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UVSP Univest Financial Corporation

NASDAQ Global Select · Banks - Regional · Financial Services

$43.00
-0.16 (-0.37%)

Univest Financial Corporation operates as the parent company for Univest Bank and Trust Co., primarily delivering banking solutions throughout Pennsylvania. The organization structures its operations into three core segments: Banking, Wealth Management, and Insurance. The Banking segment provides a comprehensive array of services to individuals, businesses, municipalities, and non-profit entities.…

Market Cap: $1.19Bwww.univest.net

Price

No data yet.

Signal Score (90d)

120
120
Aug 17Aug 17

Revenue

$126.23M+70.30%
$71.45M$92.22M$112.98M$133.74M
Sep 2021Jun 2026

Quote

Day Range
$42.87 – $43.20
52-Week Range
$28.04 – $45.46
Volume
$74.2K
Market Cap
$1.19B
50-Day Avg
$43.33
200-Day Avg
$36.69
Prev Close
$43.16
Open
$43.08

Valuation & Ratios

P/E Ratio
10.36
EPS
$3.16
P/B Ratio
1.00
P/S Ratio
1.81
Debt/Equity
0.37
Current Ratio
0.08
Dividend Yield
+2.7%
Gross Margin
+61.0%

Returns & Efficiency

Return on Equity
+9.6%
Return on Assets
+1.1%
FCF Yield
+10.3%
EV/EBITDA
6.17

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$518.35M$90.76M$3.16
2024$500.41M$75.93M$2.61
2023$448.55M$71.10M$2.42
2022$330.08M$78.12M$2.66
2021$292.95M$91.80M$3.12

Social Signal Score

70
5d
71
1 mentions
30d
70
1 mentions
60d
70
1 mentions
90d
70
1 mentions
news: 1

Earnings

Wed, Oct 28(in 2 months)

Consensus estimate $0.95 per share

5of 7 quarters beat consensus

Typical surprise +14.0% (median, so one quarter with a near-zero estimate can't distort it)

  • Wed, Jul 22$0.82 vs $0.87miss
  • Wed, Apr 22$0.96 vs $0.84beat
  • Wed, Jan 28$0.79 vs $0.78beat
  • Wed, Oct 22$0.89 vs $0.71beat
  • Wed, Jul 23$0.69 vs $0.71miss
  • Wed, Apr 23$0.77 vs $0.64beat

Estimates and results for UVSP via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Insider trading

Open-market buys and sells by UVSP officers and directors.

Bought
$20k

1 trade

Sold
$1.9m

6 trades

  • Turner Michael L.sold
    director·8,000 @ $43.03·$344k·Aug 13, 2026·filing
  • Santana Megan Dsold
    officer, other: Sr EVP & Chief Risk Officer·2,787 @ $40.83·$114k·Jun 8, 2026·filing
  • Richardson Brian Jsold
    Sr EVP & CFO·2,090 @ $40.90·$85k·Jun 8, 2026·filing
  • Schweitzer Jeffrey Msold
    director, officer: Chairman, President & CEO·13,933 @ $40.91·$570k·Jun 8, 2026·filing
  • Keim Michael Ssold
    Senior EVP & COO·7,245 @ $38.71·$280k·May 5, 2026·filing
  • Paquin Natalyesold
    director·13,000 @ $37.80·$491k·Apr 27, 2026·filing
  • Paquin Natalyebought
    director·580 @ $34.58·$20k·Feb 2, 2026·filing

93 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from UVSP's reported EPS growth of 0.3% a year over 4 years.

EPS in 5 years
$3.21
Implied price
$32.06
Return from $43.00
-5.7% a year

To earn 15.0% a year on these assumptions you'd need to buy at $15.94 -62.9% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E68101214
-9.7%-23.3%-18.8%-15.1%-12.0%-9.2%
-4.7%-19.1%-14.3%-10.4%-7.1%-4.2%
0.3%-14.9%-9.8%-5.7%-2.2%0.9%
5.3%-10.6%-5.3%-1.0%2.7%5.9%
10.3%-6.4%-0.8%3.7%7.5%10.9%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newszacks.com·6h ago·Positive

    Univest (UVSP) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Univest (UVSP) have what it takes?

    View source ↗