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TCBK TriCo Bancshares

NASDAQ Global Select · Banks - Regional · Financial Services

$57.57
-0.48 (-0.83%)

TriCo Bancshares functions as the parent company for Tri Counties Bank, delivering a full spectrum of commercial banking services to both individual clients and corporate entities. The institution accommodates various deposit types, including checking, savings, and term accounts. Its lending portfolio is comprehensive, featuring financing for small businesses, a range of real estate mortgages (enc…

Market Cap: $1.85Bwww.tcbk.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

100
100
Aug 10Aug 10

Quote

Day Range
$57.48 – $58.27
52-Week Range
$40.44 – $61.71
Volume
$165.9K
Market Cap
$1.85B
50-Day Avg
$55.55
200-Day Avg
$50.40
Prev Close
$58.05
Open
$58.02

Valuation & Ratios

P/E Ratio
12.70
EPS
$3.75
P/B Ratio
1.16
P/S Ratio
2.88
Debt/Equity
0.06
Current Ratio
0.02
Dividend Yield
+2.9%
Gross Margin
+75.9%

Returns & Efficiency

Return on Equity
+9.2%
Return on Assets
+1.2%
FCF Yield
+8.3%
EV/EBITDA
7.99

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$533.31M$121.56M$3.73
2024$523.97M$114.87M$3.48
2023$492.81M$117.39M$3.53
2022$412.05M$125.42M$3.85
2021$334.90M$117.66M$3.96

Social Signal Score

50
5d
30d
50
1 mentions
60d
50
1 mentions
90d
50
1 mentions
news: 1

Earnings

Thu, Oct 22(in 2 months)

Consensus estimate $1.08 per share

6of 6 quarters beat consensus

Typical surprise +2.7% (median, so one quarter with a near-zero estimate can't distort it)

  • Thu, Jul 23$1.06 vs $1.03beat
  • Thu, Apr 23$1.04 vs $0.97beat
  • Thu, Jan 22$1.03 vs $1.01beat
  • Thu, Oct 23$1.04 vs $0.92beat
  • Thu, Jul 24$0.84 vs $0.82beat
  • Thu, Apr 24$0.80 vs $0.78beat

Estimates and results for TCBK via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from TCBK's reported EPS growth of -1.5% a year over 4 years.

EPS in 5 years
$3.47
Implied price
$45.16
Return from $57.57
-4.7% a year

To earn 15.0% a year on these assumptions you'd need to buy at $22.45 -61.0% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E911131517
-11.5%-20.5%-17.2%-14.4%-11.9%-9.7%
-6.5%-16.0%-12.5%-9.6%-6.9%-4.6%
-1.5%-11.5%-7.9%-4.7%-2.0%0.5%
3.5%-7.0%-3.2%0.1%3.0%5.6%
8.5%-2.5%1.5%4.9%8.0%10.7%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsbusinesswire.com·5d ago·Neutral

    Tri Counties Bank Releases Small Business Cybersecurity Study CHICO, Calif.--(BUSINESS WIRE)--Tri Counties Bank has released new research examining how small business owners view cyber threats, prepare for attacks, and assess the potential impact on their operations. The research was conducted through a survey administered by The Harris Poll, a leading global market research firm. The study gathered perspectives from more than 300 small business owners representing a diverse range of industries

    View source ↗