Price
No data yet.
Social Signal Score
Analyst Ratings
4 analystsRevenue
$156.10M+119.97%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Andrea Gayle Short
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 1,190
- Beta
- 0.55
- Country
- US
- Piotroski score
- 9 / 9 (Strong)
- Altman Z-score
- 0.45
Financials
Revenue
$156.10M+120.0%Net Income
$47.54M+233.3%EBITDA
$61.26M+108.1%Free Cash Flow
$51.88M+273.7%EPS (diluted)
$1.93+250.9%Shares Outstanding (diluted)
24.17M-6.5%Operating Expenses
$47.94MCash & Debt
$1.60BReturn of Capital
$10.73MRevenue by Segment (annual)
$58.83MDividend per Share
$0.45Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $600.00M | $158.27M | $6.46 |
| 2024 | $570.32M | $132.62M | $5.36 |
| 2023 | $507.53M | $124.93M | $5.03 |
| 2022 | $385.08M | $120.51M | $4.84 |
| 2021 | $354.86M | $118.53M | $4.70 |
| 2020 | $366.92M | $81.44M | $3.17 |
| 2019 | $384.01M | $91.96M | $3.57 |
| 2018 | $354.37M | $82.41M | $3.16 |
| 2017 | $311.09M | $68.05M | $2.60 |
| 2016 | $280.70M | $57.79M | $2.22 |
| 2015 | $268.00M | $57.49M | $2.17 |
| 2014 | $256.44M | $58.07M | $2.21 |
| 2013 | $256.80M | $54.96M | $2.03 |
| 2012 | $263.28M | $49.63M | $1.84 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from SRCE's reported EPS growth of 10.1% a year over 13 years.
- EPS in 5 years
- $10.50
- Implied price
- $104.98
- Return from $86.61
- 3.9% a year
To earn 15.0% a year on these assumptions you'd need to buy at $52.19 — -39.7% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 6 | 8 | 10 | 12 | 14 |
|---|---|---|---|---|---|
| 0.1% | -14.7% | -9.6% | -5.5% | -2.0% | 1.1% |
| 5.1% | -10.4% | -5.1% | -0.8% | 2.9% | 6.1% |
| 10.1% | -6.2% | -0.6% | 3.9% | 7.8% | 11.2% |
| 15.1% | -1.9% | 3.9% | 8.6% | 12.7% | 16.2% |
| 20.1% | 2.4% | 8.4% | 13.4% | 17.6% | 21.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+0.00%Social Signal Score
Mentions (4)
- Newszacks.com·26d ago·Positive
Why 1st Source (SRCE) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does 1st Source (SRCE) have what it takes?
View source ↗ - Newszacks.com·42d ago·Positive
Why 1st Source (SRCE) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does 1st Source (SRCE) have what it takes?
View source ↗ - Newszacks.com·48d ago·Positive
What Makes 1st Source (SRCE) a Strong Momentum Stock: Buy Now? Does 1st Source (SRCE) have what it takes to be a top stock pick for momentum investors? Let's find out.
View source ↗ - Newsseekingalpha.com·52d ago·Positive
1st Source Corporation: Strong Asset Quality Makes The Grade 1st Source Corporation earns a soft ‘buy' rating due to robust growth, strong asset quality, and margin expansion. SRCE's diversified lending, including specialty finance and renewable energy, supports above-peer returns on assets and equity. Net interest margin improved to 4.24%, driving net profits from $124.9M in 2023 to $158.3M last year.
View source ↗
Earnings
Thu, Oct 22(in 2 weeks)
Consensus estimate $1.83 per share
Typical surprise +5.3% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 23$1.95 vs $1.71beat
- Thu, Apr 23$1.63 vs $1.63beat
- Thu, Jan 22$1.67 vs $1.62beat
- Thu, Oct 23$1.71 vs $1.60beat
- Thu, Jul 24$1.51 vs $1.49beat
- Thu, Apr 24$1.52 vs $1.36beat
Estimates and results for SRCE via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by SRCE officers and directors.
- Bought
- $50k
- Sold
- $247k
31 trades
3 trades
- Bauer Brett A.sold
- Birmingham Melodybought
- Buhr Jeffrey Lsold
- Griffith John Bsold
- Birmingham Melodybought
- Birmingham Melodybought
- Birmingham Melodybought
- Birmingham Melodybought
66 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in SRCE.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.