Price (90d)
No price history yet — the daily price refresh runs once a day.
Signal Score (90d)
100Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $3.11B | $744.85M | $3.52 |
| 2024 | $2.99B | $608.33M | $2.73 |
| 2023 | $2.84B | $581.39M | $2.44 |
| 2022 | $2.37B | $469.01M | $1.78 |
| 2021 | $2.41B | $1.16B | $3.67 |
Social Signal Score
Earnings
Thu, Oct 22(in 2 months)
Consensus estimate $0.40 per share
Typical surprise -10.7% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 23$0.29 vs $0.44miss
- Thu, Apr 23$1.54 vs $1.14beat
- Thu, Jan 22$1.12 vs $0.95beat
- Thu, Oct 23$0.63 vs $0.80miss
- Thu, Jul 24$0.32 vs $0.49miss
- Thu, Apr 24$1.40 vs $1.19beat
Estimates and results for SLM via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Valuation
Project earnings forward and see what return today's price implies.
Seeded from SLM's reported EPS growth of -1.0% a year over 4 years.
- EPS in 5 years
- $3.42
- Implied price
- $27.36
- Return from $28.03
- -0.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $13.60 — -51.5% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 4 | 6 | 8 | 10 | 12 |
|---|---|---|---|---|---|
| -11.0% | -22.1% | -15.5% | -10.5% | -6.5% | -3.0% |
| -6.0% | -17.7% | -10.8% | -5.5% | -1.2% | 2.5% |
| -1.0% | -13.4% | -6.1% | -0.5% | 4.1% | 7.9% |
| 4.0% | -9.0% | -1.3% | 4.5% | 9.3% | 13.4% |
| 9.0% | -4.6% | 3.4% | 9.6% | 14.6% | 18.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (1)
- Newsbusinesswire.com·3d ago·Neutral
“How America Pays for College 2026” Finds Overwhelming Majority of Families Continue to View College as a Valuable Investment and More Than 8 in 10 Are Confident in How They Paid for It NEWARK, Del.--(BUSINESS WIRE)--Nine in 10 families (91%) view higher education as a valuable investment and 84% are confident they made the right financial decisions to pay for it, according to “How America Pays for College 2026,” the annual national study by Sallie and Ipsos.
View source ↗