Price
No data yet.
Social Signal Score
Analyst Ratings
6 analystsRevenue
$126.23M+161.05%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Jeffrey Schweitzer
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 921
- Beta
- 0.64
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.32
Financials
Revenue
$126.23M+161.0%Net Income
$22.95M+39474.1%EBITDA
$28.56MFree Cash Flow
$24.54M+632.4%EPS (diluted)
$0.82+37172.7%Shares Outstanding (diluted)
27.99M+5.4%Operating Expenses
$37.27MCash & Debt
$79.49MReturn of Capital
$21.16MRevenue by Segment (annual)
$51.58MDividend per Share
$0.23Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $518.35M | $90.76M | $3.16 |
| 2024 | $500.41M | $75.93M | $2.61 |
| 2023 | $448.55M | $71.10M | $2.42 |
| 2022 | $330.08M | $78.12M | $2.66 |
| 2021 | $292.95M | $91.80M | $3.12 |
| 2020 | $282.27M | $46.92M | $1.60 |
| 2019 | $279.51M | $65.72M | $2.24 |
| 2018 | $250.66M | $50.54M | $1.73 |
| 2017 | $222.25M | $44.09M | $1.64 |
| 2016 | $182.57M | $19.50M | $0.85 |
| 2015 | $154.41M | $27.27M | $1.39 |
| 2014 | $116.90M | $22.23M | $1.37 |
| 2013 | $115.85M | $21.19M | $1.28 |
| 2012 | $112.74M | $20.87M | $1.25 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from UVSP's reported EPS growth of 7.4% a year over 13 years.
- EPS in 5 years
- $4.51
- Implied price
- $45.13
- Return from $41.81
- 1.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $22.44 — -46.3% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 6 | 8 | 10 | 12 | 14 |
|---|---|---|---|---|---|
| -2.6% | -16.9% | -11.9% | -7.9% | -4.5% | -1.5% |
| 2.4% | -12.6% | -7.4% | -3.2% | 0.4% | 3.6% |
| 7.4% | -8.3% | -2.9% | 1.5% | 5.3% | 8.6% |
| 12.4% | -4.1% | 1.6% | 6.3% | 10.2% | 13.7% |
| 17.4% | 0.2% | 6.2% | 11.0% | 15.1% | 18.7% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+0.00%Social Signal Score
Mentions (3)
- Newszacks.com·17d ago·Positive
Univest (UVSP) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Univest (UVSP) have what it takes?
View source ↗ - Newszacks.com·33d ago·Positive
Univest (UVSP) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Univest (UVSP) have what it takes?
View source ↗ - Newszacks.com·49d ago·Positive
Univest (UVSP) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Univest (UVSP) have what it takes?
View source ↗
Earnings
Wed, Oct 28(in 3 weeks)
Consensus estimate $0.98 per share
Typical surprise +14.0% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 22$0.82 vs $0.87miss
- Wed, Apr 22$0.96 vs $0.84beat
- Wed, Jan 28$0.79 vs $0.78beat
- Wed, Oct 22$0.89 vs $0.71beat
- Wed, Jul 23$0.69 vs $0.71miss
- Wed, Apr 23$0.77 vs $0.64beat
Estimates and results for UVSP via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by UVSP officers and directors.
- Bought
- $20k
- Sold
- $2.1m
1 trade
7 trades
- Petro Thomas Msold
- Turner Michael L.sold
- Santana Megan Dsold
- Richardson Brian Jsold
- Schweitzer Jeffrey Msold
- Keim Michael Ssold
- Paquin Natalyesold
- Paquin Natalyebought
92 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Jefferson Shrevehouse · IN06 · disclosed Jun 23, 2025 (42d later)Sell$15,001 - $50,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.
