Price
No data yet.
Social Signal Score
Revenue
$1.48B+132.55%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Harris Henry Simmons
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 9,195
- Beta
- 0.78
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- -0.45
Financials
Revenue
$1.48B+132.5%Net Income
$453.00M+256.7%EBITDA
$610.00M+169.9%Free Cash Flow
$787.00M+385.8%EPS (diluted)
$3.05+435.1%Shares Outstanding (diluted)
146.21M-28.6%Operating Expenses
$474.00MCash & Debt
$21.37BReturn of Capital
$288.00MRevenue by Segment (annual)
$471.00MDividend per Share
$0.48Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $4.94B | $899.00M | $6.08 |
| 2024 | $4.99B | $784.00M | $4.95 |
| 2023 | $4.62B | $680.00M | $4.35 |
| 2022 | $3.34B | $907.00M | $5.80 |
| 2021 | $2.97B | $1.13B | $6.80 |
| 2020 | $2.94B | $539.00M | $3.06 |
| 2019 | $3.25B | $816.00M | $4.41 |
| 2018 | $3.03B | $884.00M | $4.36 |
| 2017 | $2.74B | $592.00M | $2.71 |
| 2016 | $2.47B | $469.00M | $2.00 |
| 2015 | $2.19B | $309.00M | $1.20 |
| 2014 | $2.35B | $398.46M | $1.72 |
| 2013 | $2.28B | $263.79M | $1.58 |
| 2012 | $2.46B | $349.52M | $0.97 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from ZION's reported EPS growth of 15.2% a year over 13 years.
- EPS in 5 years
- $12.40
- Implied price
- $123.98
- Return from $69.54
- 12.3% a year
To earn 15.0% a year on these assumptions you'd need to buy at $61.64 — -11.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 6 | 8 | 10 | 12 | 14 |
|---|---|---|---|---|---|
| 5.2% | -7.4% | -2.0% | 2.5% | 6.3% | 9.7% |
| 10.2% | -3.0% | 2.7% | 7.4% | 11.4% | 14.9% |
| 15.2% | 1.4% | 7.4% | 12.3% | 16.4% | 20.1% |
| 20.2% | 5.8% | 12.0% | 17.1% | 21.5% | 25.3% |
| 25.2% | 10.2% | 16.7% | 22.0% | 26.5% | 30.5% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
110+10.00%Social Signal Score
Mentions (2)
- Newszacks.com·5h ago·Positive
Why Zions (ZION) is a Top Value Stock for the Long-Term The Zacks Style Scores offers investors a way to easily find top-rated stocks based on their investing style. Here's why you should take advantage.
View source ↗ - Newsprnewswire.com·3d ago·Neutral
ZIONS BANCORPORATION TO PRESENT AT THE BARCLAYS GLOBAL FINANCIAL SERVICES CONFERENCE SALT LAKE CITY, Sept. 1, 2026 /PRNewswire/ -- Harris Simmons, Chairman and CEO of Zions Bancorporation, N.A.
View source ↗
Earnings
Mon, Oct 19(in 6 weeks)
Consensus estimate $1.62 per share
Typical surprise +9.9% (median, so one quarter with a near-zero estimate can't distort it)
- Mon, Jul 20$3.05 vs $1.57beat
- Mon, Apr 20$1.56 vs $1.42beat
- Tue, Jan 20$1.75 vs $1.57beat
- Mon, Oct 20$1.54 vs $1.46beat
- Mon, Jul 21$1.58 vs $1.31beat
- Mon, Apr 21$1.24 vs $1.19beat
Estimates and results for ZION via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by ZION officers and directors.
- Bought
- $266k
- Sold
- $6.6m
1 trade
12 trades
- Mclean Scott Jsold
- Mclean Scott Jsold
- Law Scott A.sold
- Law Scott A.sold
- Mclean Scott Jsold
- Mclean Scott Jsold
- Mclean Scott Jsold
- Steward Dereksold
87 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.