Price
$15.77-15.31%Social Signal Score
Analyst Ratings
27 analysts52-week range
- Last close
- $15.77
- Off 52w high
- -51.0%
- 200-day average
- $18.94
- vs 200-day
- -16.8%
Revenue
$1.57B+1159.90%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Anthony J. Noto
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 6,100
- Beta
- 2.21
- Country
- US
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- -0.40
Financials
Revenue
$1.57B+1159.9%Net Income
$156.59MEBITDA
$204.31MFree Cash Flow
$-3.99BEPS (diluted)
$0.12Shares Outstanding (diluted)
1.35B+3349.5%Operating Expenses
$800.47MCash & Debt
$7.35BReturn of Capital
$113.0KRevenue by Segment (annual)
$3.84BQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $4.77B | $481.32M | $0.42 |
| 2024 | $3.70B | $498.67M | $0.46 |
| 2023 | $2.90B | $-300.74M | $-0.36 |
| 2022 | $1.76B | $-320.41M | $-0.40 |
| 2021 | $1.09B | $-483.94M | $-1.00 |
| 2020 | $751.14M | $-224.05M | $-2.73 |
| 2019 | $721.02M | $-239.70M | $-2.27 |
| 2018 | $599.95M | $-252.40M | $-2.17 |
| 2017 | $824.63M | $49.77M | $1.62 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from SOFI's reported EPS growth of -15.5% a year over 8 years. Historical EPS growth of -16% would project the company towards zero. Floored at -15% as a starting point.
- EPS in 5 years
- $0.19
- Implied price
- $3.34
- Return from $15.77
- -26.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $1.66 — -89.5% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 15 | 18 | 21 | 24 |
|---|---|---|---|---|---|
| -25.0% | -40.3% | -37.6% | -35.3% | -33.3% | -31.5% |
| -20.0% | -36.4% | -33.5% | -31.0% | -28.8% | -26.9% |
| -15.0% | -32.4% | -29.3% | -26.7% | -24.4% | -22.3% |
| -10.0% | -28.4% | -25.1% | -22.4% | -19.9% | -17.8% |
| -5.0% | -24.4% | -21.0% | -18.1% | -15.5% | -13.2% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
64+112.04%Social Signal Score
Mentions (100)
- News247wallst.com·1d ago·Neutral
Nu Holdings Spikes 12% as Brazil Election Upset Drives Rally in Brazilian Assets; Robinhood Edges Higher, SoFi Stays Put A first-round upset in Brazil's presidential election is lifting a Latin American digital bank far more than its U.S. fintech counterparts. Nu Holdings (NYSE:NU | NU Price Prediction) stock is up 12% to $15.
View source ↗ - Newsfool.com·1d ago·Neutral
Why SoFi Stock Dropped 12% in September SoFi added 1.1 million new customers in the second quarter, a 35% year-over-year increase. The lending and financial services segments are growing quickly, and profits are following suit.
View source ↗ - News (Marketaux)insidermonkey.com·4d ago·Positive
SoFi (SOFI) Is Becoming an “Everything App.” Does It Finally Have a Moat? SoFi Technologies, <em[+294 characters]
View source ↗ - Newsfool.com·5d ago·Positive
1 Reason Now Is a Great Time to Buy SoFi Technologies Stock SoFi's deposit growth in recent years helped power its loan originations, driving higher revenue and profits. The company's personal loan book saw its net charge-off rate steadily come down.
View source ↗ - News (RSS)zerohedge·5d ago·Neutral
Who Keeps The Money When AI Rewrites Bank Code? Who Keeps The Money When AI Rewrites Bank Code? Authored by Patrick Feeley via Substack, The code most American banks run on was designed in 1959, the year Alaska and Hawaii became states. A committee of government and industry people wrote COBOL so that business programs could be read by people who were not mathematicians, and a good part of it was modeled on FLOW-MATIC, an earlier language from Grace Hopper, a Navy officer. I doubt anyone on that
View source ↗ - Newsbenzinga.com·5d ago·Neutral
What's Going On With SoFi Stock Wednesday? Shares of SoFi Technologies Inc. (NASDAQ:SOFI) are trading flat Wednesday afternoon as investors weigh recent insider selling pressure against a major institutional milestone in the digital asset space.
View source ↗ - News247wallst.com·5d ago·Negative
The SoFi Growth Story Is Getting Harder to Ignore SoFi just posted record loan originations and raised its full-year guidance, yet the stock sits nearly 40% in the red for the year. Something about that disconnect deserves a closer look.
View source ↗ - Newszacks.com·6d ago·Neutral
Here is What to Know Beyond Why SoFi Technologies, Inc. (SOFI) is a Trending Stock Recently, Zacks.com users have been paying close attention to SoFi Technologies (SOFI). This makes it worthwhile to examine what the stock has in store.
View source ↗ - News247wallst.com·7d ago·Neutral
SoFi Technologies Bombed by More Than 40% in 1 Year: A Wall Street Pro Just Reiterated His Belief That Shares Will Double in 12 Months SoFi's stock sits just above a 52-week low while one Citigroup analyst refuses to budge from a target that would nearly double your money, even as half of Wall Street rates the digital bank a Hold.
View source ↗ - Newszacks.com·7d ago·Neutral
SoFi's Stablecoin Push Gains Ground: Is SOFI Stock Worth Watching Now? SoFi's stablecoin push gains commercial traction through Mastercard as core growth strengthens, but its valuation premium keeps the investment case measured.
View source ↗ - News247wallst.com·7d ago·Negative
SoFi Falls 3% as Rising Yields Pressure Fintech; Affirm Drops 4%, Robinhood Slips SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) stock fell 3% to $16.06 on Monday as rising yields and inflation concerns weighed on rate-sensitive fintech names. Affirm Holdings (NASDAQ:AFRM) shares dropped 4% to $68.
View source ↗ - Newsmarketbeat.com·9d ago·Neutral
SoFi Is Bypassing the Banking Bottleneck With Stablecoin Settlement Legacy payment infrastructure acts as a toll booth on commercial capital. Every swipe, transfer, and settlement involves multiple intermediaries that extract fees and tie up liquidity in correspondent accounts.
View source ↗ - Newsfool.com·10d ago·Neutral
Is SoFi a Buy After This 40% Drop? Here's My Honest Take In this video, I will cover SoFi's (SOFI -0.92%) recent stock decline, along with updates on Nu, Robinhood, and Meta Connect. Watch the short video to learn more, consider subscribing, and click the special offer link below.
View source ↗ - Newsfool.com·11d ago·Positive
Should You Buy SoFi Stock Before Oct. 27? SoFi stock is down 34% YTD. SoFi reports Q3 earnings on Oct. 27.
View source ↗ - News (RSS)cointelegraph·11d ago·Neutral
SoFi tie-up shows stablecoins can provide alternative blockchain settlement rail SoFi dives deeper into payments as it moves its entire card program to blockchain-based settlement using its SoFiUSD stablecoin, with more than $25 billion in expected annualized volume.
View source ↗ - News247wallst.com·11d ago·Negative
SoFi Built a Bank, a Card Program, and a Stablecoin, but the Stock Struggles to Budge SoFi launched a bank, a credit card empire, and a stablecoin on Mastercard's network, yet the stock sits nearly where it started five years ago.
View source ↗ - Newspymnts.com·12d ago·Positive
SoFi Bets $25 Billion on Putting Stablecoins Behind the Card Swipe Consumers and merchants were supposed to be the silver bullet driving scalable digital asset adoption. The cryptocurrency industry is mature enough for that to have already happened by now, and it hasn't.
View source ↗ - News (RSS)cnbc·12d ago·Neutral
72% of Americans would slow financial progress to enjoy life now, SoFi survey finds SoFi found 72% of Americans are willing to make slower progress on financial goals to prioritize family, travel and meaningful experiences.
View source ↗ - Newszacks.com·12d ago·Neutral
SoFi Brings SoFiUSD to Mastercard: Can It Unlock a New Growth Engine? SoFi is moving more than $25 billion in annualized card volume to SoFiUSD via Mastercard as fee-based revenues become a larger part of its mix.
View source ↗ - Newszacks.com·13d ago·Neutral
SoFi Technologies Maintains Strong Credit Quality: Can It Persist? SOFI's record loan originations are testing its credit resilience, with charge-offs and delinquencies improving despite rapid lending growth.
View source ↗ - News247wallst.com·13d ago·Neutral
SoFi Rises 5% After Getting Cut in Half: Is SOFI Stock Set to Double From Here? SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) shares are climbing in Tuesday morning trading, offering a rare green session for a stock that has spent most of the year sliding. SoFi stock is at $17.
View source ↗ - 4chan /biz/biz·14d ago·Positive
>>62710874 After 2 months of sucker pump pack your bags and leave the stock, do. Of goomble on further upside. This was how the SOFI baggies were created, who hold till this day
View source ↗ - News (Marketaux)finance.yahoo.com·16d ago·Positive
Upstart, Affirm, and SoFi All Lend to the Same Borrowers. Only One of Them Funds With Deposits. Three of the largest and most successful[+276 characters]
View source ↗ - Newsfool.com·17d ago·Neutral
Is SoFi Technologies Stock a Buy, Sell, or Hold 49% Below Its 52-Week High? SoFi's product innovation is likely a big driver of its customer additions and revenue growth. Although credit risk is always present for banks, this company's booming profitability should alleviate investor concerns.
View source ↗ - Newsdefenseworld.net·18d ago·Negative
Bank of America Corp DE Makes New Investment in SoFi Technologies, Inc. $SOFI Bank of America Corp DE acquired a new position in SoFi Technologies, Inc. (NASDAQ: SOFI) during the second quarter, according to its most recent 13F filing with the SEC. The firm acquired 9,135,967 shares of the company's stock, valued at approximately $163,808,000. Bank of America Corp DE owned 0.71% of SoFi Technologies at
View source ↗ - News (RSS)yahoo·18d ago·Neutral
SoFi Could Be Building Something Wall Street Hasn’t Fully Priced In
View source ↗ - Newszacks.com·18d ago·Positive
SOFI Technologies Cross-Buy Accelerates: Can Engagement Stay Strong? SOFI's cross-buy rate climbs to 51% as record member and product growth boosts engagement and expands revenue diversification.
View source ↗ - News247wallst.com·18d ago·Neutral
SoFi Could Be Building Something Wall Street Hasn't Fully Priced In SoFi just posted a record quarter and raised guidance while its stock sits near a 52-week low, and the gap between what the business is doing and what the market is pricing in may be wider than most investors realize.
View source ↗ - News (RSS)fool·19d ago·Neutral
SoFi Technologies Is Growing Rapidly, but This Financial Giant Could Join the $1 Trillion Club JPMorgan trades at a 14.4x forward P/E versus SoFi's 29.3x, but one company is burning cash while the other generates billions.
View source ↗ - Newszacks.com·19d ago·Positive
Is Trending Stock SoFi Technologies, Inc. (SOFI) a Buy Now? SoFi Technologies (SOFI) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
View source ↗ - Newszacks.com·21d ago·Neutral
Why the Market Dipped But SoFi Technologies, Inc. (SOFI) Gained Today SoFi Technologies, Inc. (SOFI) closed at $17.65 in the latest trading session, marking a +1.91% move from the prior day.
View source ↗ - Newsfool.com·23d ago·Positive
Down 30% This Year, Is It Finally Time to Buy SoFi Stock? SoFi is growing fast, adding more than 1 million customers in the second quarter, and it's on its way to achieving its goal of high cross-buy. The lending segment is demonstrating momentum, with record originations in the quarter.
View source ↗ - News (RSS)seekingalpha·23d ago·Neutral
SoFi Technologies' Next Moat Is Emerging
View source ↗ - Newsfool.com·23d ago·Neutral
Where Will SoFi Stock Be in 5 Years? Shares of the fintech stocks remain in a slump, down over 31% year to date. Macro worries, mixed results, and other lingering concerns continue to weigh on shares.
View source ↗ - Newsseekingalpha.com·23d ago·Negative
SoFi Technologies' Next Moat Is Emerging Chime's $590 million Stride acquisition validates SoFi's bank-charter advantage but also signals that competitors are rapidly closing the gap. Payward provides SoFi's first meaningful external infrastructure validation, connecting Kraken institutional customers with 24/7 dollar settlement through SoFi's network. SoFi sold or transferred $4.1 billion of Q2 loans, with personal-loan execution reaching 106.5% of principal value.
View source ↗ - Newsseekingalpha.com·25d ago·Neutral
SoFi Technologies Firing On All Cylinders - Discounted Profitable Growth Prospects Vertical integration across fintech/neobank capabilities have driven SOFI's robust adoption/cross-selling trends, aided by the recurring, paid subscription SoFi Plus platform. The consecutive Rule of >40% performance (revenue growth/EBITDA margin) and growing tangible book value per share to $7.34 (+56% YoY) underscore their highly profitable growth cadence. Consolidation has created SOFI's more attractive entry p…
View source ↗ - Newszacks.com·25d ago·Neutral
SoFi vs. Nu: Which Digital Banking Stock Will Lead the Pack for Now? SoFi and Nu take increasingly different growth paths as scale, cross-selling, AI and diversification reshape their digital banking models.
View source ↗ - News247wallst.com·25d ago·Neutral
SoFi Stock Is Down More Than 40%. Here's Why I'm Not Selling. SoFi just posted record loan originations and its fifth straight earnings beat, yet the stock sits near a 52-week low. Before you cut losses, consider what the bears keep getting wrong about this fintech.
View source ↗ - News247wallst.com·26d ago·Negative
SoFi Dips 3% Despite Reported Kraken Crypto Settlement Tie-Up; Affirm Drops 5%, Robinhood Holds Steady SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) stock is down 3% to $17.50 in Wednesday afternoon trade, slipping despite reported chatter that the digital banking platform is tying up with private crypto exchange Kraken for settlement services.
View source ↗ - News (Marketaux)finance.yahoo.com·26d ago·Neutral
This Is the Fintech Stock I'd Buy Next, and Soon The 40% pullback in SoFi Te[+213 characters]
View source ↗ - Newsmarketbeat.com·27d ago·Negative
SoFi Technologies Highlights 40% Growth, 70 Rule of 40 Score at Investor Conference SoFi Technologies NASDAQ: SOFI CFO Chris Lapointe said the financial-services company entered the second half of 2026 with continued revenue growth, expanding product adoption and a mix of newer businesses that remain in earlier stages of development.
View source ↗ - Newsseekingalpha.com·27d ago·Positive
SoFi Technologies, Inc. (SOFI) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript SoFi Technologies, Inc. (SOFI) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript
View source ↗ - 4chan /biz/biz·27d ago·Negative
>>62670691 48.99% over 3 years. That is primarily due to AMD and PLTR. Most of my other picks have been flat or red. I need SOFI and TSLA to do something.
View source ↗ - Newsseekingalpha.com·28d ago·Positive
SoFi Technologies: Growth Is Doing The Heavy Lifting, And I Am Buying The Setup I rate SoFi Technologies a Strong Buy with a $23 price target, reflecting confidence in its transition to a diversified financial platform. The main growth drivers are lending and the Loan Platform Business, deeper Financial Services cross-buy, and incremental contributions from SoFi Plus, Tech Solutions, and newer products. Management raised 2026 guidance to $4.75–$4.85B in adjusted net revenue and $1.60B in adjuste…
View source ↗ - Newsfool.com·29d ago·Positive
Here's Why SoFi Isn't Reaching All-Time Highs After a Record Quarter SoFi (SOFI -1.57%) reported second-quarter earnings that handily beat expectations and showed record highs for revenue, profitability, members, and cross-buying. In this video, I'll discuss why this hasn't produced new highs in the stock.
View source ↗ - News (RSS)yahoo·30d ago·Neutral
Why It’s Time to Load Up on SoFi Stock
View source ↗ - News (RSS)fool·30d ago·Negative
SoFi Raised Its Revenue Guidance and the Stock Fell 10%. Here's What the Market Missed. Despite a solid quarter, the market seems skeptical about the fintech's future.
View source ↗ - Newsfool.com·31d ago·Negative
SoFi Raised Its Revenue Guidance and the Stock Fell 10%. Here's What the Market Missed. SoFi fell by nearly 10% after reporting record earnings in the second quarter. While SoFi raised its revenue guidance, its profit expectations remained unchanged.
View source ↗ - Newszacks.com·31d ago·Neutral
SoFi Technologies, Inc. (SOFI) Declines More Than Market: Some Information for Investors SoFi Technologies, Inc. (SOFI) concluded the recent trading session at $18.22, signifying a -1.57% move from its prior day's close.
View source ↗ - Newszacks.com·31d ago·Neutral
SoFi Technologies Teams Up With Payward: Will SoFiUSD Gain Traction? SOFI's Payward tie-up expands SoFiUSD's reach through Kraken while adding digital-asset liquidity and 24/7 dollar clearing.
View source ↗ - News (RSS)nyt·31d ago·Positive
Notre Dame’s Jersey Patch Deal With SoFi Divides Alumni and Fans Alumni have varying opinions about the school’s deal with the personal finance company SoFi to advertise on Notre Dame athletic uniforms.
View source ↗ - Newsbenzinga.com·31d ago·Neutral
SoFi, Payward Team up to Connect Banking and Crypto Markets — Stock Trending SoFi Technologies Inc. (NASDAQ:SOFI) is trending after the company announced a strategic partnership with Payward on Thursday, connecting SoFi's banking infrastructure with Kraken's digital asset markets. Shares traded higher on the news on Thursday.
View source ↗ - News (Marketaux)gurufocus.com·32d ago·Positive
SoFi Technologies Inc (SOFI) Shares Surge 3.8% -- What GF Score of 68 Tells Investors On September 03, 2026, SoFi <em[+320 characters]
View source ↗ - News (Marketaux)gurufocus.com·32d ago·Positive
SoFi Pushes SoFiUSD Onto Kraken in Payward Partnership SoFi Technologies [+318 characters]
View source ↗ - News (Marketaux)gurufocus.com·32d ago·Positive
SOFI Looks 1.5% Overvalued on GF Value™ Amid Digital Asset Partnership On September 03, 2026, SoFi <em[+218 characters]
View source ↗ - News (RSS)cointelegraph·32d ago·Neutral
Kraken parent Payward partners with SoFi on stablecoin, 24/7 settlement The deal will bring SoFiUSD to Kraken, connect Payward to SoFi’s 24/7 dollar settlement network and give SoFi access to digital asset liquidity through Kraken Prime.
View source ↗ - News (RSS)decrypt·32d ago·Neutral
SoFi Links Banking Network and Stablecoin to Kraken in New Deal Kraken will list SoFiUSD and gain access to SoFi’s round-the-clock dollar settlement network, while Kraken Prime will execute trades for SoFi’s crypto customers.
View source ↗ - News (RSS)coindesk·32d ago·Neutral
SoFi, Kraken tie up as crypto and banking push into each other's turf Kraken is joining SoFi's settlement network and list SoFiUSD as the companies link traditional banking with crypto markets.
View source ↗ - Newspymnts.com·32d ago·Neutral
SoFi and Payward Team to Link Banking and Digital Asset Markets Financial services app SoFi has joined forces with Payward, parent company of cryptocurrency exchange Kraken. With this partnership, Payward will leverage SoFi's “Big Business Banking” capabilities, join the SoFi Exchange Network (SEN) and list the SoFiUSD stablecoin on its multi-asset trading platform, the companies said in a Thursday (Sept.
View source ↗ - News (RSS)seekingalpha·32d ago·Positive
SoFi Technologies: Shares Are Flat So I'm Accumulating More
View source ↗ - News247wallst.com·33d ago·Negative
Price Prediction: SoFi's Price Target For 2027 May Surprise Investors SoFi shares have shed nearly a third of their value in 2026 even as the fintech keeps posting record numbers, and that gap between price and fundamentals points to a scenario Wall Street has not fully priced in yet.
View source ↗ - Newsseekingalpha.com·33d ago·Neutral
…More SoFi Technologies remains a Strong Buy, with robust member growth, accelerating cross-sell, and sector-leading revenue expansion justifying a premium valuation. SOFI's cross-selling strategy has driven product-per-member to a record 1.54x, with new customers adopting over two products on average, enhancing ARPU and operating leverage. Updated projections see SOFI reaching $10B in revenue and $1.42 EPS by 2030, supporting a $28.5–$34.2 price target and 67–100% upside from current levels.
View source ↗ - 4chan /biz/biz·33d ago·Positive
>>62652986 My dog had all winning trades on KSS, SOFI, NCLH, RDDT, and MGNI today. It sucks he doesn't talk
View source ↗ - Newsbenzinga.com·33d ago·Neutral
What's Happening With SoFi Stock? Shares of SoFi Technologies Inc. (NASDAQ:SOFI) are trading marginally higher Wednesday morning. The digital financial services firm continues to navigate a turbulent macroeconomic backdrop, where a sharp rise in benchmark Treasury yields has weighed on rate-sensitive fintech lenders.
View source ↗ - News247wallst.com·34d ago·Negative
SoFi Drops 4%, Affirm Falls 5% as Yields Hit Balance-Sheet Lenders, Robinhood Holds Steady Today's fintech selling is precisely targeted at the two names in the group that carry consumer credit on their own balance sheets, and the ordering inside the trio proves it.
View source ↗ - Newsseekingalpha.com·34d ago·Neutral
SoFi's Deposits Aren't A Moat: They're A Rate Hedge SoFi Technologies, Inc. remains a Buy as the business pivots toward fee-based revenue and leverages its deposit base as a rate hedge. Management raised 2024 revenue guidance to $4.75–$4.85B but held profit targets flat, reinvesting incremental revenue into growth initiatives. Fee-based revenue reached 39% of total, with the Loan Platform Business enabling growth without adding credit risk to SOFI's balance sheet.
View source ↗ - Newszacks.com·35d ago·Positive
Is SoFi's Product Flywheel Gaining Enough Traction to Lift SOFI Stock? SoFi's product flywheel gains traction as cross-buy rises, non-lending products expand, and fee-based growth broadens its financial-services model.
View source ↗ - Newsbenzinga.com·35d ago·Negative
SoFi Stock Edges Lower Monday as Geopolitical Tensions and Interest Rate Uncertainty Hit Fintech Shares of SoFi Technologies Inc. (NASDAQ:SOFI) are trading marginally lower Monday morning. The stock is extending weakness from Friday's session as fintech and high-beta growth names face pressure from broader market headwinds and persistent macroeconomic scrutiny around lending margins.
View source ↗ - Newspymnts.com·36d ago·Positive
SoFi Tech Solutions' New President Is Building the AWS of Finance Watch more: Monday Conversation With SoFi's Kathleen Pierce-Gilmore Former Visa executive Kathleen Pierce-Gilmore is three months into her new role as president of SoFi Technology Solutions.
View source ↗ - News (RSS)fool·37d ago·Negative
SoFi Stock: Why This "Fintech" Needs to Start Performing Like a Real Bank Why SoFi's future hinges on bank‑style metrics like cross‑sell, CAC payback, and net interest margin.
View source ↗ - Newsfool.com·37d ago·Neutral
SoFi Stock: Why This "Fintech" Needs to Start Performing Like a Real Bank SoFi's low 1.5 products per customer and high marketing costs raise questions about its bank‑like economics. Investors are urged to judge SoFi using traditional bank metrics.
View source ↗ - Newsbenzinga.com·38d ago·Neutral
SoFi Stock Edges Lower Friday: What's Going On? Shares of SoFi Technologies Inc. (NASDAQ:SOFI) are dipping slightly Friday morning. The pause follows a 13% monthly surge, driven by expanding product adoption and favorable crypto-rail tailwinds.
View source ↗ - Newszacks.com·39d ago·Neutral
SoFi Technologies' SoFi Plus: Can Paid Membership Drive Growth? SOFI's paid membership gains early traction, with cross-selling and product adoption central to its growth ambitions.
View source ↗ - 4chan /biz/biz·40d ago·Negative
>>62632273 Sofi can make anybody a millionaire. Apply for their credit and watch as their attitude changes.
View source ↗ - News (RSS)seekingalpha·41d ago·Neutral
SoFi: The Everything App Thesis Is Playing Out
View source ↗ - Newsseekingalpha.com·41d ago·Positive
SoFi: The Everything App Thesis Is Playing Out SoFi remains a Strong Buy, supported by steady top- and bottom-line growth and improving fundamentals. SOFI has outperformed the benchmark, rising 15% recently, and trades at a 15-month forward P/E of 23x. Eleven consecutive quarters of meeting or beating analyst expectations bolster confidence in management and justify a premium valuation.
View source ↗ - Newszacks.com·41d ago·Neutral
SoFi Technologies Stablecoin Push: Can SoFiUSD Scale Payments? SOFI's SoFiUSD push moves into real-world payments, with 24/7 transfers and an initial $300 million liquidity pool.
View source ↗ - News247wallst.com·41d ago·Negative
SoFi Rises 3% as the Stablecoin Trade Pulls Fintech Into the Crypto Bid, Coinbase Climbs 5% The stablecoin trade is spilling out of pure-crypto names and into fintech on Tuesday, with the SoFiUSD link putting SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) squarely in the same bid that's lifting exchanges.
View source ↗ - Newsbenzinga.com·41d ago·Positive
Sofi Stock Is Trending: A Key Level Just Came Into Play SoFi Technologies Inc. (NASDAQ:SOFI) stock rose more than 3% Tuesday, outperforming a broader financial sector that finished nearly flat, as shares extended a rally that has taken them back above their short- and intermediate-term trend lines.
View source ↗ - News (RSS)yahoo·41d ago·Positive
SoFi vs. Sezzle: Which Fintech Stock Is the Better Buy?
View source ↗ - Newsfool.com·42d ago·Positive
SoFi vs. Sezzle: Which Fintech Stock Is the Better Buy? SoFi is well diversified and offers the same financial products and services you can expect from a traditional bank. Sezzle makes most of its money from BNPL, but it's growing at a much faster rate.
View source ↗ - Newsgurufocus.com·42d ago·Negative
SoFi Technologies Inc (SOFI) Shares Fall 3.5% -- GF Value Says Still Overvalued On August 24, 2026, SoFi Technologies Inc (SOFI) shares fell 3.5%, trading at $18.24. The stock has experienced a 52-week range of $14.88 to $32.73, indicating
View source ↗ - News247wallst.com·45d ago·Negative
One Wall Street Analyst Thinks SoFi Stock Could Jump 20%. Here's Why. SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) has set up attractively after a brutal first half of 2026.
View source ↗ - News247wallst.com·45d ago·Positive
SoFi Climbs 5% as Robinhood Spikes 13%, Affirm Ticks Up: Is There a Crypto Connection Here? Fintech is Friday's sympathy trade, driven by Bitcoin‘s (CRYPTO:BTC)'s breakout pulling capital into retail brokerages and crypto-linked fintech corners.
View source ↗ - News (Marketaux)finance.yahoo.com·47d ago·Positive
SoFi Climbs 6%, Upstart Jumps 8%, Affirm Rises 7% as Fintech Names Rebound With Bond Market Catalyst Quick Read SoFi and Upstart ea[+292 characters]
View source ↗ - Newszacks.com·47d ago·Neutral
SoFi Technologies Loan Boom: Can Record Originations Keep Climbing? SOFI's record $14.8 billion loan originations signal strong momentum, but credit performance and funding costs remain key as lending expands.
View source ↗ - News247wallst.com·47d ago·Negative
SoFi Climbs 6%, Upstart Jumps 8%, Affirm Rises 7% as Fintech Names Rebound With Bond Market Catalyst Fintech names are rebounding at midday Wednesday. SoFi Technologies (NASDAQ:SOFI | SOFI Price Prediction) stock is up 6% to $18.66, Upstart Holdings (NASDAQ:UPST) stock is up 8% to $31.58, and Affirm Holdings (NASDAQ:AFRM) stock is up 7% to $78.55.
View source ↗ - News (RSS)zerohedge·47d ago·Neutral
Buying Bullsh*t In "4 Easy Payments" Buying Bullsh*t In "4 Easy Payments" Submitted by QTR's Fringe Finance I have been gently touching on what a horrible idea one sector has been since the inception of this blog. And just this week, it looks like cracks are starting to form in the space via one of its largest and most well-known publicly traded companies. As savings finally dry up, rates remain higher and auto loan/credit card delinquencies start rising, I wouldn’t be surprised to see a deluge
View source ↗ - Newszacks.com·47d ago·Positive
SoFi vs. Upstart: Which Fintech Lending Stock Fits Your Portfolio Best? SoFi's diversified revenues, stronger profitability and deposit funding give it an edge over Upstart, despite its richer forward sales valuation.
View source ↗ - Newsetftrends.com·47d ago·Neutral
SoFi Stock Took Its Lumps; Play a Rebound With This ETF Entering this year, retail traders expected big things of SoFi Technologies (SOFI). The fintech stock was commanding plenty of adulation in social media investing circles.
View source ↗ - Newszacks.com·48d ago·Positive
Can SoFi Technologies Use SoFi Coach to Deepen Member Engagement? SOFI bets on SoFi Coach to deepen member engagement, drive cross-buying and unlock new opportunities across its financial ecosystem.
View source ↗ - Newsfxempire.com·49d ago·Positive
SoFi Technologies (SOFI) Price Forecast: Breakout Could End Six-Month Consolidation SOFI is showing improving technical strength after breaking out of a bullish flag, potentially setting up a larger move above $20.13 and an end to its correction.
View source ↗ - News (Marketaux)profitconfidential.com·49d ago·Positive
SOFI Stock Surges on Bold $22 Piper Sandler Upgrade Despite Wall Street Caution SOFI Stock Surges on Bold $22 P[+375 characters]
View source ↗ - Newsbarrons.com·49d ago·Positive
SoFi Is Dividing Wall Street. This Is the Bull Case for the Fintech Stock. Piper Sandler analyst Patrick Moley initiates coverage at Overweight, arguing that SoFi ‘deserves a premium multiple to peers.'
View source ↗ - Newsschaeffersresearch.com·49d ago·Negative
Struggling Fintech Stock Nabs New Bull Note Shares of SoFi Technologies Inc (NASDAQ:SOFI) are up 1.5% to trade at $18.56 this morning, after landing fresh coverage from Piper Sandler.
View source ↗ - Newsseekingalpha.com·49d ago·Positive
SoFi Technologies Should Continue To Outperform The Market Due To Its Growth Spurt SoFi Technologies remains a 'buy' as rapid innovation and robust membership growth drive outsized revenue and profit expansion. SOFI posted Q2 revenue of $1.22B, up 42.6% year-over-year, with net income and EBITDA also surging significantly. Memberships reached an all-time high of 15.81 million, fueling a flywheel effect with increased products per member and new product launches.
View source ↗ - News (RSS)fool·50d ago·Positive
Happen Bank Is Crushing SoFi This Year. Here's the Reason Why It's Still the Better Buy. It all comes down to the fundamentals of banking.
View source ↗ - Newsfool.com·51d ago·Positive
Happen Bank Is Crushing SoFi This Year. Here's the Reason Why It's Still the Better Buy. Happen Bank, formerly known as LendingClub, has crushed SoFi's performance this year. The relative stock performance is backed up by financial fundamentals.
View source ↗ - Newsseekingalpha.com·52d ago·Negative
…Technologies, Inc. is re-rated to Buy from Strong Buy, reflecting robust lending and financial services but persistent tech platform underperformance. Lending drives SOFI's growth, with Q2'26 loan originations up 69% YoY and risk-adjusted margins at 6.1%, far above industry averages. The Financial Services segment shows strong cross-selling and deposit growth, but margin compression due to rising operating expenses limits profitability leverage.
View source ↗ - Newsfool.com·53d ago·Negative
SoFi Originated a Record $10.7 Billion in Personal Loans Last Quarter. Here's Where That Credit Risk Actually Sits. As of June 30, SoFi's balance sheet held $28 billion in personal loans, representing 57% of the total lending book. Personal loans are frequently sold or securitized to third-party investors, but this doesn't insulate the business from possible financial losses.
View source ↗
Earnings
Tue, Oct 27(in 3 weeks)
Consensus estimate $0.17 per share
Typical surprise +30.3% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 29$0.12 vs $0.11beat
- Wed, Apr 29$0.12 vs $0.12beat
- Fri, Jan 30$0.13 vs $0.12beat
- Tue, Oct 28$0.11 vs $0.08beat
- Tue, Jul 29$0.08 vs $0.06beat
- Tue, Apr 29$0.06 vs $0.03beat
Estimates and results for SOFI via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by SOFI officers and directors.
- Bought
- —
- Sold
- $1.1m
0 trades
6 trades
- Keough Kellisold
- Rishel Jeremysold
- Keough Kellisold
- Keough Kellisold
- Keough Kellisold
- Lavet Robert Ssold
94 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Thomas Richard Carpersenate · DE · disclosed Mar 29, 2024 (8d later)Sell$1,001 - $15,000
- Thomas Richard Carpersenate · DE · disclosed Sep 5, 2023 (26d later)Buy$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.