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SRCE 1st Source Corporation

NASDAQ Global Select · Banks - Regional · Financial Services

$88.60
-0.03 (-0.03%)

As the parent company of 1st Source Bank, 1st Source Corporation delivers a comprehensive suite of financial solutions, encompassing commercial and retail banking, wealth management, and insurance offerings, to both individual and corporate customers. For individual clients, the bank provides essential services such as checking, savings, certificates of deposit, and individual retirement accounts,…

Market Cap: $2.13Bwww.1stsource.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

120
120
Aug 14Aug 14

Quote

Day Range
$88.46 – $89.19
52-Week Range
$56.89 – $91.46
Volume
$135.1K
Market Cap
$2.13B
50-Day Avg
$83.02
200-Day Avg
$71.53
Prev Close
$88.63
Open
$89.08

Valuation & Ratios

P/E Ratio
9.67
EPS
$6.49
P/B Ratio
1.20
P/S Ratio
2.54
Debt/Equity
0.27
Current Ratio
12.62
Dividend Yield
+2.5%
Gross Margin
+70.3%

Returns & Efficiency

Return on Equity
+12.4%
Return on Assets
+1.7%
FCF Yield
+14.0%
EV/EBITDA
8.39

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$600.00M$158.27M$6.46
2024$570.32M$132.62M$5.36
2023$507.53M$124.93M$5.03
2022$385.08M$120.51M$4.84
2021$354.86M$118.53M$4.70

Social Signal Score

70
5d
70
1 mentions
30d
70
1 mentions
60d
70
1 mentions
90d
70
1 mentions
news: 1

Earnings

Thu, Oct 22(in 2 months)

Consensus estimate $1.83 per share

7of 7 quarters beat consensus

Typical surprise +5.3% (median, so one quarter with a near-zero estimate can't distort it)

  • Thu, Jul 23$1.95 vs $1.71beat
  • Thu, Apr 23$1.63 vs $1.63beat
  • Thu, Jan 22$1.67 vs $1.62beat
  • Thu, Oct 23$1.71 vs $1.60beat
  • Thu, Jul 24$1.51 vs $1.49beat
  • Thu, Apr 24$1.52 vs $1.36beat

Estimates and results for SRCE via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from SRCE's reported EPS growth of 8.3% a year over 4 years.

EPS in 5 years
$9.67
Implied price
$96.68
Return from $88.60
1.8% a year

To earn 15.0% a year on these assumptions you'd need to buy at $48.07 -45.8% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E68101214
-1.7%-16.6%-11.7%-7.6%-4.2%-1.2%
3.3%-12.4%-7.2%-2.9%0.7%3.8%
8.3%-8.1%-2.7%1.8%5.5%8.8%
13.3%-3.9%1.8%6.5%10.4%13.9%
18.3%0.4%6.3%11.2%15.3%18.9%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsseekingalpha.com·22h ago·Positive

    1st Source Corporation: Strong Asset Quality Makes The Grade 1st Source Corporation earns a soft ‘buy' rating due to robust growth, strong asset quality, and margin expansion. SRCE's diversified lending, including specialty finance and renewable energy, supports above-peer returns on assets and equity. Net interest margin improved to 4.24%, driving net profits from $124.9M in 2023 to $158.3M last year.

    View source ↗