Price
No data yet.
Social Signal Score
Analyst Ratings
3 analystsRevenue
$75.83M+333.07%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Greg A. Steffens
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 725
- Beta
- 0.87
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 1.32
Financials
Revenue
$75.83M+333.1%Net Income
$19.10M+357.3%EBITDA
$0.00-100.0%Free Cash Flow
—EPS (diluted)
$1.73+208.9%Shares Outstanding (diluted)
11.01M+47.5%Operating Expenses
$1.18MCash & Debt
$551.19MReturn of Capital
$0.00Dividend per Share
$0.27Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2026 | $316.54M | $71.84M | $6.45 |
| 2025 | $305.25M | $58.31M | $5.19 |
| 2024 | $273.22M | $50.18M | $4.42 |
| 2023 | $202.62M | $39.24M | $3.86 |
| 2022 | $138.07M | $47.17M | $5.21 |
| 2021 | $129.52M | $47.18M | $5.22 |
| 2020 | $121.80M | $27.55M | $2.99 |
| 2019 | $110.58M | $28.90M | $3.14 |
| 2018 | $89.54M | $20.93M | $2.40 |
| 2017 | $71.42M | $15.55M | $2.08 |
| 2016 | $65.10M | $14.85M | $1.99 |
| 2015 | $62.94M | $13.67M | $1.84 |
| 2014 | $45.49M | $10.08M | $1.50 |
| 2013 | $40.19M | $10.07M | $1.48 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from SMBC's reported EPS growth of 12.0% a year over 13 years.
- EPS in 5 years
- $11.42
- Implied price
- $137.01
- Return from $70.46
- 14.2% a year
To earn 15.0% a year on these assumptions you'd need to buy at $68.12 — -3.3% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 8 | 10 | 12 | 14 | 16 |
|---|---|---|---|---|---|
| 2.0% | -4.1% | 0.3% | 4.0% | 7.3% | 10.2% |
| 7.0% | 0.6% | 5.2% | 9.1% | 12.5% | 15.6% |
| 12.0% | 5.3% | 10.1% | 14.2% | 17.8% | 21.0% |
| 17.0% | 10.0% | 15.1% | 19.3% | 23.1% | 26.4% |
| 22.0% | 14.7% | 20.0% | 24.4% | 28.3% | 31.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
147+193.33%Social Signal Score
Mentions (4)
- Newszacks.com·6h ago·Neutral
Southern Missouri Bancorp (SMBC) Q1 Earnings and Revenues Surpass Estimates Southern Missouri Bancorp (SMBC) came out with quarterly earnings of $1.73 per share, beating the Zacks Consensus Estimate of $1.67 per share. This compares to earnings of $1.42 per share a year ago.
View source ↗ - Newszacks.com·16h ago·Neutral
Southern Missouri Bancorp (SMBC) Earnings Expected to Grow: What to Know Ahead of Q1 Release Southern Missouri Bancorp (SMBC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
View source ↗ - Newszacks.com·19d ago·Neutral
Can Jefferies' Expanded SMBC Partnership Bolster Its Growth in Japan? JEF's SMBC venture is likely to expand its Japan equities and ECM reach, with SMBC's 20% stake deepening the strategic alliance.
View source ↗ - Newsreuters.com·27d ago·Neutral
Japan's SMBC in talks to increase stake in Vietnam's VPBank, sources say Japan's Sumitomo Mitsui Banking Corp (SMBC) is in advanced talks to increase its stake in Vietnamese private lender VPBank , four people familiar with the negotiations said.
View source ↗
Earnings
Typical surprise +6.6% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Oct 21$1.73 vs $1.64beat
- Wed, Jul 22$1.83 vs $1.52beat
- Wed, Apr 22$1.60 vs $1.55beat
- Wed, Jan 21$1.62 vs $1.56beat
- Wed, Oct 22$1.42 vs $1.31beat
- Wed, Jul 23$1.39 vs $1.25beat
Estimates and results for SMBC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by SMBC officers and directors.
- Bought
- —
- Sold
- $4.5m
0 trades
25 trades
- Hensley Todd E.sold
- Hensley Todd E.sold
- Hensley Todd E.sold
- Hecker Mark Esold
- Hecker Mark Esold
- Hecker Mark Esold
- Windes Richardsold
- Windes Richardsold
75 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in SMBC.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.