Price
No data yet.
Social Signal Score
Analyst Ratings
3 analystsRevenue
$29.18M-35.48%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Robert Joseph McCormick
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 742
- Beta
- 0.64
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 0.25
Financials
Revenue
$29.18M-35.5%Net Income
$16.96M+55.2%EBITDA
$-21.62M-216.2%Free Cash Flow
$29.63M+123.1%EPS (diluted)
$0.98+71.9%Shares Outstanding (diluted)
17.63M-7.9%Operating Expenses
$22.77MCash & Debt
$44.50MReturn of Capital
$31.31MRevenue by Segment (annual)
$10.18MDividend per Share
$0.40Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $278.33M | $61.14M | $3.25 |
| 2024 | $263.15M | $48.83M | $2.57 |
| 2023 | $244.52M | $58.65M | $3.08 |
| 2022 | $205.86M | $75.23M | $3.93 |
| 2021 | $185.92M | $61.52M | $3.19 |
| 2020 | $195.46M | $52.45M | $2.72 |
| 2019 | $210.72M | $57.84M | $2.99 |
| 2018 | $199.00M | $61.45M | $3.18 |
| 2017 | $187.33M | $43.15M | $2.25 |
| 2016 | $180.37M | $42.60M | $2.23 |
| 2015 | $177.22M | $42.24M | $2.22 |
| 2014 | $176.85M | $44.19M | $2.34 |
| 2013 | $170.82M | $39.81M | $2.11 |
| 2012 | $175.93M | $37.53M | $2.00 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from TRST's reported EPS growth of 3.8% a year over 13 years.
- EPS in 5 years
- $4.03
- Implied price
- $52.41
- Return from $55.69
- -1.2% a year
To earn 15.0% a year on these assumptions you'd need to buy at $26.05 — -53.2% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 9 | 11 | 13 | 15 | 17 |
|---|---|---|---|---|---|
| -6.2% | -17.1% | -13.7% | -10.7% | -8.1% | -5.8% |
| -1.2% | -12.6% | -9.1% | -6.0% | -3.2% | -0.8% |
| 3.8% | -8.2% | -4.5% | -1.2% | 1.7% | 4.2% |
| 8.8% | -3.8% | 0.1% | 3.6% | 6.6% | 9.3% |
| 13.8% | 0.6% | 4.8% | 8.3% | 11.5% | 14.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+16.13%Social Signal Score
Mentions (3)
- Newsproactiveinvestors.com·5d ago·Positive
Trustpilot secures 'buy' rating from Citi as AI boosts value of reviews Trustpilot Group PLC (LSE:TRST), the online consumer reviews platform, has been initiated with a 'buy' rating and a 375p price target by Citi, which sees the company as a potential beneficiary of artificial intelligence-driven product discovery. Citi said consumers are increasingly relying on AI-generated recommendations, making trusted third-party review data more important to product rankings and purchasing decisions.
View source ↗ - Newsglobenewswire.com·19d ago·Neutral
TrustCo Announces Addition of Patricia Fusco and Bryan L. Guentner to Board of Directors GLENVILLE, N.Y., Sept. 16, 2026 (GLOBE NEWSWIRE) -- The Board of Directors (the “Board”) of TrustCo Bank Corp NY (the “Company”) (Nasdaq: TRST) on September 15, 2026 announced the election of Patricia Kieper-Fusco and Bryan L. Guentner to the Company's Board. The pair also was elected to the board of directors of Trustco Bank, the Company's wholly-owned subsidiary. The elections are effective immediately.
View source ↗ - Newsglobenewswire.com·48d ago·Neutral
…tal Position More Great News For Our Shareholders GLENVILLE, N.Y., Aug. 18, 2026 (GLOBE NEWSWIRE) -- The Board of Directors of TrustCo Bank Corp NY (TrustCo, Nasdaq: TRST) on August 18, 2026 declared an increased quarterly cash dividend of $0.40 per share, or $1.60 per share on an annualized basis. The declared dividend represents an increase of 5.3% over the prior dividend amount. The dividend will be payable on October 1, 2026 to shareholders of record at the close of business on September 4, …
View source ↗
Earnings
Tue, Oct 20(in 2 weeks)
Typical surprise +14.5% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jan 21$0.85 vs $0.80beat
- Tue, Oct 21$0.86 vs $0.73beat
- Mon, Jul 21$0.79 vs $0.69beat
- Mon, Apr 21$0.75 vs $0.65beat
- Tue, Jan 21$0.59 vs $0.64miss
Estimates and results for TRST via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by TRST officers and directors.
- Bought
- $129k
- Sold
- —
9 trades
0 trades
- Mccormick Lauren Annbought
- Mccormick Lauren Annbought
- Lucarelli Lisa Mbought
- Silverman Frank Bbought
- Curley Kevin Mbought
- Lucarelli Lisa Mbought
- Cotugno Steffanibought
- Powell Curtis Nbought
91 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in TRST.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.