Price
No data yet.
Social Signal Score
Analyst Ratings
11 analystsRevenue
$356.47M+141.34%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Brent J. Beardall
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 1,979
- Beta
- 0.82
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 0.29
Financials
Revenue
$356.47M+141.3%Net Income
$66.13M+49.5%EBITDA
$84.35M+34.4%Free Cash Flow
$63.36M+27.7%EPS (diluted)
$0.89+81.6%Shares Outstanding (diluted)
74.05M-18.2%Operating Expenses
$69.24MCash & Debt
$676.47MReturn of Capital
$23.64MDividend per Share
$0.27Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.41B | $226.07M | $2.64 |
| 2024 | $1.43B | $200.04M | $2.50 |
| 2023 | $1.10B | $257.43M | $3.72 |
| 2022 | $733.38M | $236.33M | $3.40 |
| 2021 | $652.60M | $183.62M | $2.39 |
| 2020 | $708.25M | $173.44M | $2.26 |
| 2019 | $734.59M | $210.26M | $2.61 |
| 2018 | $651.06M | $203.85M | $2.40 |
| 2017 | $602.63M | $173.53M | $1.95 |
| 2016 | $593.88M | $164.05M | $1.79 |
| 2015 | $580.28M | $160.32M | $1.68 |
| 2014 | $561.61M | $157.36M | $1.56 |
| 2013 | $538.22M | $151.50M | $1.45 |
| 2012 | $606.79M | $138.18M | $1.29 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from WAFD's reported EPS growth of 5.7% a year over 13 years.
- EPS in 5 years
- $3.72
- Implied price
- $40.92
- Return from $30.80
- 5.8% a year
To earn 15.0% a year on these assumptions you'd need to buy at $20.34 — -33.9% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 7 | 9 | 11 | 13 | 15 |
|---|---|---|---|---|---|
| -4.3% | -12.5% | -7.9% | -4.2% | -0.9% | 2.0% |
| 0.7% | -7.9% | -3.1% | 0.8% | 4.3% | 7.3% |
| 5.7% | -3.3% | 1.7% | 5.8% | 9.4% | 12.6% |
| 10.7% | 1.3% | 6.5% | 10.9% | 14.6% | 17.9% |
| 15.7% | 5.8% | 11.3% | 15.9% | 19.8% | 23.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
50-9.09%Social Signal Score
Mentions (10)
- Newsglobenewswire.com·21d ago·Neutral
Halper Sadeh LLC is Investigating Whether WAFD and DSGR are Obtaining Fair Deals for their Shareholders Insiders may stand to receive substantial financial benefits not available to ordinary shareholders. The proposed transactions may contain terms that could limit superior competing offers.
View source ↗ - Newszacks.com·27d ago·Neutral
WaFd's EverBank Merger Deal: A Boost to Earnings & Scale? WAFD's EverBank merger targets 29% EPS accretion in 2027, a broader deposit base, and a larger, more diversified commercial banking model.
View source ↗ - Newspymnts.com·27d ago·Neutral
EverBank-WaFd Deal Bridges Banking's Digital and Branch Divide A merger between EverBank and WaFd pairs digital reach with a large branch network at a time when banks are finding value in customers who move readily between both. The proposed $3.9 billion merger of EverBank and WaFd brings together institutions with different distribution models.
View source ↗ - Newsbusinesswire.com·27d ago·Negative
WAFD Stock Alert: Halper Sadeh LLC is Investigating Whether WaFd, Inc. is Obtaining a Fair Price for its Shareholders NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating the merger of WaFd, Inc. (NASDAQ: WAFD) and EverBank Financial Corp. Upon closing of the proposed transaction, WaFd shareholders are expected to own 40.8% of the combined company.Halper Sadeh encourages WaFd shareholders to click here to learn more about their rights and options or contact …
View source ↗ - Newsseekingalpha.com·27d ago·Positive
WaFd, Inc. (WAFD) M&A Call Transcript WaFd, Inc. (WAFD) M&A Call Transcript
View source ↗ - Newsgurufocus.com·28d ago·Neutral
WaFd, Inc. Enters into a $3.9 Billion Reverse Merger Transaction with EverBank Financial Corp WaFd, Inc. Enters into a $3.9 Billion Reverse Merger Transaction with EverBank Financial Corp PR Newswire JACKSONV
View source ↗ - Newsreuters.com·28d ago·Neutral
EverBank to combine with WaFd in $3.9 billion reverse merger Florida-based EverBank Financial has agreed to acquire WaFd , a smaller bank in the Pacific Northwest, in a $3.9 billion reverse merger transaction, the companies said on Monday.
View source ↗ - Newsprnewswire.com·28d ago·Positive
WaFd, Inc. Enters into a $3.9 Billion Reverse Merger Transaction with EverBank Financial Corp Combination will position bank for strong performance and returns, with significant EPS accretion in 2027 JACKSONVILLE, Fla. and SEATTLE, Sept.
View source ↗ - Newswsj.com·28d ago·Neutral
EverBank to Combine With WaFd to Create $75 Billion Bank Florida-based EverBank Financial has reached a deal to pursue a reverse merger with the smaller bank in the Pacific Northwest.
View source ↗ - Newsbusinesswire.com·55d ago·Neutral
WaFd, Inc. Announces Cash Dividend of 27 cents per share SEATTLE--(BUSINESS WIRE)---- $WAFD #banking--Today, the Board of Directors of WaFd, Inc. (Nasdaq: WAFD) (the “Company”) announced a regular cash dividend of 27 cents per share. The dividend will be paid September 4, 2026, to common shareholders of record as of August 21, 2026. This will be the Company's 174th consecutive quarterly cash dividend. WaFd, Inc. is the parent company of WaFd Bank, a federally insured Washington state chartered c
View source ↗
Earnings
Thu, Oct 15(in 9 days)
Consensus estimate $0.84 per share
Typical surprise -0.6% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 16$0.81 vs $0.81miss
- Thu, Apr 16$0.83 vs $0.75beat
- Thu, Jan 15$0.75 vs $0.76miss
- Thu, Oct 16$0.72 vs $0.77miss
- Thu, Jul 17$0.73 vs $0.67beat
- Fri, Apr 11$0.65 vs $0.58beat
Estimates and results for WAFD via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by WAFD officers and directors.
- Bought
- $100k
- Sold
- $2.0m
2 trades
6 trades
- Robison Kim Esold
- Cooper Cathy Esold
- Beardall Brent Jbought
- Beardall Brent Jbought
- Singleton Seansold
- Mauer Ryansold
- Cooper Cathy Esold
- Cooper Cathy Esold
92 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Donna Shalalahouse · FL27 · disclosed Apr 27, 2020 (418d later)Buy$1,001 - $15,000
- Donna Shalalahouse · FL27 · disclosed Apr 27, 2020 (308d later)Sell$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.