Price
No data yet.
Social Signal Score
Revenue
$26.60M-61.13%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Stephen S. Romaine
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 813
- Beta
- 0.71
- Country
- US
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- -0.71
Financials
Revenue
$26.60M-61.1%Net Income
$29.30M+93.6%EBITDA
$-36.77M-251.1%Free Cash Flow
$-12.78M-159.4%EPS (diluted)
$2.05+111.3%Shares Outstanding (diluted)
14.33M-4.7%Operating Expenses
$28.75MCash & Debt
$71.69MReturn of Capital
$10.58MRevenue by Segment (annual)
$75.74MDividend per Share
$0.70Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $578.94M | $161.07M | $11.30 |
| 2024 | $431.65M | $70.85M | $4.98 |
| 2023 | $303.36M | $9.51M | $0.66 |
| 2022 | $324.74M | $85.03M | $5.92 |
| 2021 | $316.63M | $89.26M | $6.08 |
| 2020 | $324.94M | $77.59M | $5.22 |
| 2019 | $333.57M | $81.72M | $5.39 |
| 2018 | $322.81M | $82.31M | $5.39 |
| 2017 | $292.55M | $52.49M | $3.46 |
| 2016 | $269.05M | $59.34M | $3.94 |
| 2015 | $258.03M | $58.42M | $3.91 |
| 2014 | $252.55M | $52.04M | $3.51 |
| 2013 | $251.57M | $50.86M | $3.48 |
| 2012 | $210.80M | $31.29M | $2.44 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from TMP's reported EPS growth of 12.5% a year over 13 years.
- EPS in 5 years
- $20.36
- Implied price
- $122.19
- Return from $96.70
- 4.8% a year
To earn 15.0% a year on these assumptions you'd need to buy at $60.75 — -37.2% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 2 | 4 | 6 | 8 | 10 |
|---|---|---|---|---|---|
| 2.5% | -23.4% | -12.0% | -4.5% | 1.1% | 5.7% |
| 7.5% | -19.6% | -7.7% | 0.1% | 6.1% | 10.9% |
| 12.5% | -15.9% | -3.4% | 4.8% | 11.0% | 16.1% |
| 17.5% | -12.1% | 0.9% | 9.4% | 15.9% | 21.2% |
| 22.5% | -8.4% | 5.2% | 14.1% | 20.9% | 26.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+0.00%Social Signal Score
Mentions (2)
- Newszacks.com·5h ago·Positive
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Tompkins (TMP) have what it takes?
View source ↗ - Newszacks.com·16d ago·Positive
Tompkins Financial (TMP) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Tompkins (TMP) have what it takes?
View source ↗
Earnings
Fri, Oct 23(in 6 weeks)
Consensus estimate $1.91 per share
Typical surprise +6.4% (median, so one quarter with a near-zero estimate can't distort it)
- Fri, Jul 24$2.04 vs $1.82beat
- Fri, Apr 24$1.82 vs $1.71beat
- Fri, Jan 30$6.70 vs $1.76beat
- Fri, Oct 24$1.65 vs $1.70miss
- Fri, Jul 25$1.50 vs $1.43beat
- Fri, Apr 25$1.37 vs $1.31beat
Estimates and results for TMP via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by TMP officers and directors.
- Bought
- $200k
- Sold
- —
2 trades
0 trades
- Rahilly Ita Mbought
- Rahilly Ita Mbought
98 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.