Price
No data yet.
Social Signal Score
Analyst Ratings
25 analystsRevenue
$670.34M+126.85%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Jonathan W. Witter
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 1,788
- Beta
- 0.97
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.83
Financials
Revenue
$670.34M+126.8%Net Income
$58.52M+2.7%EBITDA
$85.24M-22.2%Free Cash Flow
$-134.83MEPS (diluted)
$0.29+123.1%Shares Outstanding (diluted)
188.58M-56.5%Operating Expenses
$105.40MCash & Debt
$4.64BReturn of Capital
$31.25MRevenue by Segment (annual)
$1.11BDividend per Share
$0.13Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $3.11B | $744.85M | $3.52 |
| 2024 | $2.99B | $608.33M | $2.73 |
| 2023 | $2.84B | $581.39M | $2.44 |
| 2022 | $2.37B | $469.01M | $1.78 |
| 2021 | $2.41B | $1.16B | $3.67 |
| 2020 | $2.34B | $880.69M | $2.27 |
| 2019 | $2.38B | $578.28M | $1.35 |
| 2018 | $1.88B | $487.48M | $1.08 |
| 2017 | $1.43B | $288.93M | $0.63 |
| 2016 | $1.15B | $250.33M | $0.54 |
| 2015 | $1.01B | $274.28M | $0.60 |
| 2014 | $831.58M | $194.22M | $0.43 |
| 2013 | $849.47M | $258.94M | $3.18 |
| 2012 | $757.79M | $217.62M | $1.93 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from SLM's reported EPS growth of 4.7% a year over 13 years.
- EPS in 5 years
- $4.52
- Implied price
- $36.19
- Return from $22.75
- 9.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $17.99 — -20.9% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 4 | 6 | 8 | 10 | 12 |
|---|---|---|---|---|---|
| -5.3% | -13.6% | -6.3% | -0.7% | 3.8% | 7.6% |
| -0.3% | -9.0% | -1.3% | 4.5% | 9.3% | 13.3% |
| 4.7% | -4.5% | 3.6% | 9.7% | 14.7% | 19.0% |
| 9.7% | 0.1% | 8.5% | 15.0% | 20.2% | 24.7% |
| 14.7% | 4.7% | 13.5% | 20.2% | 25.7% | 30.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100+0.00%Social Signal Score
Mentions (3)
- News (RSS)seekingalpha·16d ago·Neutral
SLM: Student Loan Giant Keeps Growing Its Loan Book While Covering Dividends Well
View source ↗ - News (RSS)economictimes·29d ago·Negative
…olitics. But AI is expanding the TAM, not compressing it, opening deployment, AI FinOps, governance, managed agent operations, legacy modernisation, sovereign AI and SLM pools, it said. “Indian IT offers this without the balance-sheet and funding-duration risk the infra layer carries — the "safe AI" trade,” it added.Also read | Bigger market crash ahead? Analysts weigh how Sensex, Nifty may react if US 10-year bond yield touches 5%(With inputs from agencies)Disclosure: This article has been writ…
View source ↗ - Newsbusinesswire.com·54d ago·Neutral
“How America Pays for College 2026” Finds Overwhelming Majority of Families Continue to View College as a Valuable Investment and More Than 8 in 10 Are Confident in How They Paid for It NEWARK, Del.--(BUSINESS WIRE)--Nine in 10 families (91%) view higher education as a valuable investment and 84% are confident they made the right financial decisions to pay for it, according to “How America Pays for College 2026,” the annual national study by Sallie and Ipsos.
View source ↗
Earnings
Thu, Oct 22(in 2 weeks)
Consensus estimate $0.30 per share
Typical surprise -10.7% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 23$0.29 vs $0.44miss
- Thu, Apr 23$1.54 vs $1.14beat
- Thu, Jan 22$1.12 vs $0.95beat
- Thu, Oct 23$0.63 vs $0.80miss
- Thu, Jul 24$0.32 vs $0.49miss
- Thu, Apr 24$1.40 vs $1.19beat
Estimates and results for SLM via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by SLM officers and directors.
- Bought
- —
- Sold
- $2.2m
0 trades
3 trades
- Palmer Kerri A.sold
- Pahwa Munishsold
- Strong Robert S.sold
97 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in SLM.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.