Price
No data yet.
Social Signal Score
Revenue
$85.65M+376.58%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Susan Teresa McGovern
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 131
- Beta
- 1.10
- Country
- CA
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- -0.69
Financials
Revenue
$85.65M+376.6%Net Income
$7.52M+206.3%EBITDA
$11.33M+232.8%Free Cash Flow
$-49.76M-552.3%EPS (diluted)
$0.23+155.6%Shares Outstanding (diluted)
23.61M+17.5%Operating Expenses
$13.08MCash & Debt
$674.44MReturn of Capital
$802.0KDividend per Share
$0.02Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $120.23M | $28.46M | $0.90 |
| 2024 | $111.63M | $39.75M | $1.49 |
| 2023 | $237.92M | $42.16M | $1.57 |
| 2022 | $132.54M | $22.66M | $0.79 |
| 2021 | $94.69M | $22.38M | $0.96 |
| 2020 | $86.15M | $19.41M | $0.82 |
| 2019 | $88.33M | $20.20M | $0.85 |
| 2018 | $81.10M | $18.07M | $0.86 |
| 2017 | $71.62M | $19.47M | $0.83 |
| 2016 | $70.94M | $8.47M | $0.32 |
| 2015 | $65.85M | $8.22M | $0.33 |
| 2014 | $60.79M | $5.68M | $0.29 |
| 2013 | $63.24M | $1.76M | $0.11 |
| 2012 | $74.19M | $3.82M | $0.24 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from VBNK's reported EPS growth of 10.7% a year over 13 years.
- EPS in 5 years
- $1.50
- Implied price
- $27.03
- Return from $19.61
- 6.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $13.44 — -31.5% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 15 | 18 | 21 | 24 |
|---|---|---|---|---|---|
| 0.7% | -10.6% | -6.5% | -3.0% | 0.0% | 2.7% |
| 5.7% | -6.1% | -1.8% | 1.8% | 5.0% | 7.8% |
| 10.7% | -1.7% | 2.8% | 6.6% | 10.0% | 12.9% |
| 15.7% | 2.8% | 7.5% | 11.4% | 14.9% | 18.0% |
| 20.7% | 7.2% | 12.1% | 16.3% | 19.9% | 23.1% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100+0.00%Social Signal Score
Mentions (2)
- Newsprnewswire.com·5h ago·Neutral
VERSABANK TO HOST THIRD QUARTER FISCAL 2026 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST THURSDAY, SEPTEMBER 3 AT 9:00 A.M. ET Bank to Report Third Quarter Fiscal 2026 Results Thursday, September 3, 2026 at 7:00 a.m. ET LONDON, ON, Aug. 26, 2026 /PRNewswire/ -- VersaBank (or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will report its third quarter 2026 financial results and host a conference call to discuss those results on Thursday, September 3, 2026.
View source ↗ - Newsprnewswire.com·1d ago·Neutral
…ard of Directors Unanimously Recommends Shareholders Vote FOR the Proposed Reorganization – LONDON, ON, Aug. 25, 2026 /PRNewswire/ -- VersaBank (or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), a North American leader in business-to-business digital banking, as well as technology solutions for cybersecurity, today announced its management information circular (the "Circular") and related materials in connection with the Bank's upcoming special meeting of shareholders (the "Meeting") to consider and vo…
View source ↗
Earnings
Thu, Sep 3(in 7 days)
Consensus estimate $0.35 per share
Typical surprise +0.0% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jun 3$0.28 vs $0.28beat
- Wed, Mar 4$0.27 vs $0.27beat
- Wed, Dec 10$0.24 vs $0.24beat
- Thu, Sep 4$0.22 vs $0.20beat
- Wed, Jun 4$0.18 vs $0.21miss
- Wed, Mar 5$0.20 vs $0.29miss
Estimates and results for VBNK via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.