Price
No data yet.
Social Signal Score
Analyst Ratings
5 analystsRevenue
$52.35M+257.25%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- James A. Hughes
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 242
- Beta
- 0.65
- Country
- US
- Piotroski score
- 4 / 9 (Middling)
- Altman Z-score
- 0.40
Financials
Revenue
$52.35M+257.2%Net Income
$17.38M+449.9%EBITDA
$35.71M+610.2%Free Cash Flow
—EPS (diluted)
$1.70+431.3%Shares Outstanding (diluted)
10.23M+3.6%Operating Expenses
$13.01MCash & Debt
$97.07MReturn of Capital
$0.00Revenue by Segment (annual)
$1.84MDividend per Share
$0.17Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $188.41M | $57.95M | $5.78 |
| 2024 | $163.07M | $41.45M | $4.13 |
| 2023 | $150.72M | $39.71M | $3.89 |
| 2022 | $108.27M | $38.46M | $3.66 |
| 2021 | $95.78M | $36.12M | $3.47 |
| 2020 | $91.02M | $23.64M | $2.21 |
| 2019 | $84.11M | $23.65M | $2.18 |
| 2018 | $76.45M | $21.92M | $2.04 |
| 2017 | $62.93M | $12.89M | $1.22 |
| 2016 | $55.01M | $13.21M | $1.40 |
| 2015 | $49.38M | $9.56M | $1.03 |
| 2014 | $44.10M | $6.41M | $0.75 |
| 2013 | $40.56M | $5.12M | $0.50 |
| 2012 | $41.86M | $4.24M | $0.32 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from UNTY's reported EPS growth of 24.9% a year over 13 years.
- EPS in 5 years
- $17.56
- Implied price
- $158.01
- Return from $55.39
- 23.3% a year
To earn 15.0% a year on these assumptions you'd need to buy at $78.56 — today's price is already 29.5% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 5 | 7 | 9 | 11 | 13 |
|---|---|---|---|---|---|
| 14.9% | 0.9% | 7.9% | 13.5% | 18.1% | 22.1% |
| 19.9% | 5.3% | 12.6% | 18.4% | 23.2% | 27.4% |
| 24.9% | 9.6% | 17.3% | 23.3% | 28.4% | 32.7% |
| 29.9% | 14.0% | 22.0% | 28.3% | 33.5% | 38.1% |
| 34.9% | 18.4% | 26.7% | 33.2% | 38.7% | 43.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
150+95.65%Social Signal Score
Mentions (4)
- Newszacks.com·1d ago·Negative
Compared to Estimates, Unity Bancorp (UNTY) Q3 Earnings: A Look at Key Metrics Although the revenue and EPS for Unity Bancorp (UNTY) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
View source ↗ - Newszacks.com·1d ago·Positive
Unity Bancorp (UNTY) Q3 Earnings and Revenues Surpass Estimates Unity Bancorp (UNTY) came out with quarterly earnings of $1.51 per share, beating the Zacks Consensus Estimate of $1.49 per share. This compares to earnings of $1.33 per share a year ago.
View source ↗ - Newszacks.com·8d ago·Neutral
Unity Bancorp (UNTY) to Report Q3 Results: Wall Street Expects Earnings Growth Unity Bancorp (UNTY) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
View source ↗ - Newszacks.com·35d ago·Positive
Unity Bancorp (UNTY) Upgraded to Buy: Here's What You Should Know Unity Bancorp (UNTY) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
View source ↗
Earnings
Tue, Jan 12(in 3 months)
Consensus estimate $1.51 per share
Typical surprise +2.2% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Oct 13$1.51 vs $1.49beat
- Tue, Jul 14$1.42 vs $1.44miss
- Mon, Apr 13$1.40 vs $1.37beat
- Tue, Jan 13$1.41 vs $1.35beat
- Tue, Oct 14$1.33 vs $1.28beat
- Wed, Aug 6$1.20 vs $1.17beat
Estimates and results for UNTY via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by UNTY officers and directors.
- Bought
- —
- Sold
- $1.9m
0 trades
14 trades
- Boyan Georgesold
- Boyan Georgesold
- Brody Mark Ssold
- Gross Mary E.sold
- Dallas Robert H Iisold
- Dallas Robert H Iisold
- Hughes James Asold
- Donovan James Josephsold
86 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in UNTY.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.