Price
$1.59-23.56%Social Signal Score
Analyst Ratings
15 analysts52-week range
- Last close
- $1.59
- Off 52w high
- -77.0%
- 200-day average
- $3.85
- vs 200-day
- -58.7%
Revenue
$888.00M+321.77%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Mathew R. Ishbia
- Sector
- Financial Services
- Industry
- Financial - Mortgages
- Employees
- 9,100
- Beta
- 1.82
- Country
- US
- Piotroski score
- 3 / 9 (Weak)
- Altman Z-score
- 0.38
Financials
Revenue
$888.00M+321.8%Net Income
$-80.59M-336.3%EBITDA
$49.00M-42.8%Free Cash Flow
$334.57MEPS (diluted)
$-0.24-172.7%Shares Outstanding (diluted)
211.41M+105.0%Operating Expenses
$338.38MCash & Debt
$498.41MReturn of Capital
$33.02MDividend per Share
$0.10Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $3.16B | $27.38M | $0.13 |
| 2024 | $1.91B | $14.40M | $0.13 |
| 2023 | $1.11B | $-13.23M | $-0.14 |
| 2022 | $2.15B | $41.72M | $0.45 |
| 2021 | $2.83B | $98.44M | $0.98 |
| 2020 | $4.85B | $3.38B | $32.81 |
| 2019 | $1.23B | $415.06M | $4.03 |
| 2018 | $502.17M | $91.32M | $0.89 |
| 2017 | $455.62M | $114.60M | $1.11 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from UWMC's reported EPS growth of -23.5% a year over 8 years. Historical EPS growth of -24% would project the company towards zero. Floored at -15% as a starting point.
- EPS in 5 years
- $0.06
- Implied price
- $1.95
- Return from $1.26
- 9.2% a year
To earn 15.0% a year on these assumptions you'd need to buy at $0.97 — -22.9% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 24 | 29 | 34 | 39 | 44 |
|---|---|---|---|---|---|
| -25.0% | -10.2% | -6.7% | -3.7% | -1.0% | 1.4% |
| -20.0% | -4.2% | -0.5% | 2.7% | 5.6% | 8.2% |
| -15.0% | 1.8% | 5.8% | 9.2% | 12.2% | 14.9% |
| -10.0% | 7.8% | 12.0% | 15.6% | 18.8% | 21.7% |
| -5.0% | 13.8% | 18.2% | 22.0% | 25.4% | 28.5% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
0-100.00%Social Signal Score
Mentions (18)
- Newsgurufocus.com·11h ago·Negative
UWM Holdings Corporation Deadline: UWMC Investors Have Opportunity to Lead UWM Holdings Corporation Securities Fraud Lawsuit UWM Holdings Corporation Deadline: UWMC Investors Have Opportunity to Lead UWM Holdings Corporation Securities Fraud LawsuitPR NewswireNEW YORK, Oct. 5, 2026NEW
View source ↗ - Newsgurufocus.com·20d ago·Negative
UWMC Investors Have Opportunity to Lead UWM Holdings Corporation Securities Fraud Lawsuit UWMC Investors Have Opportunity to Lead UWM Holdings Corporation Securities Fraud LawsuitPR NewswireNEW YORK, Sept. 15, 2026NEW YORK, Sept. 15, 2026 /PRNewswire
View source ↗ - Newsfeeds.newsfilecorp.com·24d ago·Neutral
Bronstein, Gewirtz & Grossman LLC Urges UWM Holdings Corporation Investors to Act: Class Action Filed Alleging Investor Harm New York, New York--(Newsfile Corp. - September 11, 2026) - Bronstein, Gewirtz and Grossman, LLC, a nationally recognized investor-rights law
View source ↗ - Newsprnewswire.com·28d ago·Negative
UWMC Lawsuit Alert: UWM Holdings Investors Face October 13 Deadline After 34% Stock Drop Tied to Hedging Strategy Issues UWM has been sued for securities fraud after its stock plummeted 34.78% because UWM allegedly misrepresented its mortgage servicing rights hedging strategy and the risks created by hedging connected to the Two Harbors transaction. NEW YORK, Sept.
View source ↗ - Newsfool.com·28d ago·Neutral
Why UWM Holdings Stock Dived by 20% Last Month Although this was due largely to an accounting charge, it derived from an unsuccessful acquisition effort. Another consequence of this was the company's suspension of its common stock dividend.
View source ↗ - Newsprnewswire.com·32d ago·Negative
UWM Holdings Corporation (UWMC) Shareholders Who Lost Money Have Opportunity to Lead Securities Fraud Lawsuit BENSALEM, Pa., Sept. 3, 2026 /PRNewswire/ -- The Law Offices of Howard G.
View source ↗ - Newsgurufocus.com·37d ago·Negative
UWMC Investors Have Opportunity to Lead UWM Holdings Corporation Securities Fraud Lawsuit UWMC Investors Have Opportunity to Lead UWM Holdings Corporation Securities Fraud Lawsuit PR Newswire NEW YORK, Au
View source ↗ - Newsfool.com·47d ago·Negative
UWM Suspended Its Dividend and Raised $2.05 Billion From Oaktree After a $451.9 Million Quarterly Loss United Wholesale Mortgage works exclusively with mortgage brokers to generate new loans. The company's business has a solid foundation, but rising interest rates pose a significant challenge.
View source ↗ - Newsbusinesswire.com·49d ago·Negative
UWMC Class Action Notice: UWM Holdings Sued for Securities Fraud After Hedging Strategy Issues Lead to 34% Stock Drop – Investors Urged to Contact BFA Law by October 13 Deadline NEW YORK--(BUSINESS WIRE)---- $UWMC #Acquisition--UWM Holdings Sued for Securities Fraud After Hedging Strategy Issues Lead to 34% Stock Drop – Investors Urged to Contact BFA Law by October 13.
View source ↗ - Newsbusinesswire.com·50d ago·Neutral
UWM Holdings Corporation Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights – UWMC LOS ANGELES--(BUSINESS WIRE)---- $UWMC--UWM Holdings Corporation Sued for Securities Law Violations - Contact the DJS Law Group to Discuss Your Rights – UWMC.
View source ↗ - Newsbusinesswire.com·50d ago·Negative
UWMC Investors Have Opportunity to Lead UWM Holdings Corporation Securities Fraud Lawsuit with SBS Law LOS ANGELES--(BUSINESS WIRE)---- $UWMC--UWMC Investors Have Opportunity to Lead UWM Holdings Corporation Securities Fraud Lawsuit with SBS Law.
View source ↗ - Newsnewsfilecorp.com·52d ago·Negative
Kaplan Fox Alerts UWM Holdings Corporation (UWMC) Investors to an Investigation of Potential Securities Law Violations New York, New York--(Newsfile Corp. - August 14, 2026) - Kaplan Fox & Kilsheimer LLP is investigating potential securities violations against UWM Holdings Corporation ("UWM Holdings" or the "Company") (NYSE: UWMC). CLICK HERE TO RECEIVE MORE INFORMATION ABOUT THIS INVESTIGATION If you are a UWM Holdings investor and have suffered losses, or if you have information that could ass…
View source ↗ - Newsbusinesswire.com·53d ago·Negative
UWMC CLASS ACTION NOTICE: The Law Offices of Frank R. Cruz Files Securities Fraud Lawsuit Against UWM Holdings Corporation LOS ANGELES--(BUSINESS WIRE)--UWMC CLASS ACTION NOTICE: The Law Offices of Frank R. Cruz Files Securities Fraud Lawsuit Against UWM Holdings Corporation.
View source ↗ - Newsglobenewswire.com·53d ago·Negative
Kaplan Fox Alerts Investors of UWM Holdings Corporation (NYSE: UWMC) to an Ongoing Investigation of Possible Securities Law Violations NEW YORK, Aug. 13, 2026 (GLOBE NEWSWIRE) -- Kaplan Fox & Kilsheimer LLP is investigating potential securities violations against UWM Holdings Corporation (“UWM Holdings” or the “Company”) (NYSE: UWMC). CLICK HERE TO RECEIVE MORE INFORMATION ABOUT THIS INVESTIGATION If you are a UWM Holdings investor and have suffered losses, or if you have information that could …
View source ↗ - Newsbusinesswire.com·55d ago·Neutral
TWO Responds to Baseless Claims by UWMC NEW YORK--(BUSINESS WIRE)--TWO Responds to Baseless Claims by UWMC.
View source ↗ - Newsnewsfilecorp.com·55d ago·Negative
Kaplan Fox Alerts Investors of UWM Holdings Corporation (UWMC) to an Investigation of Possible Securities Law Violations New York, New York--(Newsfile Corp. - August 11, 2026) - Kaplan Fox & Kilsheimer LLP is investigating potential securities violations against UWM Holdings Corporation ("UWM Holdings" or the "Company") (NYSE: UWMC). CLICK HERE TO RECEIVE MORE INFORMATION ABOUT THIS INVESTIGATION If you are a UWM Holdings investor and have suffered losses, or if you have information that could a
View source ↗ - Newsseekingalpha.com·56d ago·Negative
UWM: Why Common Shareholders Must Now Wait Before Any Recovery Walk through the cascade of pressures on the mortgage industry and UWMC: elevated rates, 10b5-1 selling plan, and a $603 million hedge loss tied to the failed Two Harbors deal that's driven the stock down nearly 70% YTD. The core business remained profitable underneath the Q2 loss, but the over-hedged derivatives and subsequent Oaktree Capital preferred raise have left common shareholders like myself with a much longer recovery timel
View source ↗ - Newsmarketbeat.com·58d ago·Neutral
UWM Q2 Earnings Call Highlights UWM NYSE: UWMC said it generated more than $180 million in adjusted EBITDA and approximately $40 billion of business during the second quarter, while outlining a proposed capital partnership with Oaktree and plans to suspend its regular dividend.
View source ↗
Earnings
Thu, Nov 5(in 4 weeks)
Consensus estimate $0.06 per share
Typical surprise -70.5% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Aug 6$-0.23 vs $0.07miss
- Wed, May 6$0.09 vs $0.06beat
- Wed, Feb 25$0.08 vs $0.09miss
- Thu, Nov 6$0.01 vs $0.08miss
- Thu, Aug 7$0.16 vs $0.06beat
- Tue, May 6$-0.23 vs $0.06miss
Estimates and results for UWMC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by UWMC officers and directors.
- Bought
- —
- Sold
- $179.0m
0 trades
53 trades
- Mat Ishbiasold
- Mat Ishbiasold
- Mat Ishbiasold
- Mat Ishbiasold
- Mat Ishbiasold
- Mat Ishbiasold
- Mat Ishbiasold
- Mat Ishbiasold
47 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in UWMC.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.