Price
No data yet.
Social Signal Score
Analyst Ratings
49 analystsRevenue
$1.01B-26.46%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Devin McGranahan
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 9,600
- Beta
- 0.54
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 1.02
Financials
Revenue
$1.01B-26.5%Net Income
$76.70M-64.6%EBITDA
$184.20M-47.0%Free Cash Flow
$63.50M-76.3%EPS (diluted)
$0.24-45.5%Shares Outstanding (diluted)
313.60M-36.0%Operating Expenses
$0.00Cash & Debt
$2.79BReturn of Capital
$84.50MRevenue by Segment (annual)
$4.05BDividend per Share
$0.23Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $4.04B | $499.60M | $1.53 |
| 2024 | $4.21B | $934.20M | $2.75 |
| 2023 | $4.36B | $626.00M | $1.69 |
| 2022 | $4.48B | $910.60M | $2.35 |
| 2021 | $5.07B | $805.80M | $1.98 |
| 2020 | $4.83B | $744.30M | $1.81 |
| 2019 | $5.29B | $1.06B | $2.48 |
| 2018 | $5.59B | $851.90M | $1.89 |
| 2017 | $5.52B | $-557.10M | $-1.19 |
| 2016 | $5.42B | $253.20M | $0.52 |
| 2015 | $5.48B | $837.80M | $1.63 |
| 2014 | $5.61B | $852.40M | $1.60 |
| 2013 | $5.54B | $798.40M | $1.43 |
| 2012 | $5.66B | $1.03B | $1.70 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from WU's reported EPS growth of -0.8% a year over 13 years.
- EPS in 5 years
- $1.47
- Implied price
- $8.82
- Return from $6.00
- 8.0% a year
To earn 15.0% a year on these assumptions you'd need to buy at $4.38 — -26.9% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 2 | 4 | 6 | 8 | 10 |
|---|---|---|---|---|---|
| -10.8% | -22.0% | -10.4% | -2.9% | 2.9% | 7.6% |
| -5.8% | -17.7% | -5.4% | 2.6% | 8.6% | 13.6% |
| -0.8% | -13.3% | -0.4% | 8.0% | 14.4% | 19.6% |
| 4.2% | -8.9% | 4.6% | 13.4% | 20.2% | 25.6% |
| 9.2% | -4.6% | 9.6% | 18.9% | 25.9% | 31.7% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
70+50.00%Social Signal Score
Mentions (15)
- Newszacks.com·15h ago·Positive
Western Union (WU) Beats Stock Market Upswing: What Investors Need to Know The latest trading day saw Western Union (WU) settling at $6.1, representing a +1.67% change from its previous close.
View source ↗ - Newszacks.com·4d ago·Neutral
Western Union (WU) Laps the Stock Market: Here's Why In the latest trading session, Western Union (WU) closed at $6.02, marking a +2.03% move from the previous day.
View source ↗ - Newszacks.com·10d ago·Positive
Western Union (WU) Beats Stock Market Upswing: What Investors Need to Know Western Union (WU) closed at $6.18 in the latest trading session, marking a +2.49% move from the prior day.
View source ↗ - Newszacks.com·12d ago·Neutral
Western Union (WU) Registers a Bigger Fall Than the Market: Important Facts to Note Western Union (WU) concluded the recent trading session at $6.09, signifying a -2.09% move from its prior day's close.
View source ↗ - Newsglobenewswire.com·20d ago·Negative
Total Wireless and Western Union Bring the Sights and Sounds of Guadalajara to Los Angeles with “Mexico Transferred” Immersive Boyle Heights experience opens September 25 in celebration of Hispanic Heritage Month, honoring every day life traditions of Guadalajara, Mexico Immersive Boyle Heights experience opens September 25 in celebration of Hispanic Heritage Month, honoring every day life traditions of Guadalajara, Mexico
View source ↗ - Newszacks.com·21d ago·Neutral
Why the Market Dipped But Western Union (WU) Gained Today Western Union (WU) concluded the recent trading session at $7.03, signifying a +1.44% move from its prior day's close.
View source ↗ - Newszacks.com·27d ago·Neutral
Western Union (WU) Declines More Than Market: Some Information for Investors In the latest trading session, Western Union (WU) closed at $7, marking a -2.51% move from the previous day.
View source ↗ - Newszacks.com·35d ago·Neutral
Western Union (WU) Sees a More Significant Dip Than Broader Market: Some Facts to Know The latest trading day saw Western Union (WU) settling at $7.16, representing a -1.1% change from its previous close.
View source ↗ - Newszacks.com·45d ago·Neutral
Can Western Union's $200M Beyond Efficiency Plan Revive Profitability? WU targets $200M in savings by 2027 as digital growth pressures margins, with AI, cost cuts and lower payout costs key to its turnaround.
View source ↗ - Newszacks.com·47d ago·Neutral
Can Total Wireless Help Western Union Deepen U.S. Retail Reach? WU is expanding its U.S. retail reach through Total Wireless, adding money transfers, bill payments and money orders to more stores nationwide.
View source ↗ - Newsseekingalpha.com·48d ago·Negative
…hurdles remain, with a 76-83% implied probability of closing. Cost-cutting initiatives target $200 million in annual savings by 2027, but excessive cuts may threaten WU's long-term viability amid intensifying competition. Margin compression persists as digital transition accelerates, yet WU's $9.5 intrinsic value provides a margin of safety for investors.
View source ↗ - Newsglobenewswire.com·48d ago·Neutral
Total Wireless Expands Partnership with Western Union, Bringing Financial Services to Retail Locations Nationwide Total Wireless stores will now offer Western Union services including money transfers, bill pay and money orders. Select plan-holders will continue to receive one monthly fee-free money transfer Total Wireless stores will now offer Western Union services including money transfers, bill pay and money orders. Select plan-holders will continue to receive one monthly fee-free money trans
View source ↗ - Newspymnts.com·52d ago·Neutral
Western Union's Intermex Deal Wins New York Approval but Stalls in California Western Union's pending acquisition of International Money Express (Intermex) has received regulatory approval from New York but faces further review by California, Western Union said in a Friday (Aug. 14) press release.
View source ↗ - Newsglobenewswire.com·53d ago·Neutral
Western Union and Intermex Provide Update on Pending Acquisition DENVER and MIAMI, Aug. 14, 2026 (GLOBE NEWSWIRE) -- The Western Union Company (NYSE: WU) and International Money Express, Inc. (Intermex) (NASDAQ: IMXI) today provided an update regarding regulatory approvals for Western Union's pending acquisition of Intermex.
View source ↗ - Newsseekingalpha.com·57d ago·Neutral
Western Union: Getting Acquired May Be The Company's Only Salvation (Upgrade) Despite acquisition rumors, given The Western Union Company's deteriorating strategic asset as indicated by its performance on key metrics, it would be wise to avoid such troublesome predicaments. Declining performance on key metrics indicates the deterioration of the Western Union brand, once synonymous with cross-border remittance. Western Union's inextricable attachment to its vast retail network is making its busin
View source ↗
Earnings
Thu, Oct 22(in 2 weeks)
Consensus estimate $0.35 per share
Typical surprise -4.5% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 30$0.31 vs $0.42miss
- Fri, Apr 24$0.25 vs $0.40miss
- Fri, Feb 20$0.45 vs $0.43beat
- Thu, Oct 23$0.47 vs $0.43beat
- Mon, Jul 28$0.42 vs $0.44miss
- Wed, Apr 23$0.41 vs $0.40beat
Estimates and results for WU via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by WU officers and directors.
- Bought
- $1.7m
- Sold
- $241k
3 trades
4 trades
- Adams Benjamin Carltonsold
- Adams Benjamin Carltonsold
- Adams Benjamin Carltonsold
- Angelini Giovannisold
- Angelini Giovannibought
- Mcgranahan Devinbought
- Cagwin Matthewbought
93 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Kathy E. Manninghouse · NC06 · disclosed Jul 6, 2024 (23d later)Sell$1,001 - $15,000
- Thomas Hawley Tubervillesenate · AL · disclosed May 15, 2024 (41d later)Sell$1,001 - $15,000
- Thomas Hawley Tubervillesenate · AL · disclosed Nov 16, 2023 (30d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Jun 10, 2022 (36d later)Sell$1,001 - $15,000
- Peter Meijerhouse · MI03 · disclosed Mar 16, 2021 (28d later)Sell$1,001 - $15,000
- Lois Frankelhouse · FL21 · disclosed May 21, 2019 (12d later)Sell$1,001 - $15,000
- Lois Frankelhouse · FL21 · disclosed Mar 27, 2019 (27d later)Sell$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.