Price
No data yet.
Social Signal Score
Analyst Ratings
5 analystsRevenue
$50.87M+273.90%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Bart O. Caraway
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 477
- Beta
- 0.65
- Country
- US
- Piotroski score
- 4 / 9 (Middling)
- Altman Z-score
- -0.69
Financials
Revenue
$50.87M+273.9%Net Income
$21.99M+646.4%EBITDA
$-20.57M-37569.7%Free Cash Flow
$44.06M+1917.9%EPS (diluted)
$1.08+129.8%Shares Outstanding (diluted)
16.37M+159.6%Operating Expenses
$25.55MCash & Debt
$1.01BReturn of Capital
$1.17MQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $366.95M | $66.29M | $4.45 |
| 2024 | $338.07M | $47.67M | $3.14 |
| 2023 | $274.08M | $33.40M | $2.11 |
| 2022 | $160.18M | $18.66M | $1.28 |
| 2021 | $103.19M | $11.42M | $1.45 |
| 2020 | $83.55M | $12.12M | $1.94 |
| 2019 | $50.28M | $2.38M | $0.34 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from TCBX's reported EPS growth of 53.5% a year over 6 years. Historical EPS growth of 54% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.
- EPS in 5 years
- $17.83
- Implied price
- $160.50
- Return from $43.02
- 30.1% a year
To earn 15.0% a year on these assumptions you'd need to buy at $79.80 — today's price is already 46.1% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 5 | 7 | 9 | 11 | 13 |
|---|---|---|---|---|---|
| 20.0% | 6.8% | 14.2% | 20.1% | 25.0% | 29.3% |
| 25.0% | 11.2% | 19.0% | 25.1% | 30.2% | 34.7% |
| 30.0% | 15.7% | 23.7% | 30.1% | 35.5% | 40.1% |
| 35.0% | 20.1% | 28.5% | 35.1% | 40.7% | 45.4% |
| 40.0% | 24.6% | 33.3% | 40.1% | 45.9% | 50.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
80+0.00%Social Signal Score
Mentions (3)
- Newsprnewswire.com·6h ago·Negative
…Combined Total Assets to Exceed $9 Billion HOUSTON and OKLAHOMA CITY, Oct. 7, 2026 /PRNewswire/ -- Third Coast Bancshares, Inc. ("Third Coast") (NYSE & NYSE Texas: TCBX), the parent company of Third Coast Bank, and Great Plains Bancshares, Inc. ("Great Plains"), the parent company of Great Plains National Bank, today jointly announced the signing of a definitive merger agreement pursuant to which Third Coast will acquire Great Plains in an all-stock transaction valued at approximately $239.6 m…
View source ↗ - Newsprnewswire.com·6d ago·Neutral
Third Coast Bancshares, Inc. Announces 2026 Third Quarter Earnings Release and Conference Call Schedule HOUSTON, Sept. 30, 2026 /PRNewswire/ -- Third Coast Bancshares, Inc. (NYSE and NYSE Texas: TCBX), ("Third Coast"), the holding company of Third Coast Bank, today announced that it will report its 2026 third quarter financial results on Wednesday, October 21, 2026 after the market closes.
View source ↗ - Newsprnewswire.com·19d ago·Negative
Third Coast Bancshares, Inc. Declares Quarterly Cash Dividend on its 6.75% Series A Convertible Non-Cumulative Preferred Stock HOUSTON, Sept. 17, 2026 /PRNewswire/ -- Third Coast Bancshares, Inc. (NYSE and NYSE Texas: TCBX), the holding company of Third Coast Bank, today announced that its Board of Directors has declared a quarterly cash dividend of $17.25 per share on its 6.75% Series A Convertible Non‑Cumulative Preferred Stock.
View source ↗
Earnings
Wed, Oct 21(in 13 days)
Consensus estimate $1.00 per share
Typical surprise +16.2% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 22$1.08 vs $0.90beat
- Wed, Apr 22$0.88 vs $0.84beat
- Wed, Jan 21$1.02 vs $0.90beat
- Wed, Oct 22$1.03 vs $0.80beat
- Wed, Jul 23$0.96 vs $0.75beat
- Wed, Apr 23$0.78 vs $0.70beat
Estimates and results for TCBX via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by TCBX officers and directors.
- Bought
- $877k
- Sold
- $419k
14 trades
7 trades
- Glander Troy Andrewsold
- Bobbora Williambought
- Brunson W. Donaldsold
- Brunson W. Donaldsold
- Eber Lizbought
- Bobbora Williamsold
- Glander Troy Andrewsold
- Glander Troy Andrewsold
79 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in TCBX.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.