Price
No data yet.
Social Signal Score
Analyst Ratings
6 analystsRevenue
$383.73M+50.11%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Kevin James Leidwinger
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Employees
- 846
- Beta
- 0.51
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 1.29
Financials
Revenue
$383.73M+50.1%Net Income
$33.37M+169.8%EBITDA
$129.17M+720.9%Free Cash Flow
$33.73M-22.9%EPS (diluted)
$1.29+168.8%Shares Outstanding (diluted)
25.90M+0.3%Cash & Debt
$139.44MReturn of Capital
$7.58MRevenue by Segment (annual)
$1.03BDividend per Share
$0.20Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.39B | $118.19M | $4.48 |
| 2024 | $1.25B | $61.96M | $2.45 |
| 2023 | $1.10B | $-29.70M | $-1.18 |
| 2022 | $988.22M | $15.03M | $0.59 |
| 2021 | $1.06B | $80.59M | $3.21 |
| 2020 | $1.08B | $-112.71M | $-4.50 |
| 2019 | $1.20B | $14.82M | $0.59 |
| 2018 | $1.08B | $27.65M | $1.10 |
| 2017 | $1.06B | $51.02M | $2.05 |
| 2016 | $986.18M | $49.90M | $1.96 |
| 2015 | $896.96M | $89.13M | $3.54 |
| 2014 | $939.98M | $59.14M | $2.36 |
| 2013 | $870.01M | $76.14M | $3.00 |
| 2012 | $810.68M | $40.21M | $1.59 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from UFCS's reported EPS growth of 8.3% a year over 13 years.
- EPS in 5 years
- $6.67
- Implied price
- $53.40
- Return from $55.54
- -0.8% a year
To earn 15.0% a year on these assumptions you'd need to buy at $26.55 — -52.2% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 4 | 6 | 8 | 10 | 12 |
|---|---|---|---|---|---|
| -1.7% | -21.6% | -15.0% | -9.9% | -5.8% | -2.3% |
| 3.3% | -17.6% | -10.7% | -5.4% | -1.0% | 2.6% |
| 8.3% | -13.6% | -6.3% | -0.8% | 3.7% | 7.6% |
| 13.3% | -9.6% | -2.0% | 3.8% | 8.5% | 12.6% |
| 18.3% | -5.7% | 2.3% | 8.4% | 13.3% | 17.5% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
130+62.50%Social Signal Score
Mentions (2)
- Newszacks.com·5h ago·Positive
United Fire Group, Inc (UFCS) Hit a 52 Week High, Can the Run Continue? United Fire (UFCS) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues.
View source ↗ - Newsglobenewswire.com·24d ago·Negative
United Fire Group, Inc. declares quarterly cash dividend of $0.20 per share and announces new board appointment CEDAR RAPIDS, Iowa, Aug. 21, 2026 (GLOBE NEWSWIRE) -- Today, the board of directors of United Fire Group, Inc. (UFG) (Nasdaq: UFCS) declared a common stock quarterly cash dividend of $0.20 per share. This dividend will be payable September 18, 2026, to shareholders of record as of September 4, 2026.
View source ↗
Earnings
Tue, Nov 3(in 7 weeks)
Consensus estimate $1.19 per share
Typical surprise +66.7% (median, so one quarter with a near-zero estimate can't distort it)
- Mon, Aug 3$1.30 vs $0.69beat
- Tue, May 5$1.16 vs $0.87beat
- Tue, Feb 10$1.50 vs $0.90beat
- Tue, Nov 4$1.50 vs $0.69beat
- Tue, Aug 5$0.90 vs $0.57beat
- Tue, May 6$0.70 vs $0.62beat
Estimates and results for UFCS via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by UFCS officers and directors.
- Bought
- $218k
- Sold
- $1.9m
2 trades
14 trades
- Carlton Scott Lsold
- Milligan George Dbought
- Drahozal Christopher Rsold
- Drahozal Christopher Rsold
- Mcintyre Dee Annsold
- Drahozal Christopher Rsold
- Besong John Paul Esold
- Besong John Paul Esold
84 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in UFCS.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.