Price
No data yet.
Social Signal Score
Analyst Ratings
4 analystsRevenue
$0.00-100.00%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Curtis C. Griffith
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 574
- Beta
- 0.49
- Country
- US
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- 0.43
Financials
Revenue
$0.00-100.0%Net Income
$20.77M+277.5%EBITDA
$0.00-100.0%Free Cash Flow
—EPS (diluted)
$1.06+241.9%Shares Outstanding (diluted)
19.60M+12.2%Operating Expenses
$0.00Cash & Debt
$567.08MReturn of Capital
$0.00Dividend per Share
$0.18Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $296.89M | $58.47M | $3.60 |
| 2024 | $283.10M | $49.72M | $3.03 |
| 2023 | $248.51M | $62.74M | $3.73 |
| 2022 | $231.94M | $58.24M | $3.35 |
| 2021 | $227.51M | $58.61M | $3.26 |
| 2020 | $235.58M | $45.35M | $2.51 |
| 2019 | $186.23M | $29.22M | $1.62 |
| 2018 | $167.47M | $29.29M | $1.68 |
| 2017 | $149.53M | $23.64M | $1.35 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from SPFI's reported EPS growth of 13.0% a year over 8 years.
- EPS in 5 years
- $6.63
- Implied price
- $72.95
- Return from $43.93
- 10.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $36.27 — -17.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 7 | 9 | 11 | 13 | 15 |
|---|---|---|---|---|---|
| 3.0% | -7.8% | -3.1% | 0.9% | 4.3% | 7.3% |
| 8.0% | -3.4% | 1.6% | 5.8% | 9.4% | 12.5% |
| 13.0% | 1.1% | 6.3% | 10.7% | 14.4% | 17.8% |
| 18.0% | 5.6% | 11.0% | 15.6% | 19.5% | 23.0% |
| 23.0% | 10.1% | 15.7% | 20.5% | 24.6% | 28.2% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
95Social Signal Score
Mentions (4)
- Newszacks.com·5h ago·Neutral
South Plains Financial (SPFI) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates Although the revenue and EPS for South Plains Financial (SPFI) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
View source ↗ - Newsmarketbeat.com·5h ago·Neutral
What South Plains Financial (SPFI) Said on Its Q3 Earnings Call South Plains Financial NASDAQ: SPFI reported higher third-quarter earnings as organic loan growth, stable net interest margin and lower acquisition-related expenses supported results. The company also outlined a planned leadership transition, with Chairman and Chief Executive Officer Curtis Griffith set to retire as CEO at year-end while remaining chairman of South Plains and City Bank.
View source ↗ - Newsglobenewswire.com·8h ago·Neutral
South Plains Financial, Inc. Reports Third Quarter 2026 Financial Results LUBBOCK, Texas, Oct. 22, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains” or the “Company”), the parent company of City Bank (“City Bank” or the “Bank”), today reported its financial results for the quarter ended September 30, 2026.
View source ↗ - Newsglobenewswire.com·8h ago·Negative
South Plains Financial, Inc. Announces 6% Increase to Quarterly Cash Dividend LUBBOCK, Texas, Oct. 22, 2026 (GLOBE NEWSWIRE) -- South Plains Financial, Inc. (NASDAQ:SPFI) (“South Plains”), the parent company of City Bank, today announced that its Board of Directors has declared a quarterly cash dividend of $0.19 per share of common stock, a 6% increase from the most recent quarterly cash dividend declared in July 2026. The dividend is payable on November 16, 2026 to shareholders of record as of …
View source ↗
Earnings
Thu, Jan 28(in 3 months)
Consensus estimate $0.99 per share
Typical surprise +6.7% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Oct 22$1.06 vs $0.99beat
- Fri, Jul 17$0.96 vs $0.94beat
- Tue, Apr 28$0.85 vs $0.88miss
- Mon, Jan 26$0.90 vs $0.88beat
- Thu, Oct 23$0.96 vs $0.85beat
- Wed, Jul 16$0.86 vs $0.77beat
Estimates and results for SPFI via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by SPFI officers and directors.
- Bought
- $3.3m
- Sold
- $20.7m
2 trades
15 trades
- Campbell Richard Dsold
- Campbell Richard Dsold
- Stein James D.sold
- Stein James D.sold
- Valles Noe Gbought
- Stein James D.sold
- Stein James D.sold
- Stein James D.sold
83 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in SPFI.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.