WAFD logo

WAFD WaFd, Inc.

NASDAQ Global Select · Banks - Regional · Financial Services

$37.94
-0.01 (-0.03%)

WaFd, Inc. delivers a comprehensive suite of banking and financial services, encompassing lending, deposit accounts, and insurance, primarily catering to individual consumers. Beyond retail banking, the company also serves the financial needs of mid-sized to large businesses, as well as owners and developers within the commercial real estate sector. Established on November 15, 1994, WaFd, Inc. mai…

Market Cap: $2.81Bwww.wafdbank.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

105
105
Aug 11Aug 11

Quote

Day Range
$37.81 – $38.22
52-Week Range
$26.31 – $39.49
Volume
$299.9K
Market Cap
$2.81B
50-Day Avg
$37.30
200-Day Avg
$33.85
Prev Close
$37.95
Open
$37.88

Valuation & Ratios

P/E Ratio
11.47
EPS
$2.82
P/B Ratio
0.80
P/S Ratio
1.72
Debt/Equity
0.60
Current Ratio
0.15
Dividend Yield
+4.1%
Gross Margin
+50.9%

Returns & Efficiency

Return on Equity
+7.4%
Return on Assets
+0.8%
FCF Yield
+8.6%
EV/EBITDA
11.99

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$1.41B$226.07M$2.64
2024$1.43B$200.04M$2.50
2023$1.10B$257.43M$3.72
2022$733.38M$236.33M$3.40
2021$652.60M$183.62M$2.39

Social Signal Score

55
5d
55
1 mentions
30d
55
1 mentions
60d
55
1 mentions
90d
55
1 mentions
news: 1

Earnings

Thu, Oct 15(in 2 months)

Consensus estimate $0.83 per share

3of 7 quarters beat consensus

Typical surprise -0.6% (median, so one quarter with a near-zero estimate can't distort it)

  • Thu, Jul 16$0.81 vs $0.81miss
  • Thu, Apr 16$0.83 vs $0.75beat
  • Thu, Jan 15$0.75 vs $0.76miss
  • Thu, Oct 16$0.72 vs $0.77miss
  • Thu, Jul 17$0.73 vs $0.67beat
  • Fri, Apr 11$0.65 vs $0.58beat

Estimates and results for WAFD via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from WAFD's reported EPS growth of 2.5% a year over 4 years.

EPS in 5 years
$3.19
Implied price
$35.09
Return from $37.94
-1.6% a year

To earn 15.0% a year on these assumptions you'd need to buy at $17.45 -54.0% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E79111315
-7.5%-18.8%-14.7%-11.2%-8.1%-5.5%
-2.5%-14.4%-10.0%-6.4%-3.2%-0.4%
2.5%-10.1%-5.4%-1.6%1.8%4.7%
7.5%-5.7%-0.8%3.3%6.8%9.9%
12.5%-1.3%3.8%8.1%11.7%15.0%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsbusinesswire.com·3d ago·Neutral

    WaFd, Inc. Announces Cash Dividend of 27 cents per share SEATTLE--(BUSINESS WIRE)---- $WAFD #banking--Today, the Board of Directors of WaFd, Inc. (Nasdaq: WAFD) (the “Company”) announced a regular cash dividend of 27 cents per share. The dividend will be paid September 4, 2026, to common shareholders of record as of August 21, 2026. This will be the Company's 174th consecutive quarterly cash dividend. WaFd, Inc. is the parent company of WaFd Bank, a federally insured Washington state chartered c

    View source ↗