Price
No data yet.
Social Signal Score
Analyst Ratings
15 analystsRevenue
$392.93M+712.54%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Margaret Rosemary Maria Tooth
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Employees
- 1,121
- Beta
- 1.45
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 3.06
Financials
Revenue
$392.93M+712.5%Net Income
$6.83MEBITDA
$12.88MFree Cash Flow
$19.16M+2148.7%EPS (diluted)
$0.16Shares Outstanding (diluted)
43.82M+52.5%Operating Expenses
$19.52MCash & Debt
$398.49MReturn of Capital
$496.0KRevenue by Segment (annual)
$1.44BQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.44B | $19.43M | $0.45 |
| 2024 | $1.29B | $-9.63M | $-0.23 |
| 2023 | $1.11B | $-44.69M | $-1.08 |
| 2022 | $905.18M | $-44.67M | $-1.10 |
| 2021 | $698.99M | $-35.53M | $-0.89 |
| 2020 | $502.03M | $-5.84M | $-0.16 |
| 2019 | $383.94M | $-1.81M | $-0.05 |
| 2018 | $303.96M | $-927.0K | $-0.03 |
| 2017 | $242.67M | $-1.50M | $-0.05 |
| 2016 | $188.23M | $-6.90M | $-0.24 |
| 2015 | $146.96M | $-17.20M | $-0.62 |
| 2014 | $115.91M | $-21.18M | $-0.76 |
| 2013 | $83.83M | $-8.18M | $-6.23 |
| 2012 | $55.53M | $-6.41M | $-4.18 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $0.66
- Implied price
- $11.96
- Return from $23.58
- -12.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $5.95 — -74.8% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 15 | 18 | 21 | 24 |
|---|---|---|---|---|---|
| -2.0% | -26.9% | -23.6% | -20.8% | -18.3% | -16.1% |
| 3.0% | -23.2% | -19.7% | -16.7% | -14.1% | -11.8% |
| 8.0% | -19.5% | -15.8% | -12.7% | -10.0% | -7.5% |
| 13.0% | -15.8% | -11.9% | -8.6% | -5.8% | -3.2% |
| 18.0% | -12.0% | -8.0% | -4.6% | -1.6% | 1.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100-16.67%Social Signal Score
Mentions (5)
- Newszacks.com·4d ago·Neutral
TRUP Lags Industry, Trades at a Premium: What Should Investors Know? Trupanion trades at a premium after a 36.5% YTD drop, as slower pet growth and rising claims costs weigh on margins despite expansion plans.
View source ↗ - Newsgurufocus.com·12d ago·Neutral
Trupanion Inc (TRUP) Shares Fall 3.2% -- What GF Score of 76 Tells Investors On September 23, 2026, Trupanion Inc (TRUP) shares fell 3.2% to a current price of $22.88. This decline is notable given the stock's substantial drop over the p
View source ↗ - Newsglobenewswire.com·25d ago·Neutral
Trupanion Searches for this Year's “It Pets” With Return of Annual truFame Contest SEATTLE, Sept. 10, 2026 (GLOBE NEWSWIRE) -- The search is on for Trupanion's next four-legged stars.
View source ↗ - Newsseekingalpha.com·53d ago·Positive
Trupanion: Profitable At Last, But Still Too Expensive To Buy (Upgrade) Trupanion's estimated economic combined ratio improved to 98.5% in H1 2026, extending the underwriting profitability first achieved in 2025. Operating leverage and lower acquisition costs drove much of the improvement, while the H1 loss ratio also declined to 71.0% from 72.1%. Management's 2026 guidance could imply $32–$40 million of net income, providing stronger evidence that scale is finally translating into profitability
View source ↗ - Newsglobenewswire.com·53d ago·Positive
Trupanion Partners with Home To Home® to Help More Pets Transition Directly from One Loving Home to Another SEATTLE, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Every pet deserves the opportunity to live a happy, healthy life in a loving home. But when life takes an unexpected turn, some families are faced with the heartbreaking decision to find a new home for a beloved companion.
View source ↗
Earnings
Thu, Nov 5(in 4 weeks)
Consensus estimate $0.16 per share
Typical surprise +25.0% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Aug 5$0.16 vs $0.11beat
- Thu, Apr 30$0.11 vs $0.07beat
- Thu, Feb 12$0.13 vs $0.14miss
- Thu, Nov 6$0.13 vs $0.89miss
- Thu, Aug 7$0.22 vs $-0.03beat
- Thu, May 1$-0.03 vs $-0.04beat
Estimates and results for TRUP via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by TRUP officers and directors.
- Bought
- —
- Sold
- $341k
0 trades
5 trades
- Gallagher John Rsold
- Tooth Margaretsold
- Gallagher John Rsold
- Qureshi Fawwadsold
- Tooth Margaretsold
95 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Brad Schneiderhouse · IL10 · disclosed Aug 13, 2022 (551d later)Sell$50,001 - $100,000
- Brad Schneiderhouse · IL10 · disclosed Aug 13, 2022 (249d later)Sell$15,001 - $50,000
- Brad Schneiderhouse · IL10 · disclosed Mar 17, 2022 (97d later)Sell$50,001 - $100,000
- Brad Schneiderhouse · IL10 · disclosed Mar 17, 2022 (97d later)Sell$50,001 - $100,000
- Marie Newmanhouse · IL03 · disclosed Aug 5, 2021 (20d later)Sell$1,001 - $15,000
- Marie Newmanhouse · IL03 · disclosed Jun 10, 2021 (20d later)Sell$1,001 - $15,000
- Brad Schneiderhouse · IL10 · disclosed Dec 18, 2020 (1d later)Sell$100,001 - $250,000
- Brad Schneiderhouse · IL10 · disclosed Dec 18, 2020 (128d later)Sell$250,001 - $500,000
- Brad Schneiderhouse · IL10 · disclosed Dec 18, 2020 (1d later)Sell$100,001 - $250,000
- Brad Schneiderhouse · IL10 · disclosed Dec 18, 2020 (128d later)Sell$250,001 - $500,000
- Brad Schneiderhouse · IL10 · disclosed Dec 9, 2020 (119d later)Sell$250,001 - $500,000
- Brad Schneiderhouse · IL10 · disclosed Nov 20, 2018 (21d later)Sell$50,001 - $100,000
- Brad Schneiderhouse · IL10 · disclosed Nov 20, 2018 (41d later)Sell$50,001 - $100,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.