Price
No data yet.
Social Signal Score
Revenue
$6.55M+118.31%Company Profile
- CEO
- Jason Sobel
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 61
- Beta
- -0.03
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.29
Financials
Revenue
$6.55M+118.3%Net Income
$970.0K+266.9%EBITDA
$1.15M+170.9%Free Cash Flow
$3.16M+638.7%EPS (diluted)
$0.35+530.6%Shares Outstanding (diluted)
2.74M-42.4%Operating Expenses
$1.82MCash & Debt
$62.63MReturn of Capital
$430.0KDividend per Share
$0.06Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $25.57M | $2.84M | $1.04 |
| 2024 | $20.84M | $-1.30M | $-0.45 |
| 2023 | $19.33M | $-733.0K | $-0.24 |
| 2022 | $14.43M | $1.75M | $0.58 |
| 2021 | $12.25M | $518.0K | $0.17 |
| 2020 | $12.36M | $749.0K | $0.16 |
| 2019 | $11.65M | $1.06M | $0.22 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from TCBS's reported EPS growth of 29.5% a year over 6 years.
- EPS in 5 years
- $3.80
- Implied price
- $64.52
- Return from $17.66
- 29.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $32.08 — today's price is already 44.9% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 11 | 14 | 17 | 20 | 23 |
|---|---|---|---|---|---|
| 19.5% | 9.6% | 15.0% | 19.6% | 23.5% | 27.0% |
| 24.5% | 14.2% | 19.8% | 24.6% | 28.7% | 32.3% |
| 29.5% | 18.8% | 24.6% | 29.6% | 33.9% | 37.6% |
| 34.5% | 23.4% | 29.5% | 34.6% | 39.0% | 43.0% |
| 39.5% | 27.9% | 34.3% | 39.6% | 44.2% | 48.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
80-20.00%Social Signal Score
Mentions (2)
- Newsprnewswire.com·5h ago·Negative
…Community Bancshares, Inc. Announces Quarterly Cash Dividend MINEOLA, Texas, Aug. 25, 2026 /PRNewswire/ -- Texas Community Bancshares, Inc. (the "Company") (NASDAQ: "TCBS"), the holding company of Broadstreet Bank, SSB, announced today that its Board of Directors has declared the payment of a quarterly cash dividend of $0.06 per share on each outstanding share of common stock. The dividend will be payable on or about September 22, 2026, to stockholders of record as of the close of business on Se…
View source ↗ - Newszacks.com·4d ago·Neutral
Texas Community Bancshares Q2 Earnings Rise Y/Y on Strong Margins TCBS's Q2 profit and earnings rise y/y on stronger loan yields and lower deposit costs, though credit provisions and expenses increase.
View source ↗
Insider trading
Open-market buys and sells by TCBS officers and directors.
- Bought
- $1.4m
- Sold
- $644k
34 trades
24 trades
- Scavuzzo Anthonybought
- Sobel Jasonsold
- Strange Haskellsold
- Sobel Jasonsold
- Mize Sheree A.sold
- Sharff Juliesold
- Strange Haskellsold
- Sherrill Johnnybought
42 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.