a Quick Rebound The disposition involved 1,571 shares at $118.00 per share, representing a transaction value of about $185,000 on August 10. The transaction represents a 2% reduction in the insider's total direct equity holdings.
View source ↗ - Newsfool.com·54d ago·Neutral
Sezzle's CFO Had Shares Withheld as the Stock Slid. Here's What to Know The disposition involved 1,405 shares with a total transaction value of $165,790 on August 10. The transaction resulted in a 0.5% decrease in the insider's total direct equity holdings.
View source ↗ - Newsfool.com·54d ago·Neutral
What Sezzle's Marketing Pullback Means for Growth, and Why an Insider Move Shouldn't Rattle Investors The direct disposition involved 6,973 shares with an estimated value of $823,000 based on a per-share price of $118.00. The transaction represented 3% of the executive's total direct equity holdings in the company.
View source ↗ - Newszacks.com·54d ago·Negative
Sezzle Inc. (SEZL) is an Incredible Growth Stock: 3 Reasons Why Sezzle Inc. (SEZL) could produce exceptional returns because of its solid growth attributes.
View source ↗ - Newszacks.com·54d ago·Neutral
Should You Add Sezzle Stock After Its Q2 Earnings and Sharp Pullback? Sezzle's post-Q2 pullback has improved its valuation setup as rapid revenue, subscriber and earnings growth continue.
View source ↗ - Newsfool.com·57d ago·Positive
Sezzle Beat on Revenue and Raised Guidance. Its Stock Lost a Third of Its Value in a Day. Sezzle's second-quarter revenue rose 51.7% year over year to $149.7 million, a quarterly record. The 2026 outlook now calls for 35% revenue growth, management's third guidance increase this year.
View source ↗
Earnings
Wed, Nov 4(in 4 weeks)
Consensus estimate $1.26 per share
Typical surprise +19.0% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Aug 6$1.13 vs $1.03beat
- Wed, May 6$1.43 vs $1.24beat
- Wed, Feb 25$1.21 vs $0.96beat
- Wed, Nov 5$0.71 vs $0.65beat
- Thu, Aug 7$0.69 vs $0.58beat
- Wed, May 7$1.00 vs $0.32beat
Estimates and results for SEZL via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by SEZL officers and directors.
- Bought
- $44k
- Sold
- $23.2m
2 trades
67 trades
- Hunt Bryan Cecilbought
- Brehm Kyle M.sold
- Khurana Rajeevbought
- Paradis Paulsold
- Paradis Paulsold
- Paradis Paulsold
- Paradis Paulsold
- Paradis Paulsold
31 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in SEZL.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.