USB logo

USB U.S. Bancorp

New York Stock Exchange · Banks - Diversified · Financial Services

$65.42
+0.25 (+0.38%)

U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Co…

Market Cap: $101.91Bwww.usbank.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

150
4580115150
Jul 27Aug 12

Quote

Day Range
$64.93 – $65.56
52-Week Range
$45.02 – $65.61
Volume
$2.90M
Market Cap
$101.91B
50-Day Avg
$61.60
200-Day Avg
$55.54
Prev Close
$65.17
Open
$65.03

Valuation & Ratios

P/E Ratio
11.55
EPS
$4.87
P/B Ratio
1.27
P/S Ratio
1.94
Debt/Equity
1.20
Current Ratio
0.26
Dividend Yield
+4.2%
Gross Margin
+62.8%

Returns & Efficiency

Return on Equity
+11.6%
Return on Assets
+1.1%
FCF Yield
+9.6%
EV/EBITDA
11.08

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$42.86B$7.58B$4.62
2024$42.71B$6.30B$3.79
2023$40.62B$5.43B$3.27
2022$27.40B$5.83B$3.69
2021$23.71B$7.96B$5.11

Social Signal Score

50
5d
51
3 mentions
30d
50
4 mentions
60d
50
4 mentions
90d
50
4 mentions
4chan: 2 · rss: 1 · news: 1

Earnings

Thu, Oct 15(in 2 months)

Consensus estimate $1.32 per share

6of 6 quarters beat consensus

Typical surprise +5.3% (median, so one quarter with a near-zero estimate can't distort it)

  • Thu, Jul 16$1.35 vs $1.28beat
  • Thu, Apr 16$1.18 vs $1.14beat
  • Tue, Jan 20$1.26 vs $1.19beat
  • Thu, Oct 16$1.22 vs $1.13beat
  • Thu, Jul 17$1.11 vs $1.07beat
  • Wed, Apr 16$1.03 vs $0.98beat

Estimates and results for USB via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from USB's reported EPS growth of -2.5% a year over 4 years.

EPS in 5 years
$4.29
Implied price
$51.51
Return from $65.42
-4.7% a year

To earn 15.0% a year on these assumptions you'd need to buy at $25.61 -60.9% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E810121416
-12.5%-21.1%-17.5%-14.4%-11.8%-9.4%
-7.5%-16.6%-12.8%-9.6%-6.7%-4.2%
-2.5%-12.1%-8.1%-4.7%-1.7%1.0%
2.5%-7.6%-3.4%0.2%3.4%6.2%
7.5%-3.1%1.3%5.1%8.4%11.3%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (4)

  • 4chan /biz/biz·2d ago·Neutral

    Ok so I started a new job recently. A large part of my day is spent doing a physical and very repetitive task that does not require my ears. I have access to a radio and I just put on the local station and have music in the background but I was thinking I could do more. I can connect my phone to this old radio because I have a USB-C to AUX cable and yesterday I used it to listen to an audio book and it was great. How can I profit from this? Or at least better myself with some audio books or som

    View source ↗
  • Newszacks.com·3d ago·Neutral

    USB or BNY: Which Is the Better Value Stock Right Now? Investors interested in stocks from the Banks - Major Regional sector have probably already heard of U.S. Bancorp (USB) and BNY (BNY). But which of these two stocks is more attractive to value investors?

    View source ↗
  • 4chan /biz/biz·4d ago·Neutral

    >>62583942 ok then play with a fucking n64 or ps1 controller. nobody has a gun to your head demanding how you play these games. all you need is a USB to XXX plugin probably $10 max

    View source ↗
  • News (RSS)guardian·19d ago·Neutral

    Honor Magic V6 review: sleek foldable phone lacking a bit of polish Super-premium Android has top performance, long battery life and good cameras, but is let down by softwareHonor’s svelte Android phone-tablet has been given a glow-up for its sixth version, offering a great alternative to Samsung for a fancy foldable with a red suede-like back framed in gold.The Magic V6 continues the Chinese challenger brand’s strategy of taking a razor-thin device and slapping a giant circular lump on the back

    View source ↗