Price
No data yet.
Social Signal Score
Analyst Ratings
27 analystsRevenue
$1.31B+199.27%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Christopher A. Cartwright
- Sector
- Financial Services
- Industry
- Financial - Data & Stock Exchanges
- Employees
- 13,500
- Beta
- 1.54
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- 2.22
Financials
Revenue
$1.31B+199.3%Net Income
$252.90M+513.8%EBITDA
$479.40M+199.1%Free Cash Flow
$305.70M+218.4%EPS (diluted)
$0.74+236.4%Shares Outstanding (diluted)
193.70M+4.8%Operating Expenses
$346.50MCash & Debt
$839.10MReturn of Capital
$111.00MRevenue by Segment (annual)
$4.59BDividend per Share
$0.13Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $4.58B | $455.40M | $2.34 |
| 2024 | $4.18B | $284.40M | $1.46 |
| 2023 | $3.83B | $-206.20M | $-1.07 |
| 2022 | $3.71B | $266.30M | $1.40 |
| 2021 | $2.96B | $1.39B | $7.25 |
| 2020 | $2.53B | $343.20M | $1.81 |
| 2019 | $2.46B | $346.90M | $1.85 |
| 2018 | $2.32B | $276.60M | $1.50 |
| 2017 | $1.93B | $441.20M | $2.42 |
| 2016 | $1.70B | $120.60M | $0.66 |
| 2015 | $1.51B | $5.90M | $0.04 |
| 2014 | $1.30B | $-12.50M | $-0.08 |
| 2013 | $1.18B | $-35.10M | $-0.24 |
| 2012 | $1.14B | $-63.70M | $-0.59 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $3.44
- Implied price
- $127.36
- Return from $63.44
- 15.0% a year
To earn 15.0% a year on these assumptions you'd need to buy at $63.32 — -0.2% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 25 | 31 | 37 | 43 | 49 |
|---|---|---|---|---|---|
| -2.0% | -3.6% | 0.7% | 4.3% | 7.5% | 10.3% |
| 3.0% | 1.4% | 5.8% | 9.6% | 13.0% | 16.0% |
| 8.0% | 6.3% | 11.0% | 15.0% | 18.5% | 21.6% |
| 13.0% | 11.2% | 16.1% | 20.3% | 23.9% | 27.2% |
| 18.0% | 16.1% | 21.2% | 25.6% | 29.4% | 32.9% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
90-45.81%Social Signal Score
Mentions (32)
- News (RSS)economictimes·3d ago·Negative
Share of new-to-credit customers rises to 50% in June 2026 from 24% in June 2016: TransUnion CIBIL-FIDC report NBFCs now account for half of India’s new-to-credit (NTC) borrowers, up from 24% in 2016, according to a TransUnion CIBIL-FIDC report covering about 2,000 NBFCs.
View source ↗ - News (RSS)zerohedge·3d ago·Neutral
…hin weeks to require lenders to pull credit data from two major credit reporting bureaus instead of three, according to a person familiar with the plans. TransUnion (TRU) falls 3% and Equifax (EFX) slumps 3%. Nike (NKE) slumps 9% after the sneaker and sportswear maker’s revenue guidance for the full year fell short of consensus estimates. Twilio (TWLO) rises 1% after S&P Dow Jones Indices noted that the stock will replace Warner Bros Discovery in the S&P 500 effective Oct. 6. ON Semi (ON) climbs…
View source ↗ - Newsglobenewswire.com·5d ago·Neutral
TransUnion Announces Earnings Release Date for Third Quarter 2026 Results CHICAGO, Oct. 01, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) will publish its financial results for the third quarter ended September 30, 2026, in a press release to be issued at approximately 6:00 a.m. Central Time (CT) on Tuesday, October 27, 2026. The company will hold a conference call on the same day at 8:30 a.m. (CT) to discuss its financial results. The press release and a live webcast of the earnings confere…
View source ↗ - News (RSS)economictimes·5d ago·Negative
… business intelligence, retail and rural collections, credit cards and retail structured finance. He also served as a nominee director of ICICI Bank on the boards of TransUnion CIBIL and ICICI Home Finance.Saha began his career at Bharat Heavy Electricals Ltd, where he worked in production engineering from 1991 to 1995, following a brief stint in consumer durable sales. He later worked at GE Capital from 1999 to 2003, handling credit cards, sales and analytics.He holds a BTech degree in engineer…
View source ↗ - Newsglobenewswire.com·7d ago·Negative
TransUnion Extends 99-Cent Mortgage Pricing for VantageScore® 4.0 Through the End of 2028 to Support Competition and Price Stability in Mortgage Credit Scoring Three-year commitment provides greater pricing certainty and drives innovation as FHFA announces VantageScore 4.0 availability for all approved Fannie Mae and Freddie Mac lenders Three-year commitment provides greater pricing certainty and drives innovation as FHFA announces VantageScore 4.0 availability for all approved Fannie Mae and Fr…
View source ↗ - Newsglobenewswire.com·8d ago·Neutral
TransUnion Appoints Malte Bernholz as Chief Strategy and Corporate Development Officer Accomplished executive to lead strategy and corporate development function driving TransUnion's next chapter of global growth and innovation Accomplished executive to lead strategy and corporate development function driving TransUnion's next chapter of global growth and innovation
View source ↗ - Newszacks.com·10d ago·Neutral
Can OneTru Help TransUnion Sustain Its Growth Momentum? TransUnion's OneTru migrations, faster product launches and broad-based revenue growth support momentum into the second half of 2026.
View source ↗ - News (RSS)seekingalpha·11d ago·Neutral
TransUnion: More Appealing After The Decline, But The Opportunity Doesn't Excite Me
View source ↗ - Newsglobenewswire.com·12d ago·Neutral
TransUnion Announces Chief Financial Officer Transition CHICAGO, Sept. 23, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that Todd Cello, Executive Vice President, Chief Financial Officer (CFO), has made the personal decision to step down after 29 years with the company, including nine years as CFO. Cello will remain CFO through December 31, 2026, and will serve as a full-time advisor until March 1, 2027, to support a smooth transition to his successor. TransUnion has initiated…
View source ↗ - Newszacks.com·17d ago·Positive
Here's Why TransUnion (TRU) is a Strong Growth Stock Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
View source ↗ - Newsseekingalpha.com·20d ago·Positive
TransUnion (TRU) Presents at Barclays 24th Annual Global Financial Services Conference Transcript TransUnion (TRU) Presents at Barclays 24th Annual Global Financial Services Conference Transcript
View source ↗ - Newszacks.com·20d ago·Positive
TRU Stock Rises 17.1% in Three Months: Here's What You Should Know TransUnion's international growth, strong liquidity and rising cash flow support its 17.1% three-month stock gain and greater capital returns.
View source ↗ - News (RSS)guardian·22d ago·Negative
…to approve a mortgage, loan or credit card application.Typically, the higher the number, the better your borrowing prospects. But a shake-up of the scoring system at TransUnion, one of the UK’s three main credit reference agencies, could mean a shock next time you log in. Continue reading...
View source ↗ - News (RSS)skynews·24d ago·Negative
TransUnion launching credit score overhaul - here's what's changing TransUnion is overhauling its credit rating system in a bid to make it "clearer, more transparent and informative".
View source ↗ - Newsglobenewswire.com·26d ago·Neutral
TransUnion to Present at 2026 Barclays Global Financial Services Conference CHICAGO, Sept. 10, 2026 (GLOBE NEWSWIRE) -- TransUnion (NYSE: TRU) today announced that Chris Cartwright, President and CEO, will present at the Barclays Global Financial Services Conference on Tuesday, September 15, 2026. The presentation is scheduled to begin at 10:15 a.m. CT (11:15 a.m. ET). A live webcast of the presentation will be made available on the TransUnion Investor Relations website at http://www.transunion.…
View source ↗ - Newsglobenewswire.com·27d ago·Neutral
Six in 10 Organizations Experienced at Least One Material Cyberattack in the Past 18 Months CHICAGO, Sept. 09, 2026 (GLOBE NEWSWIRE) -- Cyberattacks are becoming more frequent, disruptive and difficult for organizations to remediate quickly.
View source ↗ - News (RSS)zerohedge·30d ago·Neutral
…l Markets, provided clients on Friday morning with more details about the industry implications following Pulte's X post: Assessing the Impact on Credit Bureaus (EFX/TRU/EXPN) and FICO Our view: Tweet from FHFA Director Bill Pulte suggests the agency is seriously considering permitting bi-merge credit reports for conforming loans. If fully adopted across the mortgage market, this shift could negatively impact up to one-third of mortgage inquiries. Beyond volume loss, the move would also introduc…
View source ↗ - Newsbenzinga.com·31d ago·Negative
TransUnion Stock Tumbles Friday: What's Driving the Action? Shares of TransUnion (NYSE:TRU) are sliding Friday afternoon as investors react to regulatory threats from Federal Housing Finance Agency Director Bill Pulte regarding mortgage credit reporting costs and industry structure.
View source ↗ - News (RSS)zerohedge·31d ago·Neutral
…icial intelligence upstarts. Asana (ASAN) falls 10% after the software company gave an outlook that was seen as disappointing. Equifax (EFX) falls 5% and TransUnion (TRU) slips 6% after US Federal Housing Finance Agency Director Bill Pulte issued renewed criticism of credit bureaus for overcharging Americans. Guidewire Software (GWRE) falls 15% after the company gave a first-quarter forecast that was weaker than expected on key metrics, including revenue and adjusted operating profit. Analysts s…
View source ↗ - News (RSS)investing·31d ago·Negative
FICO, Equifax and TransUnion stocks fall on credit scoring shift
View source ↗ - Newsglobenewswire.com·35d ago·Neutral
"Bring Clarity to Chaos" Campaign Lands TransUnion a 2026 AdExchanger Awards Finalist Spot CHICAGO, Sept. 01, 2026 (GLOBE NEWSWIRE) -- In a marketing landscape defined by fragmentation and noise, TransUnion (NYSE: TRU) made itself impossible to ignore.
View source ↗ - Newszacks.com·35d ago·Neutral
Do Options Traders Know Something About TransUnion Stock We Don't? Investors need to pay close attention to TRU stock based on the movements in the options market lately.
View source ↗ - Newszacks.com·38d ago·Positive
Here's Why You Should Retain TransUnion Stock in Your Portfolio Now TRU stock gains 18.3% in three months as AI usage, OneTru innovation and strong cash flow support growth, though debt and competition pose risks.
View source ↗ - Newszacks.com·39d ago·Neutral
Why Is TransUnion (TRU) Up 0.9% Since Last Earnings Report? TransUnion (TRU) reported earnings 30 days ago. What's next for the stock?
View source ↗ - Newsglobenewswire.com·40d ago·Negative
Debt Settlement Enrollment Linked to Greater Credit Score Declines Than Bankruptcy, New TransUnion Research Finds Predictive indicators help lenders identify consumers likely to enroll in third-party debt settlement programs before traditional risk signals emerge Predictive indicators help lenders identify consumers likely to enroll in third-party debt settlement programs before traditional risk signals emerge
View source ↗ - Newspymnts.com·40d ago·Negative
TransUnion Overhauls Credit Scoring System for UK Consumers TransUnion says it is modernizing the way it calculates U.K. consumers' credit scores. The information, insights and credit reporting company on Wednesday (Aug. 26) introduced a new credit scoring system designed to help consumers better understand their credit score and their options when it comes to borrowing.
View source ↗ - Newsglobenewswire.com·42d ago·Negative
Canadian Consumer Debt Reaches Record $2.64 Trillion as Financial Realities Differ Across Households Key findings from TransUnion report: Growth in new mortgages slowed significantly as affordability pressures persisted More Canadians fell seriously behind on payments year-over-year, with stress concentrated in Alberta, Saskatchewan and Ontario Consumer insolvency rates rose, driven primarily by non-mortgage holders TORONTO, Aug. 25, 2026 (GLOBE NEWSWIRE) -- Canadian consumer debt hit a record $…
View source ↗ - Newsglobenewswire.com·47d ago·Negative
Trust and Transparency Matter Most in Wealth Management Relationships, TransUnion Survey Finds New research reveals investors prioritize trust over fees and identifies security, fraud protection and reputation as critical factors in provider selection and loyalty New research reveals investors prioritize trust over fees and identifies security, fraud protection and reputation as critical factors in provider selection and loyalty
View source ↗ - Newszacks.com·47d ago·Positive
Here's Why TransUnion (TRU) is a Strong Momentum Stock Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
View source ↗ - Newszacks.com·53d ago·Positive
Is TRU Stock Worth Buying as Growth Improves but Debt Stays High? TransUnion's improving growth and discounted valuation sharpen its appeal, while $5.59 billion in debt and execution risks keep the investment case balanced.
View source ↗ - Newszacks.com·53d ago·Positive
TRU Stock Climbs 15.3% in 3 Months: Can the Rally Continue From Here? TransUnion's 15.3% rally is backed by stronger earnings, revenues and raised 2026 guidance, but debt and margin pressure could test further gains.
View source ↗ - Newszacks.com·53d ago·Neutral
Growing Big Data & Analytics Market Aids TRU Amid Stiff Competition TransUnion taps rising big data demand, stable lending, innovation and acquisitions for growth, while seasonality, debt and competition pose challenges.
View source ↗
Earnings
Tue, Oct 27(in 3 weeks)
Consensus estimate $1.21 per share
Typical surprise +6.0% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Jul 28$1.23 vs $1.16beat
- Tue, Apr 28$1.18 vs $1.11beat
- Thu, Feb 12$1.07 vs $1.03beat
- Thu, Oct 23$1.10 vs $1.04beat
- Thu, Jul 24$1.08 vs $0.99beat
- Thu, Apr 24$1.05 vs $0.98beat
Estimates and results for TRU via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by TRU officers and directors.
- Bought
- —
- Sold
- $9.2m
0 trades
30 trades
- Skinner Todd C.sold
- Abdelsadek Mohamedsold
- Abdelsadek Mohamedsold
- Achanta Venkatsold
- Skinner Todd C.sold
- Chaouki Steven Msold
- Williams Jennifer A.sold
- Zuiker Alicia Brookesold
70 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Ro Khannahouse · CA17 · disclosed Dec 6, 2023 (33d later)Sell$1,001 - $15,000
- Zoe Lofgrenhouse · CA18 · disclosed Jun 6, 2023 (12d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Apr 7, 2023 (14d later)Buy$1,001 - $15,000
- Kurt Schraderhouse · OR05 · disclosed Jan 6, 2023 (28d later)Buy$1,001 - $15,000
- Susie Leehouse · NV03 · disclosed Dec 29, 2022 (29d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Dec 6, 2022 (34d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Oct 7, 2022 (8d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Sep 8, 2022 (38d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Jun 10, 2022 (36d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Jun 10, 2022 (18d later)Sell$15,001 - $50,000
- Ro Khannahouse · CA17 · disclosed Jun 10, 2022 (31d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed May 6, 2022 (11d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed May 6, 2022 (15d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed May 6, 2022 (25d later)Buy$15,001 - $50,000
- Ro Khannahouse · CA17 · disclosed Mar 8, 2022 (19d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Mar 8, 2022 (22d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Feb 8, 2022 (18d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Feb 8, 2022 (28d later)Sell$1,001 - $15,000
- Zoe Lofgrenhouse · CA19 · disclosed Oct 7, 2021 (35d later)Buy$1,001 - $15,000
- Peter Meijerhouse · MI03 · disclosed Mar 16, 2021 (28d later)Sell$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.