Price
No data yet.
Social Signal Score
Analyst Ratings
30 analystsRevenue
$3.29B+19.10%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Richard Paul McKenney
- Sector
- Financial Services
- Industry
- Insurance - Life
- Employees
- 10,797
- Beta
- 0.26
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.76
Financials
Revenue
$3.29B+19.1%Net Income
$256.90M+8.9%EBITDA
$382.80M-4.9%Free Cash Flow
$474.30M+171.0%EPS (diluted)
$1.61+59.4%Shares Outstanding (diluted)
160.02M-31.7%Operating Expenses
$0.00Cash & Debt
$199.20MReturn of Capital
$283.50MRevenue by Segment (annual)
$13.08BDividend per Share
$0.51Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $13.05B | $738.50M | $4.28 |
| 2024 | $12.79B | $1.78B | $9.49 |
| 2023 | $12.31B | $1.28B | $6.53 |
| 2022 | $11.88B | $1.41B | $7.01 |
| 2021 | $11.84B | $981.00M | $4.04 |
| 2020 | $13.15B | $793.00M | $3.89 |
| 2019 | $11.99B | $1.10B | $5.25 |
| 2018 | $11.60B | $523.40M | $2.38 |
| 2017 | $11.29B | $994.20M | $4.39 |
| 2016 | $11.05B | $931.40M | $3.96 |
| 2015 | $10.73B | $867.10M | $3.51 |
| 2014 | $10.52B | $402.10M | $1.57 |
| 2013 | $10.37B | $847.00M | $3.24 |
| 2012 | $10.52B | $894.40M | $3.18 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from UNM's reported EPS growth of 2.3% a year over 13 years.
- EPS in 5 years
- $4.80
- Implied price
- $86.33
- Return from $88.57
- -0.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $42.92 — -51.5% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 15 | 18 | 21 | 24 |
|---|---|---|---|---|---|
| -7.7% | -17.2% | -13.4% | -10.2% | -7.4% | -4.9% |
| -2.7% | -12.7% | -8.8% | -5.4% | -2.4% | 0.2% |
| 2.3% | -8.3% | -4.1% | -0.5% | 2.6% | 5.4% |
| 7.3% | -3.8% | 0.6% | 4.4% | 7.6% | 10.5% |
| 12.3% | 0.7% | 5.3% | 9.2% | 12.6% | 15.7% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
50-7.41%Social Signal Score
Mentions (7)
- News (Marketaux)reinsurancene.ws·4d ago·Neutral
Munich Re’s $3.2bn long-term care reinsurance transaction with Manulife now in-force (FRL) and Unum Life Insurance C[+80 characters]
View source ↗ - News (Marketaux)seekingalpha.com·18d ago·Positive
Unum Continues To Deliberately Improve Its Business Mix (NYSE:UNM) Shares of the Unum Group</e[+229 characters]
View source ↗ - News (RSS)seekingalpha·18d ago·Neutral
Unum Continues To Deliberately Improve Its Business Mix
View source ↗ - Newsseekingalpha.com·26d ago·Positive
Unum Group (UNM) Presents at KBW Insurance Conference 2026 Transcript Unum Group (UNM) Presents at KBW Insurance Conference 2026 Transcript
View source ↗ - Newszacks.com·39d ago·Positive
Unum Group Strengthens Capital Returns With New $1B Share Buyback UNM's new $1 billion buyback authorization reinforces shareholder returns, backed by strong capital and recurring repurchases.
View source ↗ - News (RSS)investing·40d ago·Positive
Unum Group approves $1 billion share buyback program
View source ↗ - News (RSS)venturebeat·54d ago·Neutral
Skan AI raises $63 million betting that watching how employees actually work is the missing layer of enterprise AI Skan AI, a startup that builds what it calls a "context graph of work" by observing how employees actually perform their jobs across enterprise software, has raised $63 million in Series C funding co-led by Cathay Innovation and Dell Technologies Capital, the company announced Wednesday.Citi Ventures, Bloomberg Beta, State Farm Ventures, and Wipro Ventures also participated in the r
View source ↗
Earnings
Tue, Nov 3(in 4 weeks)
Consensus estimate $2.17 per share
Typical surprise -5.1% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Jul 28$2.16 vs $2.16beat
- Tue, Apr 28$2.14 vs $2.05beat
- Thu, Feb 5$1.92 vs $2.11miss
- Mon, Nov 3$2.09 vs $2.15miss
- Tue, Jul 29$2.07 vs $2.23miss
- Tue, Apr 29$2.04 vs $2.19miss
Estimates and results for UNM via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by UNM officers and directors.
- Bought
- —
- Sold
- $6.1m
0 trades
14 trades
- Rice Walter Lynn Jrsold
- Keaney Timothy Fsold
- Iglesias Lisa Gsold
- Ahmed Elizabeth Clairesold
- Pyne Christopher Wsold
- Iglesias Lisa Gsold
- Keaney Timothy Fsold
- Egan Cynthiasold
86 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Lisa C. McClainhouse · MI09 · disclosed Nov 24, 2025 (24d later)Sell$1,001 - $15,000
- Lisa C. McClainhouse · MI09 · disclosed Nov 24, 2025 (25d later)Buy$1,001 - $15,000
- Lisa C. McClainhouse · MI09 · disclosed Nov 24, 2025 (25d later)Sell$1,001 - $15,000
- Lisa C. McClainhouse · MI09 · disclosed Sep 15, 2025 (42d later)Buy$1,001 - $15,000
- Lisa C. McClainhouse · MI09 · disclosed Aug 13, 2025 (57d later)Sell$1,001 - $15,000
- Lisa C. McClainhouse · MI09 · disclosed Aug 13, 2025 (63d later)Buy$1,001 - $15,000
- Daniel Goldmanhouse · NY10 · disclosed May 19, 2023 (39d later)Sell$1,001 - $15,000
- Daniel Goldmanhouse · NY10 · disclosed Apr 17, 2023 (47d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Feb 7, 2023 (29d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Jan 3, 2023 (28d later)Sell$1,001 - $15,000
- Gilbert Ray Cisneroshouse · CA31 · disclosed Apr 16, 2020 (29d later)Sell$1,001 - $15,000
- Dean Phillipshouse · MN03 · disclosed Dec 11, 2019 (19d later)Buy$1,001 - $15,000
- Gilbert Ray Cisneroshouse · CA39 · disclosed Sep 11, 2019 (28d later)Buy$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.